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  <xs:element id="fcfs_NumberOfPawnLicenses" abstract="false" name="NumberOfPawnLicenses" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="fcfs_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPawnLoans" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPawnLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseRightOfUseAssset" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedOperatingLeaseRightOfUseAssset" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCustomerDepositsAndPrepayments" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedCustomerDepositsAndPrepayments" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="fcfs_LeaseLiabilityNonCurrentBusinessCombinationRecognizedIdentifiableAssetAcquiredAndLiabilityAssumedLeaseLiabilityNoncurrent" abstract="false" name="LeaseLiabilityNonCurrentBusinessCombinationRecognizedIdentifiableAssetAcquiredAndLiabilityAssumedLeaseLiabilityNoncurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_PercentageOfStoreLocationsLeased" abstract="false" name="PercentageOfStoreLocationsLeased" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="fcfs_StockRepurchasedDuringPeriodExciseTax" abstract="false" name="StockRepurchasedDuringPeriodExciseTax" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="fcfs_OffBalanceSheetCreditExposureMember" abstract="true" name="OffBalanceSheetCreditExposureMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="fcfs_FinancingReceivableMerchantPartnerDiscountsAndPremiumsNet" abstract="false" name="FinancingReceivableMerchantPartnerDiscountsAndPremiumsNet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="fcfs_FinanceReceivableBeforeAllowanceForCreditLossPremiumAndDiscount" abstract="false" name="FinanceReceivableBeforeAllowanceForCreditLossPremiumAndDiscount" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="fcfs_LeasedMerchandiseBeforeAllowanceForLeaseLosses" abstract="false" name="LeasedMerchandiseBeforeAllowanceForLeaseLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="fcfs_BusinessAcquisitionAccountsPayableToSellers" abstract="false" name="BusinessAcquisitionAccountsPayableToSellers" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="fcfs_AccruedEmployeeBenefitsAndPayrollTaxesCurrent" abstract="false" name="AccruedEmployeeBenefitsAndPayrollTaxesCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
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  <xs:element id="fcfs_A5625SeniorUnsecuredNotesDue2030Member" abstract="true" name="A5625SeniorUnsecuredNotesDue2030Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="fcfs_DevelopedTechnologyMember" abstract="true" name="DevelopedTechnologyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="fcfs_DefinedContributionPlanRateOfEmployerMatchPercent" abstract="false" name="DefinedContributionPlanRateOfEmployerMatchPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="fcfs_DefinedContributionPlanCompanyContributionsVestingPeriod" abstract="false" name="DefinedContributionPlanCompanyContributionsVestingPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="fcfs_ScheduleOfRevenuesFromExternalCustomersAndAssetsTable" abstract="true" name="ScheduleOfRevenuesFromExternalCustomersAndAssetsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="fcfs_ScheduleOfRevenuesFromExternalCustomersAndAssetsLineItems" abstract="true" name="ScheduleOfRevenuesFromExternalCustomersAndAssetsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="fcfs_OtherLatinAmericaMember" abstract="true" name="OtherLatinAmericaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
