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  <xs:element id="fcfs_NonCashPortionOfCreditLossProvision" abstract="false" name="NonCashPortionOfCreditLossProvision" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_Incometaxbenefitpercentoflikelihoodofbeingrealizeduponsettlement" abstract="false" name="Incometaxbenefitpercentoflikelihoodofbeingrealizeduponsettlement" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType"/>
  <xs:element id="fcfs_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountOfAwardEarnedTargetShareAward" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountOfAwardEarnedTargetShareAward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType"/>
  <xs:element id="fcfs_SharebasedCompensationArrangementbySharebasedPaymentAwardEquityInstrumentsOtherthanOptionsOutstandingTotalIntrinsicValue" abstract="false" name="SharebasedCompensationArrangementbySharebasedPaymentAwardEquityInstrumentsOtherthanOptionsOutstandingTotalIntrinsicValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_CostOfWholesaleScrapJewelrySold" abstract="false" name="CostOfWholesaleScrapJewelrySold" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndliabilitiesAssumedPawnLoanFeesAndServiceChargeReceivables" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndliabilitiesAssumedPawnLoanFeesAndServiceChargeReceivables" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsandWarrantsExercisesinPeriodTotalIntrinsicValue" abstract="false" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOptionsandWarrantsExercisesinPeriodTotalIntrinsicValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_Repurchaseredemptionpremiumsonseniorunsecurednotes" abstract="false" name="Repurchaseredemptionpremiumsonseniorunsecurednotes" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_StoreOperatingExpensesPolicyPolicyTextBlock" abstract="false" name="StoreOperatingExpensesPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType"/>
  <xs:element id="fcfs_InitialMeasurementOperatingLeaseabstractAbstract" abstract="true" name="InitialMeasurementOperatingLeaseabstractAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="fcfs_A5.375SeniorUnsecuredNotesdue2024Member" abstract="true" name="A5.375SeniorUnsecuredNotesdue2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="fcfs_BusinessAcquisitionAccountsPayableToSellers" abstract="false" name="BusinessAcquisitionAccountsPayableToSellers" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_PawnLoanFeesAndServiceChargesReceivable" abstract="false" name="PawnLoanFeesAndServiceChargesReceivable" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_FurnitureFixturesEquipmentAndLeaseholdMember" abstract="true" name="FurnitureFixturesEquipmentAndLeaseholdMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="fcfs_FederalIncometaxprovisionbenefitforstateincometaxes" abstract="false" name="FederalIncometaxprovisionbenefitforstateincometaxes" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_IncomeTaxExaminationNumberOfStatesSubjectToExaminationInYearsPriorTo2009" abstract="false" name="IncomeTaxExaminationNumberOfStatesSubjectToExaminationInYearsPriorTo2009" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="fcfs_Cashassociatedwithundistributedearningsofforeignsubsidiaries" abstract="false" name="Cashassociatedwithundistributedearningsofforeignsubsidiaries" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalIntrinsicValue" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalIntrinsicValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_AccruedEmployeeBenefitsAndPayrollTaxesCurrent" abstract="false" name="AccruedEmployeeBenefitsAndPayrollTaxesCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_PawnLoansForfeitedAndTransferredToInventories" abstract="false" name="PawnLoansForfeitedAndTransferredToInventories" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_LineOfCreditFacilityLeverageRatioTemporaryAdjustedDomesticEBITDA" abstract="false" name="LineOfCreditFacilityLeverageRatioTemporaryAdjustedDomesticEBITDA" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="fcfs_InvestmentContractWeight" abstract="false" name="InvestmentContractWeight" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="num:massItemType"/>
  <xs:element id="fcfs_OrganizationAndNatureOfCompanyLineItems" abstract="true" name="OrganizationAndNatureOfCompanyLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="fcfs_FivePointThreeSevenFivePercentSeniorNotesDue2024Member" abstract="true" name="FivePointThreeSevenFivePercentSeniorNotesDue2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="fcfs_Weightedaverageamortizationperiodremaininginyears" abstract="false" name="Weightedaverageamortizationperiodremaininginyears" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="fcfs_DebtInstrumentRedemptionPriceUpToPercentage" abstract="false" name="DebtInstrumentRedemptionPriceUpToPercentage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="num:percentItemType"/>
  <xs:element id="fcfs_ScheduleOfRevenuesFromExternalCustomersAndAssetsTableTextBlock" abstract="false" name="ScheduleOfRevenuesFromExternalCustomersAndAssetsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType"/>
  <xs:element id="fcfs_PlanparticipantsAxis" abstract="true" name="PlanparticipantsAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="fcfs_LineOfCreditFacilityLeverageRatioAdjustedEBITDA" abstract="false" name="LineOfCreditFacilityLeverageRatioAdjustedEBITDA" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="fcfs_PlanparticipantsDomain" abstract="true" name="PlanparticipantsDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="fcfs_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPawnLoans" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPawnLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_ShareBasedPaymentArrangementOptionsExercisedNetSharesSettled" abstract="false" name="ShareBasedPaymentArrangementOptionsExercisedNetSharesSettled" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="fcfs_NonvestedCommonStockAwardsMember" abstract="true" name="NonvestedCommonStockAwardsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="fcfs_PriortomergerMember" abstract="true" name="PriortomergerMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="nonnum:domainItemType"/>
  <xs:element id="fcfs_EffectiveIncomeTaxRateReconciliationForeignInflationIndexAdjustment" abstract="false" name="EffectiveIncomeTaxRateReconciliationForeignInflationIndexAdjustment" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_PawnLoanFees" abstract="false" name="PawnLoanFees" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
