Document and Entity Information - USD ($)	12 Months Ended
Document and Entity Information - USD ($)	Dec. 31, 2017	Feb. 12, 2018	Jun. 30, 2017
Document and Entity Information [Abstract]
Entity Registrant Name	FIRSTCASH, INC
Document Type	10-K
Document Period End Date	Dec. 31, 2017
Amendment Flag	false
Entity Central Index Key	0000840489
Current Fiscal Year End Date	--12-31
Entity Common Stock, Shares Outstanding		46,554,838
Entity Filer Category	Large Accelerated Filer
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Well-known Seasoned Issuer	Yes
Document Fiscal Year Focus	2017
Document Fiscal Period Focus	FY
Entity Public Float			$ 2,406,000,000

CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
ASSETS
Cash and cash equivalents	$ 114,423	$ 89,955
Fees and service charges receivable	42,736	41,013
Pawn loans	344,748	350,506
Consumer loans, net	23,522	29,204
Inventories	276,771	330,683
Income taxes receivable	19,761	25,510
Prepaid expenses and other current assets	20,236	25,264
Total current assets	842,197	892,135
Property and equipment, net	230,341	236,057
Goodwill	831,145	831,151
Intangible assets, net	93,819	104,474
Other assets	54,045	71,679
Deferred tax assets	11,237	9,707
Total assets	2,062,784	2,145,203
LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	84,331	109,354
Customer deposits	32,019	33,536
Income taxes payable	4,221	738
Total current liabilities	120,571	143,628
Revolving unsecured credit facility	107,000	260,000
Senior unsecured notes	295,243	196,545
Deferred tax liabilities	47,037	61,275
Other liabilities	17,600	33,769
Total liabilities	587,451	695,217
Commitments and contingencies (Note 12)
Stockholders’ equity:
Preferred stock; $0.01 par value; 10,000 shares authorized; no shares issued or outstanding	0	0
Common stock; $0.01 par value; 90,000 shares authorized; 49,276 and 40,288 shares issued, respectively; 48,507 and 28,236 shares outstanding, respectively	493	493
Additional paid-in capital	1,220,356	1,217,969
Retained earnings	494,457	387,401
Accumulated other comprehensive loss	(111,877)	(119,806)
Common stock held in treasury, 2,362 and 769 shares at cost, respectively	(128,096)	(36,071)
Total stockholders’ equity	1,475,333	1,449,986
Total liabilities and stockholders’ equity	$ 2,062,784	$ 2,145,203

CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Dec. 31, 2017	Dec. 31, 2016
Statement of Financial Position [Abstract]
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, authorized	10,000,000	10,000,000
Preferred stock, issued	0	0
Preferred stock, outstanding	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, authorized	90,000,000	90,000,000
Common stock, issued	49,276,000	49,276,000
Common stock, outstanding	46,914,000	48,507,000
Treasury stock	2,362,000	769,000

CONSOLIDATED STATEMENTS OF INCOME - USD ($)	12 Months Ended
CONSOLIDATED STATEMENTS OF INCOME - USD ($)	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Revenue:
Retail merchandise sales	$ 1,051,099,000	$ 669,131,000	$ 449,296,000
Pawn loan fees	510,905,000	312,757,000	195,448,000
Wholesale scrap jewelry sales	140,842,000	62,638,000	32,055,000
Consumer loan and credit services fees	76,976,000	43,851,000	27,803,000
Total revenue	1,779,822,000	1,088,377,000	704,602,000
Cost of revenue:
Cost of retail merchandise sold	679,703,000	418,556,000	278,631,000
Cost of wholesale scrap jewelry sold	132,794,000	53,025,000	27,628,000
Consumer loan and credit services loss provision	19,819,000	11,993,000	7,159,000
Total cost of revenue	832,316,000	483,574,000	313,418,000
Net revenue	947,506,000	604,803,000	391,184,000
Expenses and other income:
Store operating expenses	551,874,000	328,014,000	207,572,000
Administrative expenses	122,473,000	96,537,000	51,883,000
Depreciation and amortization	55,233,000	31,865,000	17,939,000
Interest expense	24,035,000	20,320,000	16,887,000
Interest income	(1,597,000)	(751,000)	(1,566,000)
Merger and other acquisition expenses	9,062,000	36,670,000	2,875,000
Gain (Loss) on Extinguishment of Debt	14,114,000	0	0
Net gain on sale of common stock of Enova	0	(1,299,000)	0
Goodwill impairment - U.S. consumer loan operations	0	0	7,913,000
Total expenses and other income	775,194,000	511,356,000	303,503,000
Income before income taxes	172,312,000	93,447,000	87,681,000
Provision for income taxes	28,420,000	33,320,000	26,971,000
Net income	$ 143,892,000	$ 60,127,000	$ 60,710,000
Net income per share:
Income from continuing operations (basic) (in dollars per share)	$ 3.01	$ 1.72	$ 2.16
Loss from discontinued operations (basic) (in dollars per share)	3.00	1.72	2.14
Diluted income per share:
Dividends declared per common share	$ 0.770	$ 0.565	$ 0

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Statement of Comprehensive Income [Abstract]
Net income	$ 143,892	$ 60,127	$ 60,710
Other comprehensive income (loss):
Currency translation adjustment	7,929	(41,396)	(38,132)
Comprehensive income	$ 151,821	$ 18,731	$ 22,578

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY - USD ($) shares in Thousands, $ in Thousands	Total	Preferred Stock	Common Stock	Additional Paid-In Capital	Retained Earnings	Accumulated Other Comprehensive Loss	Common Stock Held in Treasury
Balance at beginning of period (shares) at Dec. 31, 2014		0	39,708				11,200
Balance at beginning of period (value) at Dec. 31, 2014	$ 434,441	$ 0	$ 397	$ 188,062	$ 582,894	$ (40,278)	$ (296,634)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Shares issued under share-based compensation (shares)			5
Shares issued under share-based compensation (value)	0		$ 0
Shares issued upon merger with Cash America (value)	0
Exercise of stock options, net of shares net-settled (shares)			575
Exercise of stock options, net of shares net-settled (value)	8,782		$ 6	8,776
Income tax benefit from exercise of stock options and warrants (value)	5,126			5,126
Share-based compensation expense (value)	429			429
Net income	60,710				60,710
Currency translation adjustment	(38,132)					(38,132)
Repurchases of treasury stock (shares)							852
Repurchases of treasury stock (value)	(39,974)						$ (39,974)
Balance at end of period (shares) at Dec. 31, 2015		0	40,288				12,052
Balance at end of period (value) at Dec. 31, 2015	431,382	$ 0	$ 403	202,393	643,604	(78,410)	$ (336,608)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Shares issued under share-based compensation (shares)			7				83
Shares issued under share-based compensation (value)	0		$ 0	(3,903)			$ 3,903
Shares issued upon merger with Cash America (shares)			20,181
Shares issued upon merger with Cash America (value)	1,015,507		$ 202	1,015,305
Share-based compensation expense (value)	4,174			4,174
Net income	60,127				60,127
Dividends paid	(19,808)				(19,808)
Currency translation adjustment	(41,396)					(41,396)
Retirement of treasury stock (shares)			(11,200)				(11,200)
Retirement of treasury stock (value)	0		$ (112)		(296,522)		$ 296,634
Balance at end of period (shares) at Dec. 31, 2016		0	49,276				769
Balance at end of period (value) at Dec. 31, 2016	1,449,986	$ 0	$ 493	1,217,969	387,401	(119,806)	$ (36,071)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Shares issued under share-based compensation (shares)							10
Shares issued under share-based compensation (value)	0			(440)			$ 440
Shares issued upon merger with Cash America (value)	0
Exercise of stock options, net of shares net-settled (shares)							13
Exercise of stock options, net of shares net-settled (value)	307			(242)			$ 549
Share-based compensation expense (value)	3,069			3,069
Net income	143,892				143,892
Dividends paid	(36,836)				(36,836)
Currency translation adjustment	7,929					7,929
Repurchases of treasury stock (shares)							1,616
Repurchases of treasury stock (value)	(93,014)						$ (93,014)
Balance at end of period (shares) at Dec. 31, 2017		0	49,276				2,362
Balance at end of period (value) at Dec. 31, 2017	$ 1,475,333	$ 0	$ 493	$ 1,220,356	$ 494,457	$ (111,877)	$ (128,096)

CONSOLIDATED STATEMENTS OF CASH FLOWS	12 Months Ended
CONSOLIDATED STATEMENTS OF CASH FLOWS	Dec. 31, 2017 USD ($)	Dec. 31, 2016 USD ($)	Dec. 31, 2015 USD ($)
Cash flow from operating activities:
Net income	$ 143,892,000	$ 60,127,000	$ 60,710,000
Adjustments to reconcile net income to net cash flow provided by operating activities:
Non-cash portion of credit loss provision	12,727,000	5,970,000	761,000
Share-based compensation expense	3,069,000	4,174,000	429,000
Net gain on sale of common stock of Enova	0	(1,299,000)	0
Depreciation and amortization expense	55,233,000	31,865,000	17,939,000
Amortization of debt issuance costs	1,838,000	1,427,000	943,000
Amortization of favorable/(unfavorable) lease intangibles, net	(976,000)	(232,000)	0
Gain (Loss) on Extinguishment of Debt	14,114,000	0	0
Goodwill impairment - U.S. consumer loan operations	0	0	7,913,000
Deferred income taxes, net	(14,497,000)	11,912,000	(430,000)
Changes in operating assets and liabilities, net of business combinations:
Fees and service charges receivable	(1,411,000)	1,776,000	(100,000)
Inventories	16,193,000	(4,619,000)	(1,404,000)
Prepaid expenses and other assets	13,702,000	4,878,000	490,000
Accounts payable, accrued expenses and other liabilities	(35,135,000)	(16,335,000)	4,350,000
Income taxes	11,608,000	(2,790,000)	1,148,000
Net cash flow provided by operating activities	220,357,000	96,854,000	92,749,000
Cash flow from investing activities:
Loan receivables, net of cash repayments	40,735,000	(16,072,000)	(3,716,000)
Purchases of property and equipment	(37,135,000)	(33,863,000)	(21,073,000)
Portion of aggregate merger consideration paid in cash, net of cash acquired	0	(8,250,000)	0
Acquisitions of pawn stores, net of cash acquired	2,203,000	29,866,000	46,887,000
Proceeds from sale of common stock of Enova	0	62,084,000	0
Net cash flow provided by (used in) investing activities	1,397,000	(25,967,000)	(71,676,000)
Cash flow from financing activities:
Borrowings from revolving credit facility	206,000,000	400,000,000	120,000,000
Repayments of revolving credit facility	(359,000,000)	(198,000,000)	(84,400,000)
Repayments of debt assumed with merger and other acquisitions	0	(238,532,000)	0
Issuance of senior unsecured notes	300,000,000	0	0
Repurchase/redemption of senior unsecured notes	(200,000,000)	0	0
Repurchase/redemption premiums on senior unsecured notes	(10,895,000)	0	0
Debt issuance costs paid	(5,342,000)	(2,373,000)	(407,000)
Purchases of treasury stock	(91,740,000)	0	(39,974,000)
Proceeds from exercise of share-based compensation awards	307,000	0	9,895,000
Income tax benefit from exercise of stock options	0	0	5,126,000
Dividends paid	(36,836,000)	(19,808,000)	0
Payment of minimum withholding taxes on net share settlement of stock options exercised	0	0	(1,113,000)
Net cash flow provided by (used in) financing activities	(197,506,000)	(58,713,000)	9,127,000
Effect of exchange rates on cash	220,000	(9,173,000)	(11,238,000)
Change in cash and cash equivalents	24,468,000	3,001,000	18,962,000
Cash and cash equivalents at beginning of the year	89,955,000	86,954,000	67,992,000
Cash and cash equivalents at end of the year	114,423,000	89,955,000	86,954,000
Cash paid during the period for:
Interest	24,301,000	18,663,000	15,464,000
Income taxes	29,813,000	21,535,000	21,579,000
Supplemental disclosure of non-cash investing and financing activity:
Non-cash transactions in connection with pawn loans settled through forfeitures of collateral transferred to inventories	436,705,000	265,060,000	186,389,000
Notes and other amounts payable in connection with pawn acquisitions	0	2,554,000	575,000
Issuance of common stock associated with the Merger	0	1,015,507,000	0
Revolving unsecured credit facilities assumed as a result of the Merger	0	(232,000,000)	0
Notes payable assumed in acquisition	$ 0	$ (6,630,000)	$ 0

Organization and Nature of the Company	12 Months Ended
Organization and Nature of the Company	Dec. 31, 2017
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Organization and Nature of the Company	ORGANIZATION AND NATURE OF THE COMPANY FirstCash, Inc., (together with its wholly-owned subsidiaries, the “Company”) is incorporated in the state of Delaware. The Company is engaged primarily in the operation of pawn stores, which lend money on the collateral of pledged personal property and retail previously owned merchandise acquired through pawn forfeitures and purchases directly from the general public. The Company also retails limited quantities of new or refurbished merchandise obtained directly from wholesalers and manufacturers. In addition to making short-term secured pawn loans, certain of the Company’s pawn stores offer short-term consumer loans and credit services. The Company also operates consumer loan stores that provide consumer loans, credit services and check cashing services, although beginning in fiscal 2018, the Company will no longer offer fee-based check cashing services in its non-franchised stores. As of December 31, 2017, the Company owned and operated 2,039 pawn stores and 72 consumer loan stores in 26 U.S. states (including the District of Columbia), 32 states in Mexico and the countries of Guatemala and El Salvador. On September 1, 2016, the Company completed its merger with Cash America International, Inc. (“Cash America”), whereby Cash America merged with and into a wholly owned subsidiary of the Company (the “Merger”). The accompanying audited consolidated results of operations for the year ended December 31, 2017 includes the results of operations for Cash America, while the comparable prior-year period includes the results of operations for Cash America for the period September 2, 2016 to December 31, 2016, affecting comparability of fiscal 2017 and 2016 amounts. See Note 3 for additional information about the Merger.

Summary of Significant Accounting Policies

12 Months Ended

Dec. 31, 2017

Accounting Policies [Abstract]

Summary of Significant Accounting Policies

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

The following is a summary of significant accounting policies followed in the preparation of these financial statements:

Principles of consolidation - The accompanying consolidated financial statements include the accounts of FirstCash, Inc. and its wholly-owned subsidiaries. The Company regularly makes acquisitions and the results of operations for the acquired stores have been consolidated since the acquisition dates. All significant intercompany accounts and transactions have been eliminated. See Note 3.

Cash and cash equivalents - The Company considers any highly liquid investments with an original maturity of three months or less at the date of acquisition to be cash equivalents. As of December 31, 2017, the amount of cash associated with indefinitely reinvested foreign earnings was $79.8 million, which is primarily held in Mexican pesos.

Customer loans and revenue recognition - Pawn loans typically have a term of 30 days and are secured by the customer’s pledge of tangible personal property, which the Company holds during the term of the loan. If a pawn loan defaults, the Company relies on the sale of the pawned property to recover the principal amount of an unpaid pawn loan, plus a yield on the investment, because the Company’s pawn loans are non-recourse against the customer. The customer’s creditworthiness does not affect the Company’s financial position or results of operations. The Company accrues pawn loan fee revenue on a constant-yield basis over the life of the pawn loan for all pawns for which the Company deems collection to be probable based on historical pawn redemption statistics. If the pawn loan is not repaid, the principal amount loaned becomes the carrying value of the forfeited collateral, which is recovered through sales to other customers at prices above the carrying value.

The Company’s pawn merchandise sales are primarily retail sales to the general public in its pawn stores. The Company acquires pawn merchandise inventory through forfeited pawn loans and through purchases of used goods directly from the general public. The Company also retails limited quantities of new or refurbished merchandise obtained directly from wholesalers and manufacturers. The Company records sales revenue at the time of the sale. The Company presents merchandise sales net of any sales or value-added taxes collected. The Company does not provide direct financing to customers for the purchase of its merchandise, but does permit its customers to purchase merchandise on an interest-free layaway plan. Should the customer fail to make a required payment pursuant to a layaway plan, the previous payments are typically forfeited to the Company. Interim payments from customers on layaway sales are recorded as deferred revenue and subsequently recorded as retail merchandise sales revenue when the final payment is received or when previous payments are forfeited to the Company. Some jewelry is processed at third-party facilities and the precious metal and diamond content is sold at either prevailing market commodity prices or a previously agreed upon price with a commodity buyer. The Company records revenue from these wholesale scrap jewelry transactions when a price has been agreed upon and the Company ships the jewelry to the buyer.

Consumer loans are unsecured cash advances and installment loans with terms that typically range from 7 to 365 days. The Company accrues consumer loan fees on a constant-yield basis over the term of the consumer loan. The Company offers fee-based credit services organization programs (“CSO Programs”) to assist consumers in obtaining extensions of credit from independent, non-bank, consumer lending companies (the “Independent Lenders”). The Company’s stand-alone consumer loan stores and select pawn stores in the states of Texas and Ohio offer the CSO Programs. The Company’s CSO Programs comply with the respective jurisdiction’s credit services organization act, credit access business law or a similar statute. The Company recognizes credit services fees ratably over the life of the extension of credit made by the Independent Lenders. The extensions of credit made by the Independent Lenders to credit services customers typically have terms of 7 to 365 days.

Credit loss provisions - The Company has determined no allowance related to credit losses on pawn loans is required as the fair value of the pledged collateral is significantly in excess of the pawn loan amount. The Company maintains an allowance for credit losses on consumer loans on an aggregate basis at a level it considers sufficient to cover estimated losses in the collection of its consumer loans. The allowance for credit losses is based primarily upon historical credit loss experience, with consideration given to recent credit loss trends and changes in loan characteristics (e.g., average amount financed and term), delinquency levels, collateral values, economic conditions and underwriting and collection practices. The allowance for credit losses is periodically reviewed by management with any changes reflected in current operations.

The Company fully reserves or charges off consumer loans once the loan has been classified as delinquent for 60 days. Short-term loans are considered delinquent when payment of an amount due is not made as of the due date. Installment loans are considered delinquent when a customer misses two payments. If a loan is estimated to be uncollectible before it is fully reserved, it is charged off at that point. Recoveries on loans previously charged to the allowance, including the sale of delinquent loans to unaffiliated third parties, are credited to the allowance when collected or when sold to a third party. The Company generally does not accrue interest on delinquent consumer loans. In addition, delinquent consumer loans generally may not be renewed, and if, during its attempt to collect on a delinquent consumer loan, the Company allows additional time for payment through a payment plan or a promise to pay, it is still considered delinquent. Generally, all payments received are first applied against accrued but unpaid interest and fees and then against the principal balance of the loan.

Under the CSO Programs, the Company assists customers in applying for a short-term extension of credit from Independent Lenders and issues the Independent Lenders a guarantee for the repayment of the extension of credit. The Company is required to recognize, at the inception of the guarantee, a liability for the fair value of the obligation undertaken by issuing the guarantee. According to the guarantee, if the borrower defaults on the extension of credit, the Company will pay the Independent Lenders the principal, accrued interest, insufficient funds and late fee, if applicable, all of which the Company records as a component of its credit loss provision. The Company is entitled to seek recovery, directly from its customers, of the amounts it pays the Independent Lenders in performing under the guarantees. The Company records the estimated fair value of the liability in accrued liabilities. The estimated fair value of the liability is periodically reviewed by management with any changes reflected in current operations.

Although it is at least reasonably possible that events or circumstances could occur in the future that are not presently foreseen which could cause actual credit losses to be materially different from the recorded allowance for credit losses, the Company believes it has given appropriate consideration to all relevant factors and has made reasonable assumptions in determining the allowance for credit losses.

Foreign currency transactions - The Company has significant operations in Latin America, where in Mexico and Guatemala the functional currency is the Mexican peso and Guatemalan quetzal, respectively. Accordingly, the assets and liabilities of these subsidiaries are translated into U.S. dollars at the exchange rate in effect at each balance sheet date, and the resulting adjustments are accumulated in other comprehensive income (loss) as a separate component of stockholders’ equity. Revenues and expenses are translated at the average exchange rates occurring during the respective fiscal period. Prior to translation, U.S. dollar-denominated transactions of the foreign subsidiaries are remeasured into their functional currency using current rates of exchange for monetary assets and liabilities and historical rates of exchange for non-monetary assets and liabilities. Gains and losses from remeasurement of dollar-denominated monetary assets and liabilities in Mexico and Guatemala are included in store operating expenses. Deferred taxes are not currently provided on cumulative foreign currency translation adjustments as the Company indefinitely reinvests earnings of its foreign subsidiaries. The Company also has operations in El Salvador where the reporting and functional currency is the U.S. dollar.

The average value of the Mexican peso to the U.S. dollar exchange rate for fiscal 2017 was 18.9 to 1, compared to 18.7 to 1 in fiscal 2016 and 15.8 to 1 in fiscal 2015. The average value of the Guatemalan quetzal to the U.S. dollar exchange rate for fiscal 2017 was 7.4 to 1, compared to 7.6 to 1 in fiscal 2016 and 7.7 to 1 in fiscal 2015.

Store operating expenses - Costs incurred in operating the pawn stores and consumer loan stores have been classified as store operating expenses. Operating expenses include salary and benefit expense of store-level employees, occupancy costs, bank charges, security, insurance, utilities, supplies and other costs incurred by the stores.

Layaway and deferred revenue - Interim payments from customers on layaway sales are credited to deferred revenue and subsequently recorded as retail merchandise sales revenue when the final payment is received or when the previous payments are forfeited to the Company. Layaway payments from customers are included in customer deposits in the accompanying consolidated balance sheets.

Inventories - Inventories represent merchandise acquired from forfeited pawns and merchandise purchased directly from the general public. The Company also retails limited quantities of new or refurbished merchandise obtained directly from wholesalers and manufacturers. Inventories from forfeited pawns are recorded at the amount of the pawn principal on the unredeemed goods, exclusive of accrued interest. Inventories purchased directly from customers, wholesalers and manufacturers are recorded at cost. The cost of inventories is determined on the specific identification method. Inventories are stated at the lower of cost or net realizable value and, accordingly, inventory valuation allowances are established when inventory carrying values are in excess of estimated selling prices, net of direct costs of disposal. Management has evaluated inventories and determined that a valuation allowance is not necessary.

Property and equipment - Property and equipment are recorded at cost. Depreciation is recorded on the straight-line method generally based on estimated useful lives of 30 to 40 years for buildings and three to five years for furniture, fixtures and equipment. The costs of improvements on leased stores are capitalized as leasehold improvements and are depreciated using the straight-line method over the applicable lease period, or useful life, if shorter. Maintenance and repairs are charged to expense as incurred; renewals and betterments are charged to the appropriate property and equipment accounts. Upon sale or retirement of depreciable assets, the cost and related accumulated depreciation is removed from the accounts, and the resulting gain or loss is included in the results of operations in the period the assets are sold or retired.

Goodwill and other indefinite-lived intangible assets - Goodwill represents the excess of the purchase price over the fair value of the net assets acquired in each business combination. The Company performs its goodwill impairment assessment annually as of December 31, and between annual assessments if an event occurs or circumstances change that would more likely than not reduce the fair value of a reporting unit below its carrying amount. The Company’s reporting units, which are tested for impairment, are U.S. operations and Latin America operations. The Company assesses goodwill for impairment at a reporting unit level by first assessing a range of qualitative factors, including, but not limited to, macroeconomic conditions, industry conditions, the competitive environment, changes in the market for the Company’s products and services, regulatory and political developments, entity specific factors, such as strategy and changes in key personnel, and overall financial performance. If, after completing this assessment, it is determined that it is more likely than not that the fair value of a reporting unit is less than its carrying value, the Company proceeds to the two-step impairment testing methodology. See Note 13.

The Company’s indefinite-lived intangible assets consist of trade names, pawn licenses and franchise agreements related to a check-cashing operation. The Company performs its indefinite-lived intangible asset impairment assessment annually as of December 31, and between annual assessments if an event occurs or circumstances change that would more likely than not reduce the fair value of a reporting unit below its carrying amount. See Note 13.

Long-lived assets - Property and equipment, intangible assets subject to amortization and non-current assets are reviewed for impairment whenever events or changes in circumstances indicate that the net book value of the asset may not be recoverable. An impairment loss is recognized if the sum of the expected future cash flows (undiscounted and before interest) from the use of the asset is less than the net book value of the asset. Generally, the amount of the impairment loss is measured as the difference between the net book value of the asset and the estimated fair value of the related asset. The Company has not recorded any material impairment loss for the fiscal years ended December 31, 2017, 2016 and 2015.

Fair value of financial instruments - The fair value of financial instruments is determined by reference to various market data and other valuation techniques, as appropriate. Financial assets and liabilities are classified based on the lowest level of input that is significant to the fair value measurement. The Company’s assessment of the significance of a particular input to the fair value measurement requires judgment, and may affect the valuation of the fair value of assets and liabilities and their placement within the fair value hierarchy levels. All fair value measurements related to acquisitions are level 3, non-recurring measurements, based on non-observable inputs. Unless otherwise disclosed, the fair values of financial instruments approximate their recorded values, due primarily to their short-term nature. See Note 6.

Income taxes - The Company uses the asset and liability method of computing deferred income taxes on all material temporary differences. Temporary differences are the differences between the reported amounts of assets and liabilities and their tax bases. The Tax Cuts and Jobs Act (“Tax Act”), which was enacted in December 2017, had a substantial impact on the Company’s income taxes for the year ended December 31, 2017. See Note 11.

Advertising - The Company expenses the costs of advertising the first time the advertising takes place. Advertising expense for the fiscal years ended December 31, 2017, 2016 and 2015, was $1.8 million, $1.9 million, and $0.7 million, respectively.

Share-based compensation - All share-based payments to employees and directors are recognized in the financial statements based on the grant date or if applicable, the subsequent modification date fair value. The Company recognizes compensation cost net of estimated forfeitures and recognizes the compensation cost for only those awards expected to vest on a straight-line basis over the requisite service period of the award, which is generally the vesting term. The Company records share-based compensation cost as an administrative expense. See Note 14.

Earnings per share - Basic income per share is computed by dividing income by the weighted-average number of shares outstanding during the year. Diluted income per share is calculated by giving effect to the potential dilution that could occur if securities or other contracts to issue common shares were exercised and converted into common shares during the year.

The following table sets forth the computation of basic and diluted earnings per share (in thousands, except per share amounts):



	Year Ended December 31,
	2017		2016		2015
Numerator:
Net income	$	143,892	$	60,127	$	60,710

Denominator:
Weighted-average common shares for calculating basic earnings per share	47,854		34,997		28,138
Effect of dilutive securities:
Stock options and nonvested stock awards	34		7		188
Weighted-average common shares for calculating diluted earnings per share	47,888		35,004		28,326

Net income per share:
Basic	$	3.01	$	1.72	$	2.16
Diluted	$	3.00	$	1.72	$	2.14

Pervasiveness of estimates - The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, and related revenue and expenses, and the disclosure of gain and loss contingencies at the date of the financial statements. Such estimates and assumptions are subject to a number of risks and uncertainties, which may cause actual results to differ materially from the Company’s estimates. Significant estimates include allowances for doubtful accounts receivable and related credit loss provisions, impairment of goodwill and other intangible assets and current and deferred tax assets and liabilities.

Recent accounting pronouncements - In May 2014, the Financial Accounting Standards Board issued ASU No. 2014-09, “Revenue from Contracts with Customers (Topic 606)” (“ASU 2014-09”). ASU 2014-09 is a comprehensive revenue recognition model that requires a company to recognize revenue to depict the transfer of goods or services to a customer at an amount that reflects the consideration it expects to receive in exchange for those goods or services. ASU 2014-09 also requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. In August 2015, the Financial Accounting Standards Board issued ASU No. 2015-14 “Revenue from Contracts with Customers (Topic 606),” which delayed the effective date of ASU 2014-09 by one year. In addition, between March 2016 and December 2016, the Financial Accounting Standards Board issued ASU No. 2016-08, “Revenue from Contracts with Customers - Principal versus Agent Considerations (Reporting revenue gross versus net)” (“ASU 2016-08”), ASU No. 2016-10, “Identifying Performance Obligations and Licensing” (“ASU 2016-10”), ASU No. 2016-12, “Revenue from Contracts with Customers (Topic 606): Narrow-Scope Improvements and Practical Expedients” (“ASU 2016-12”), and ASU No. 2016-20, “Technical Corrections and Improvements to Topic 606, Revenue from Contracts with Customers” (“ASU 2016-20”). ASU 2016-08, ASU 2016-10, ASU 2016-12 and ASU 2016-20 clarify certain aspects of ASU 2014-09 and provide additional implementation guidance. ASU 2014-09, ASU 2016-08, ASU 2016-10, ASU 2016-12 and ASU 2016-20 (collectively, “ASC 606”) become effective for annual reporting periods (including interim periods within those periods) beginning after December 15, 2017 for public companies. Early adoption is permitted but not before annual reporting periods beginning after December 15, 2016. Entities are permitted to adopt ASC 606 using one of two methods: (a) full retrospective adoption, meaning the standard is applied to all periods presented, or (b) modified retrospective adoption, meaning the cumulative effect of applying the new standard is recognized as an adjustment to the opening retained earnings balance.

The Company will adopt ASC 606 on January 1, 2018 using the modified retrospective method. The Company evaluated the impact of ASC 606 and has concluded ASC 606 will not impact the Company’s revenue recognition for pawn loan fees or consumer loan fees, as it believes neither is within the scope of ASC 606. Further, the Company has not identified any impacts to its consolidated financial statements that it believes will be material as a result of the adoption of ASC 606 for other revenue streams (retail merchandise sales, credit services fees and wholesale scrap jewelry sales).

In July 2015, the Financial Accounting Standards Board issued ASU No. 2015-11, “Simplifying the Measurement of Inventory” (“ASU 2015-11”). ASU 2015-11 requires inventory be measured at the lower of cost or net realizable value. ASU 2015-11 defines net realizable value as the estimated selling price in the ordinary course of business, less reasonably predictable costs of completion, disposal, and transportation. Inventory measured using last-in, first-out (“LIFO”) or the retail inventory method are excluded from the scope of this update. ASU 2015-11 requires prospective application and is effective for fiscal years beginning after December 15, 2016 and interim periods within those fiscal years, with early adoption permitted. The Company adopted ASU 2015-11 as of January 1, 2017, and the guidance was applied prospectively. There were no changes to the Company’s financial position, results of operations, financial statement disclosures or valuation of inventory.

In February 2016, the Financial Accounting Standards Board issued ASU No. 2016-02, “Leases (Topic 842)” (“ASU 2016-02”). ASU 2016-02 requires a lessee to recognize, in the statement of financial position, a liability to make lease payments (the lease liability) and a right-to-use asset representing its right to use the underlying asset for the lease term. Leases will be classified as either financing or operating, with classification affecting the pattern of expense recognition in the income statement. Lessor accounting remains largely unchanged. ASU 2016-02 is effective for annual reporting periods beginning after December 15, 2018, and interim periods within those annual periods, with early adoption permitted. An entity will be required to recognize and measure leases at the beginning of the earliest period presented using a modified retrospective approach. The Company is currently assessing the potential impact of ASU 2016-02 on its consolidated financial statements.

In June 2016, the Financial Accounting Standards Board issued ASU No. 2016-13, “Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” (“ASU 2016-13”). ASU 2016-13 amends the impairment model by requiring entities to use a forward-looking approach based on expected losses to estimate credit losses on certain types of financial instruments, including trade receivables. ASU 2016-13 is effective for public entities for fiscal years beginning after December 15, 2019, with early adoption permitted. The Company is currently assessing the potential impact of ASU 2016-13 on its consolidated financial statements.

In August 2016, the Financial Accounting Standards Board issued ASU No. 2016-15, “Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments” (“ASU 2016-15”). ASU 2016-15 clarifies how companies present and classify certain cash receipts and cash payments in the statement of cash flows. ASU 2016-15 addresses eight specific cash flow issues with the objective of reducing existing diversity in practice. ASU 2016-15 is effective for public entities for fiscal years beginning after December 15, 2017, with early adoption permitted. The Company does not expect ASU 2016-15 to have a material effect on its consolidated financial statements or current financial statement disclosures.

In January 2017, the Financial Accounting Standards Board issued ASU No. 2017-01, “Business Combinations (Topic 805) - Clarifying the Definition of a Business” (“ASU 2017-01”). ASU 2017-01 provides amendments to clarify the definition of a business and affect all companies and other reporting organizations that must determine whether they have acquired or sold a business. The amendments are intended to help companies and other organizations evaluate whether transactions should be accounted for as acquisitions (or disposals) of assets or businesses. The guidance is effective for public business entities for fiscal years beginning after December 15, 2017, and interim periods within those fiscal years and should be applied prospectively as of the beginning of the period of adoption. Early adoption is permitted under certain circumstances. The Company does not expect ASU 2017-01 to have a material effect on the Company’s current financial position, results of operations or financial statement disclosures.

In January 2017, the Financial Accounting Standards Board issued ASU No. 2017-04, “Intangibles - Goodwill and Other (Topic 350) - Simplifying the Test for Goodwill Impairment” (“ASU 2017-04”). These amendments eliminate step 2 from the goodwill impairment test. The amendments also eliminate the requirements for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails that qualitative test, to perform step 2 of the goodwill impairment test. An entity still has the option to perform the qualitative assessment for a reporting unit to determine if the quantitative impairment test is necessary. The guidance is effective for annual or any interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017 and should be adopted on a prospective basis. The Company does not expect ASU 2017-04 to have a material effect on the Company’s current financial position, results of operations or financial statement disclosures.

Merger and Other Acquisitions

12 Months Ended

Dec. 31, 2017

Business Combinations [Abstract]

Merger and Other Acquisitions

MERGER AND OTHER ACQUISITIONS

2017 Acquisitions

During fiscal 2017, the Company completed the acquisitions of five stores in Mexico and one store in the U.S., which were not material to the Company’s consolidated financial statements.

2016 Cash America Merger

On September 1, 2016, the Company completed its Merger of equals business combination with Cash America as contemplated by the Agreement and Plan of Merger, dated as of April 28, 2016 (the “Merger Agreement”), by and among the Company, Cash America and Frontier Merger Sub LLC, a wholly owned subsidiary of the Company (“Merger Sub”). Pursuant to the Merger Agreement, Cash America merged with and into Merger Sub, with Merger Sub continuing as the surviving entity in the Merger and a wholly owned subsidiary of the Company.

Under the terms of the Merger Agreement, each former share of Cash America common stock issued and outstanding immediately prior to September 1, 2016 was converted to 0.84 shares of the Company’s common stock with fractional shares paid in cash. As a result, the Company issued approximately 20,181,000 shares of its common stock to former holders of Cash America common stock. Additionally, Cash America employee and director based restricted stock awards outstanding immediately prior to the Merger were fully-vested and paid out in cash in conjunction with the closing of the Merger. The Company was determined to be the accounting acquirer in the Merger.

The following table summarizes the consideration transferred in connection with the Merger (in thousands, except ratio and per share amount):



	Cash America Merger
Cash America shares outstanding at September 1, 2016	24,025
Exchange ratio	0.84
Shares of First Cash common stock issued	20,181
Company common stock per share price at September 1, 2016	$	50.32
Fair value of Company common stock issued to Cash America shareholders	$	1,015,507
Cash in lieu of fractional shares paid by the Company	10
Cash America outstanding stock awards settled in cash	50,760
Aggregate Merger consideration	$	1,066,277

The following amounts represent the final determination (as of the Merger date) of the fair value of identifiable assets acquired and liabilities assumed in the Merger, including adjustments made during the twelve month measurement period from the date of the Merger (in thousands):



	Cash America Merger
Cash and cash equivalents	$	42,520
Pawn loans	234,761
Fees and service charges receivable	26,893
Consumer loans	27,549
Inventories	224,548
Income taxes receivable	25,276
Other current assets	28,547
Investment in common stock of Enova ⁽¹⁾	60,785
Property and equipment	118,199
Goodwill ⁽²⁾	519,418
Intangible assets ⁽³⁾	103,250
Other assets	62,994
Current liabilities	(95,630		)
Customer deposits	(21,536		)
Revolving unsecured credit facility ⁽⁴⁾	(232,000		)
Deferred tax liabilities	(27,120		)
Other liabilities	(32,177		)
Aggregate Merger consideration	$	1,066,277

⁽¹⁾

Represents Cash America’s investment in the common stock of Enova International, Inc. (“Enova”), a publicly traded company focused on providing online consumer lending products. Prior to December 31, 2016, all of the Enova shares acquired were sold in open market transactions at an average price of $10.40 per share, which resulted in a net gain on sale of $1.3 million and generated net proceeds of $62.1 million.

⁽²⁾

The goodwill is attributable to the excess of the aggregate Merger consideration over the fair value of the net tangible and intangible assets acquired and liabilities assumed and is considered to represent the synergies and economies of scale expected from combining the operations of the Company and Cash America. This goodwill has been assigned to the U.S. operations reporting unit. Approximately $223.0 million of the goodwill arising from the Merger is expected to be deductible for U.S. income tax purposes.


⁽³⁾	Intangible assets acquired and the respective useful lives assigned consist of the following (dollars in thousands):



	Amount		Useful life (in years)
Trade names	$	46,300	Indefinite
Pawn licenses	32,300		Indefinite
Customer relationships	14,700		Five
Executive non-compete agreements	8,700		Two
Franchise agreements related to check cashing operation	1,250		Indefinite
	$	103,250

The customer relationships are being amortized using an accelerated amortization method that reflects the future cash flows expected from the returning pawn customers of Cash America. The non-compete agreements are being amortized over a straight-line basis over the life of the non-compete agreements. As the trade names, pawn licenses and franchise agreements have indefinite lives, they are not amortized.


⁽⁴⁾	Represents outstanding borrowings under Cash America’s revolving unsecured credit facility that became due upon completion of the Merger. The Cash America revolving unsecured credit facility was repaid by the Company using proceeds from the 2016 Credit Facility (as described in Note 10) and was terminated upon completion of the Merger.

In accordance with applicable accounting guidance, measurement period adjustments pertaining to the Merger were recorded during fiscal 2017 and were not retroactively reclassified to prior periods. Such measurement period adjustments were not material.

Transaction costs associated with the Merger were expensed as incurred and are included in Merger and other acquisition expenses in the consolidated statements of income. These expenses included investment banking, legal, accounting, and other related third party costs associated with the Merger, including preparation for regulatory filings and shareholder approvals. See Note 4 for further information about Merger and other acquisition expenses.

2016 Other Acquisitions

The Company completed other acquisitions during fiscal 2016, as described below, consistent with its strategy to continue its expansion of pawn stores in selected markets. The purchase price of each acquisition was allocated to assets acquired and liabilities assumed based upon their estimated fair market values at the date of acquisition. The excess purchase price over the estimated fair market value of the net assets acquired has been recorded as goodwill. The goodwill arising from these acquisitions consists largely of the synergies and economies of scale expected from combining the operations of the Company and the pawn stores acquired.

The Company acquired the stock of Maxi Prenda, S.A. de C.V., the operating entity owning the pawn loans, inventories, layaways and other operating assets and liabilities of 166 pawn stores located in Mexico on January 6, 2016 and the assets of 13 pawn stores located in El Salvador on February 2, 2016 in related transactions (collectively the “Latin America Acquisition”). The combined purchase price for the all-cash transaction was $30.1 million, net of cash acquired before certain post-closing adjustments. Subsequent to the acquisition, $0.2 million of post closing adjustments were identified, resulting in a combined purchase price of $29.9 million, net of cash acquired and is subject to further post-closing adjustments. The purchase was composed of $27.4 million in cash paid during fiscal 2016 and remaining payables to the sellers of approximately $2.5 million. In addition, the Company assumed approximately $6.6 million in peso-denominated debt from these acquisitions which was repaid in full by the Company in January 2016. The assets, liabilities and results of operations of the locations are included in the Company’s consolidated results as of the acquisition dates. The goodwill resulting from the Latin America Acquisition has been assigned to the Latin America operations reporting unit.

During fiscal 2016, three pawn stores located in the U.S. were acquired by the Company (“U.S. Acquisitions”) for an all-cash aggregate purchase price of $2.0 million, net of cash acquired. During fiscal 2016, the Company also paid $0.6 million of deferred purchase price amounts payable related to prior-year acquisitions. The goodwill resulting from the U.S. Acquisitions has been assigned to the U.S. operations reporting unit.

Supplemental Pro Forma Information

The following unaudited supplemental pro forma financial information for the years ended December 31, 2016 and 2015 reflects the consolidated results of operations of the Company as if the Merger, the Latin America Acquisition and the U.S. Acquisitions had occurred on January 1, 2015 (in thousands, except per share amounts):



	Year Ended				Year Ended
	December 31, 2016				December 31, 2015
	As Reported		Pro Forma		As Reported		Pro Forma
Total revenue	$	1,088,377	$	1,771,835	$	704,602	$	1,792,523
Net income	60,127		118,333		60,710		61,479

Net income per share:
Basic	$	1.72	$	2.44	$	2.16	$	1.27
Diluted	1.72		2.44		2.14		1.27

Pro forma adjustments are included only to the extent they are directly attributable to the Merger and 2016 acquisitions. The unaudited pro forma results have been adjusted with respect to certain aspects of the Merger and 2016 acquisitions primarily to reflect:


•	depreciation and amortization expense that would have been recognized assuming fair value adjustments to the existing tangible and intangible assets acquired and liabilities assumed;


•	interest expense based on a lower combined weighted-average interest rate on borrowings (see Note 10) partially offset by an increase in total indebtedness primarily incurred to finance certain cash payments and transaction costs related to the Merger;


•	the elimination of losses on extinguishment of debt recognized in Cash America’s historical financial statements, as the related debt was terminated upon completion of the Merger; and


•	the inclusion in the pro forma fiscal 2015 amount of $68.8 million in Merger and other acquisition expenses incurred by both the acquirees and acquirer (excluded from the pro forma fiscal 2016 amounts).

The pro forma financial information has been prepared for informational purposes only and does not include any anticipated synergies or other potential benefits of the Merger or 2016 acquisitions. It also does not give effect to certain future charges that the Company expects to incur in connection with the Merger and 2016 acquisitions, including, but not limited to, additional professional fees, legal expenses, severance, retention and other employee-related costs, contract breakage costs and costs related to consolidation of technology systems and corporate facilities. Pro forma results do not purport to be indicative of what would have resulted had the acquisitions occurred on the date indicated or what may result in the future.

Merger and Other Acquisition Expenses (Notes)

12 Months Ended

Dec. 31, 2017

Business Combinations [Abstract]

Merger and Other Acquisition Expenses

MERGER AND OTHER ACQUISITION EXPENSES

The Company incurred significant expenses in 2017 and 2016 in connection with the Merger and integration with Cash America. The Merger related expenses are predominantly incremental costs directly associated with the Merger and integration of Cash America, including professional fees, legal expenses, severance, retention and other employee-related costs, accelerated vesting of certain equity compensation awards, contract breakage costs and costs related to consolidation of technology systems and corporate facilities. In addition, the Company incurred transaction and integration costs in connection with the Company’s other acquisitions in 2016 and 2015. The Company presents Merger and other acquisition expenses separately in the consolidated statements of income to identify these activities apart from the expenses incurred to operate the business. The table below summarizes the major components of Merger and other acquisition expenses (in thousands):



	Year Ended December 31,
	2017		2016		2015
Merger related expenses:
Transaction ⁽¹⁾	$	—	$	18,252	$	—
Severance and retention ⁽²⁾	3,897		15,229		—
Other ⁽³⁾	5,165		2,739		—
Total Merger related expenses	9,062		36,220		—

Other acquisition expenses:
Transaction and integration	—		450		2,875
Total other acquisition expenses	—		450		2,875
Total Merger and other acquisition expenses	$	9,062	$	36,670	$	2,875


⁽¹⁾	For the year ended December 31, 2016, the Company recognized an income tax benefit of $3.9 million, respectively, related to the Merger transaction expenses; a significant portion of these expenses were not deductible for income tax purposes.


⁽²⁾	For the year ended December 31, 2017 and 2016, the Company made severance and retention payments of $7.4 million and $10.4 million, respectively, and as of December 31, 2017 and 2016, had $1.3 million and $4.8 million, respectively, accrued for future payments. Accrued severance and retention is included in accounts payable and accrued expenses in the accompanying consolidated balance sheets.


⁽³⁾	Represents accelerated share-based compensation expense related to restricted stock awards for certain First Cash employees which vested as a result of the Merger and other integration expenses.

Capital Stock	12 Months Ended
Capital Stock	Dec. 31, 2017
Equity [Abstract]
Capital Stock	CAPITAL STOCK In January 2015, the Company’s Board of Directors authorized a common stock repurchase program for up to 2,000,000 shares of the Company’s outstanding common stock. During the first quarter of 2017, the Company repurchased 228,000 shares of its common stock at an aggregate cost of $10.0 million and an average cost per share of $43.94. In May 2017, the Company’s Board of Directors authorized a new common stock repurchase program for up to $100.0 million of the Company’s outstanding common stock. The new share repurchase program replaced the Company’s prior share repurchase plan, which was terminated in May 2017. Under the May 2017 stock repurchase program, the Company has repurchased 1,388,000 shares of its common stock at an aggregate cost of $83.0 million and an average cost per share of $59.80 and $17.0 million remained available for repurchases as of December 31, 2017. On January 31, 2018, the Company completed the May 2017 stock repurchase program after repurchasing approximately 239,000 shares of common stock at an aggregate cost of $17.0 million. The Company did not repurchase any of its shares in 2016 as it suspended its share repurchase program in 2016 due to the Merger. In October 2017, the Company’s Board of Directors authorized an additional common stock repurchase program for up to $100.0 million of the Company’s outstanding common stock, which became effective on January 31, 2018 upon completion of the May 2017 stock repurchase program. The Company intends to continue repurchases under its repurchase program in 2018 through open market transactions under trading plans in accordance with Rule 10b5-1 and Rule 10b-18 under the Exchange Act of 1934, as amended, subject to a variety of factors, including, but not limited to, the level of cash balances, credit availability, debt covenant restrictions, general business conditions, regulatory requirements, the market price of the Company’s stock, the dividend policy and the availability of alternative investment opportunities. Total cash dividends paid in fiscal 2017 and 2016 were $36.8 million and $19.8 million, respectively. The declaration and payment of cash dividends in the future (quarterly or otherwise) will be made by the Board of Directors, from time to time, subject to the Company’s financial condition, results of operations, business requirements, compliance with legal requirements and debt covenant restrictions.

Fair Value of Financial Instruments

12 Months Ended

Dec. 31, 2017

Fair Value Disclosures [Abstract]

Fair Value of Financial Instruments

FAIR VALUE OF FINANCIAL INSTRUMENTS

The fair value of financial instruments is determined by reference to various market data and other valuation techniques, as appropriate. Financial assets and liabilities are classified based on the lowest level of input that is significant to the fair value measurement. The Company's assessment of the significance of a particular input to the fair value measurement requires judgment, and may affect the valuation of the fair value of assets and liabilities and their placement within the fair value hierarchy levels. The three fair value levels are (from highest to lowest):

Level 1: Quoted market prices in active markets for identical assets or liabilities.

Level 2: Observable market-based inputs or unobservable inputs that are corroborated by market data.

Level 3: Unobservable inputs that are not corroborated by market data.

Recurring Fair Value Measurements

As of December 31, 2017, the Company did not have any financial assets or liabilities that are measured at fair value on a recurring basis. The Company’s financial assets that were measured at fair value on a recurring basis as of December 31, 2016 were as follows (in thousands):



	December 31,		Fair Value Measurements Using
	2016		Level 1		Level 2		Level 3
Financial assets:
Cash America nonqualified savings plan (see Note 15)	$	12,663	$	12,663	$	—	$	—
	$	12,663	$	12,663	$	—	$	—

Prior to the Merger, Cash America had a nonqualified savings plan that was available to certain members of management. Upon completion of the Merger, the nonqualified savings plan was terminated and during the three months ended March 31, 2017, the Company dissolved the plan and distributed the remaining assets to the participants. As of December 31, 2016, the assets of the nonqualified savings plan included marketable equity securities, which were classified as Level 1 and the fair values are based on quoted market prices. The nonqualified savings plan assets were included in prepaid expenses and other current assets in the accompanying consolidated balance sheet with an offsetting liability of equal amount, which was included in accounts payable and accrued expenses in the accompanying consolidated balance sheet.

Fair Value Measurements on a Nonrecurring Basis

The Company measures non-financial assets and liabilities such as property and equipment and intangible assets at fair value on a nonrecurring basis or when events or circumstances indicate that the carrying amount of the assets may be impaired.

Financial Assets and Liabilities Not Measured at Fair Value

The Company’s financial assets and liabilities as of December 31, 2017 and 2016 that are not measured at fair value in the consolidated balance sheets are as follows (in thousands):



	Carrying Value		Estimated Fair Value
	December 31,		December 31,		Fair Value Measurements Using
	2017		2017		Level 1		Level 2		Level 3
Financial assets:
Cash and cash equivalents	$	114,423	$	114,423	$	114,423	$	—	$	—
Pawn loans	344,748		344,748		—		—		344,748
Consumer loans, net	23,522		23,522		—		—		23,522
Fees and service charges receivable	42,736		42,736		—		—		42,736
	$	525,429	$	525,429	$	114,423	$	—	$	411,006

Financial liabilities:
Revolving unsecured credit facility	$	107,000	$	107,000	$	—	$	107,000	$	—
Senior unsecured notes, outstanding principal	300,000		314,000		—		314,000		—
	$	407,000	$	421,000	$	—	$	421,000	$	—



	Carrying Value		Estimated Fair Value
	December 31,		December 31,		Fair Value Measurements Using
	2016		2016		Level 1		Level 2		Level 3
Financial assets:
Cash and cash equivalents	$	89,955	$	89,955	$	89,955	$	—	$	—
Pawn loans	350,506		350,506		—		—		350,506
Consumer loans, net	29,204		29,204		—		—		29,204
Fees and service charges receivable	41,013		41,013		—		—		41,013
	$	510,678	$	510,678	$	89,955	$	—	$	420,723

Financial liabilities:
Revolving unsecured credit facility	$	260,000	$	260,000	$	—	$	260,000	$	—
Senior unsecured notes, outstanding principal	200,000		208,000		—		208,000		—
	$	460,000	$	468,000	$	—	$	468,000	$	—

As cash and cash equivalents have maturities of less than three months, the carrying value of cash and cash equivalents approximates fair value. Due to their short-term maturities, the carrying value of pawn loans and fees and service charges receivable approximate fair value. Short-term loans and installment loans, collectively, represent consumer loans, net on the accompanying consolidated balance sheets and are carried net of the allowance for estimated loan losses, which is calculated by applying historical loss rates combined with recent default trends to the gross consumer loan balance. The unobservable inputs used to calculate the fair value of these loans include historical loss rates, recent default trends and estimated remaining loan terms. Therefore, the carrying value approximated the fair value.

The carrying value of the Company’s revolving unsecured credit facility approximates fair value as of December 31, 2017 and 2016. The fair value of the senior unsecured notes have been estimated based on a discounted cash flow analysis using a discount rate representing the Company’s estimate of the rate that would be used by market participants. Changes in assumptions or estimation methodologies may have a material effect on these estimated fair values.

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References + Details

Customer Loans and Valuation Accounts

12 Months Ended

Dec. 31, 2017

Receivables [Abstract]

Customer Loans and Valuation Accounts

CUSTOMER LOANS AND VALUATION ACCOUNTS

Customer loans, including pawn receivables and net of unearned finance fees, consist of the following (in thousands):



	Pawn		Consumer Loan			Total
December 31, 2017
Total customer loans	$	344,748	$	25,337		$	370,085
Less allowance for doubtful accounts	—		(1,815		)	(1,815		)
	$	344,748	$	23,522		$	368,270

December 31, 2016
Total customer loans	$	350,506	$	31,455		$	381,961
Less allowance for doubtful accounts	—		(2,251		)	(2,251		)
	$	350,506	$	29,204		$	379,710

Changes in the allowance for consumer loan credit losses are as follows (in thousands):



	Year Ended December 31,
	2017			2016			2015
Balance at beginning of year	$	2,251		$	66		$	81
Provision for credit losses	12,762			6,049			808
Charge-offs, net of recoveries from customers	(13,198		)	(3,864		)	(823		)
Balance at end of year	$	1,815		$	2,251		$	66



	Year Ended December 31,
	2017			2016			2015
Balance at beginning of year	$	582		$	498		$	493
Provision for credit losses	7,057			5,944			6,351
Amounts paid to Independent Lenders under guarantees, net of recoveries from customers	(7,199		)	(5,860		)	(6,346		)
Balance at end of year	$	440		$	582		$	498

- Definition

The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.

+ References + Details

Property and Equipment

12 Months Ended

Dec. 31, 2017

Property, Plant and Equipment [Abstract]

Property and Equipment

PROPERTY AND EQUIPMENT

Property and equipment consists of the following (in thousands):



	Year Ended December 31,
	2017			2016
Land	$	33,700		$	30,364
Buildings	63,016			55,137
Furniture, fixtures, equipment and leasehold improvements	313,545			284,391
	410,261			369,892
Less: accumulated depreciation	(179,920		)	(133,835		)
	$	230,341		$	236,057

Depreciation expense for the fiscal years ended December 31, 2017, 2016 and 2015, was $44.5 million, $26.6 million, and $16.1 million, respectively.

Accounts Payable and Accrued Liabilities

12 Months Ended

Dec. 31, 2017

Payables and Accruals [Abstract]

Accounts Payable and Accrued Liabilities

ACCOUNTS PAYABLE AND ACCRUED LIABILITIES

Accounts payable and accrued liabilities consist of the following (in thousands):



	Year Ended December 31,
	2017		2016
Accrued compensation	$	25,203	$	25,285
Sales, property, and payroll withholding taxes payable	14,812		13,546
Current unfavorable lease intangible liability	7,767		9,258
Deferred CSO fees	7,560		7,776
Trade accounts payable	4,791		11,664
Benefits liabilities and withholding payable	3,465		4,501
Accrued interest payable	1,402		3,506
Merger related severance and retention payable	1,336		4,848
Liability for expected losses on outstanding CSO guarantees	440		582
Cash America nonqualified savings plan (see Note 15)	—		12,663
Other accrued liabilities	17,555		15,725
	$	84,331	$	109,354

Long-Term Debt

12 Months Ended

Dec. 31, 2017

Debt Disclosure [Abstract]

Long-Term Debt

LONG-TERM DEBT

As of December 31, 2017, annual maturities of the outstanding long-term debt for each of the five years after December 31, 2017 are as follows (in thousands):



Fiscal
2018	$	—
2019	—
2020	—
2021	—
2022	107,000
Thereafter	300,000
	$	407,000

The following table details the Company’s long-term debt at the respective principal amounts, net of unamortized debt issuance costs (in thousands):



	As of December 31,
	2017		2016
Senior unsecured notes:
5.375% senior notes due 2024 ⁽¹⁾	$	295,243	$	—
6.75% senior notes due 2021 ⁽²⁾	—		196,545
	$	295,243	$	196,545

Revolving unsecured credit facility, maturing 2022	$	107,000	$	260,000


⁽¹⁾	As of December 31, 2017, deferred debt issuance costs of $4.8 million are included as a direct deduction from the carrying amount of the senior unsecured notes due 2024 in the accompanying consolidated balance sheets.


⁽²⁾	As of December 31, 2016, deferred debt issuance costs of $3.5 million are included as a direct deduction from the carrying amount of the senior unsecured notes due 2021 in the accompanying consolidated balance sheets.

Senior Unsecured Notes

On May 30, 2017, the Company completed an offering of $300.0 million of 5.375% senior notes due on June 1, 2024 (the “Notes”). Interest on the Notes is payable semi-annually in arrears on June 1 and December 1, commencing on December 1, 2017. The Notes were sold to the placement agents as initial purchasers for resale only to qualified institutional buyers in accordance with Rule 144A under the Securities Act of 1933, as amended (the “Securities Act”), and outside the United States in accordance with Regulation S under the Securities Act. The Company used the proceeds from the offering to repurchase, or otherwise redeem, its outstanding $200.0 million, 6.75% senior notes due 2021 (the “2021 Notes”), to pay related fees and expenses and for general corporate purposes, including share repurchases and paying borrowings under the Company’s credit facility. The Company capitalized $5.1 million in issuance costs, which consisted primarily of placement agent fees and legal and other professional expenses. The issuance costs are being amortized over the life of the Notes as a component of interest expense and are carried as a direct deduction from the carrying amount of the Notes in the accompanying consolidated balance sheets.

The Notes are fully and unconditionally guaranteed on a senior unsecured basis jointly and severally by all of the Company's existing and future domestic subsidiaries that guarantee its primary revolving bank credit facility. The Notes will permit the Company to make share repurchases of up to $100.0 million with the net proceeds of the Notes and other available funds and to make restricted payments, such as purchasing shares of its stock and paying cash dividends, in an unlimited amount if, after giving pro forma effect to the incurrence of any indebtedness to make such payment, the Company's consolidated total debt ratio (“Net Debt Ratio”) is less than 2.25 to 1. The Net Debt Ratio is defined generally in the indenture governing the Notes (the “Indenture”) as the ratio of (1) the total consolidated debt of the Company minus cash and cash equivalents of the Company to (2) the Company’s consolidated trailing twelve months EBITDA, as adjusted to exclude certain non-recurring expenses and giving pro forma effect to operations acquired during the measurement period.

The Company may redeem the Notes at any time on or after June 1, 2020, at the redemption prices set forth in the Indenture, plus accrued and unpaid interest, if any. In addition, prior to June 1, 2020, the Company may redeem some or all of the Notes at a price equal to 100% of the principal amount thereof, plus accrued and unpaid interest, if any, plus a “make-whole” premium set forth in the Indenture. The Company may redeem up to 35% of the Notes prior to June 1, 2020, with the proceeds of certain equity offerings at a redemption price of 105.375% of the principal amount of the Notes redeemed, plus accrued and unpaid interest, if any. In addition, upon a change of control, noteholders have the right to require the Company to purchase the Notes at a price equal to 101% of the principal amount of the Notes, plus accrued and unpaid interest, if any.

During fiscal 2017, the Company recognized a $14.1 million loss on extinguishment of debt related to the repurchase or redemption of the 2021 Notes which includes the tender or redemption premiums paid over the outstanding $200.0 million principal amount of the 2021 Notes and other reacquisition costs of $10.9 million and the write off of unamortized debt issuance costs of $3.2 million.

Revolving Credit Facility

At December 31, 2017, the Company maintained a line of credit with a group of U.S. based commercial lenders (the “2016 Credit Facility”) in the amount of $400.0 million. In May 2017, the term of the 2016 Credit Facility was extended through September 2, 2022. The calculation of the fixed charge coverage ratio was also amended to remove share repurchases from the calculation to provide greater flexibility for making future share repurchases and paying cash dividends.

At December 31, 2017, the Company had $107.0 million in outstanding borrowings and $5.1 million in outstanding letters of credit under the 2016 Credit Facility, leaving $287.9 million available for future borrowings. The 2016 Credit Facility bears interest, at the Company’s option, at either (i) the prevailing London Interbank Offered Rate (“LIBOR”) (with interest periods of 1 week or 1, 2, 3 or 6 months at the Company’s option) plus a fixed spread of 2.5% or (ii) the prevailing prime or base rate plus a fixed spread of 1.5%. The agreement has a LIBOR floor of 0%. Additionally, the Company is required to pay an annual commitment fee of 0.50% on the average daily unused portion of the 2016 Credit Facility commitment. The weighted-average interest rate on amounts outstanding under the 2016 Credit Facility at December 31, 2017 was 4.00% based on 1 week LIBOR. Under the terms of the 2016 Credit Facility, the Company is required to maintain certain financial ratios and comply with certain financial covenants. The 2016 Credit Facility also contains customary restrictions on the Company’s ability to incur additional debt, grant liens, make investments, consummate acquisitions and similar negative covenants with customary carve-outs and baskets. The Company was in compliance with the covenants of the 2016 Credit Facility as of December 31, 2017. During fiscal 2017, the Company made net payments of $153.0 million pursuant to the 2016 Credit Facility.

Income Taxes

12 Months Ended

Dec. 31, 2017

Income Tax Disclosure [Abstract]

Income Taxes

INCOME TAXES

On December 22, 2017, the Tax Act was enacted into law. The Tax Act significantly changes U.S. corporate income tax laws by, among other things, reducing the U.S. corporate income tax rate from 35% to 21% starting in 2018 and creating a territorial tax system with a one-time mandatory tax on previously deferred foreign earnings of U.S. corporations. As a result, the Company recorded a provisional net income tax benefit of $27.3 million during the fourth quarter of 2017. This amount, which is included in the provision for income taxes in the consolidated statements of income, consists of two components: (i) a $29.2 million income tax benefit resulting from the remeasurement of the Company’s domestic net deferred tax liabilities based on the new lower U.S. corporate income tax rate, and (ii) a $1.9 million U.S. tax expense relating to the one-time mandatory tax on previously deferred earnings of the Company’s foreign subsidiaries, which will be paid over an eight-year period.

While the Company has substantially completed its provisional analysis of the income tax effects of the Tax Act and recorded a reasonable estimate of such effects, the $27.3 million net income tax benefit may differ due to, among other things, further refinement of the Company’s calculations, changes in interpretations and assumptions the Company made, implementation guidance from the Internal Revenue Service and clarifications of state law. Once the Company finalizes certain estimates and tax positions when it files its 2017 U.S. and state tax returns, it will be able to conclude whether any further adjustments are required to its domestic net deferred tax liability balance as of December 31, 2017, as well as to the liability associated with the one-time mandatory tax on previously deferred foreign earnings. Any adjustments to these provisional amounts will be included in provision for income taxes in the reporting period in which any such adjustments are determined, which will be no later than the fourth quarter of 2018.

Components of the provision for income taxes and the income to which it relates for the years ended December 31, 2017, 2016 and 2015 consist of the following (in thousands):



	Year Ended December 31,
	2017			2016			2015
Income before income taxes ⁽¹⁾:
Domestic	$	93,365		$	30,804		$	27,599
Foreign	78,947			62,643			60,082
Income before income taxes	$	172,312		$	93,447		$	87,681

Current income taxes:
Federal⁽²⁾	$	15,995		$	1,419		$	7,933
Foreign	23,340			18,787			18,763
State and local	968			1,139			705
Current provision for income taxes	40,303			21,345			27,401

Deferred provision (benefit) for income taxes:
Federal ⁽³⁾	(11,509		)	11,826			931
Foreign	(1,079		)	(528		)	(1,414		)
State and local	705			677			53
Total deferred provision (benefit) for income taxes	(11,883		)	11,975			(430		)

Provision for income taxes	$	28,420		$	33,320		$	26,971


⁽¹⁾	Includes the allocation of certain administrative expenses and the payment of royalties between domestic and foreign subsidiaries.


⁽²⁾	The year ended December 31, 2017 includes an estimated $1.9 million income tax expense relating to the one-time mandatory tax on previously deferred earnings of the Company’s foreign subsidiaries as a result of the Tax Act.


⁽³⁾	The year ended December 31, 2017 includes an estimated $29.2 million income tax benefit resulting from the remeasurement of the Company’s domestic net deferred tax liabilities based on the new lower corporate income tax rate as a result of the Tax Act.

The Company does not include foreign subsidiaries in its consolidated U.S. federal income tax return and it is the Company’s intent to indefinitely reinvest the earnings of these subsidiaries outside the U.S. At December 31, 2017, the cumulative amount of indefinitely reinvested earnings of foreign subsidiaries is $155.1 million, a portion of which has been included in the Company’s computation of the one-time mandatory tax on previously deferred earnings as a result of the Tax Act discussed above.

The principal deferred tax assets and liabilities consist of the following at December 31, 2017 and 2016 (in thousands):



	December 31,
	2017			2016
Deferred tax assets:
Property and equipment in foreign jurisdictions	$	6,752		$	5,604
Accrued fees on forfeited pawn loans	7,002			8,221
Deferred cost of goods sold deduction	2,058			1,674
Cash America nonqualified savings plan (see Note 15)	—			4,685
Accrued compensation and employee benefits	1,749			3,626
Accrued Merger severance and retention	—			2,718
State net operating losses ⁽¹⁾	6,219			—
Other	5,459			8,024
Total deferred tax assets	29,239			34,552

Deferred tax liabilities:
Intangible assets	55,121			75,998
Property and equipment in domestic jurisdictions	1,054			7,716
Other	2,645			2,406
Total deferred tax liabilities	58,820			86,120

Net deferred tax liabilities before valuation allowance	(29,581		)	(51,568		)
Valuation allowance ⁽¹⁾	(6,219		)	—
Net deferred tax liabilities	$	(35,800	)	$	(51,568	)

Reported as:
Deferred tax assets	$	11,237		$	9,707
Deferred tax liabilities	(47,037		)	(61,275		)
Net deferred tax liabilities	$	(35,800	)	$	(51,568	)


⁽¹⁾	The state net operating losses and related valuation allowance relate primarily to entities assumed in conjunction with the Merger and were identified during fiscal 2017 as a result of the Company’s finalization of the fair value of assets acquired and liabilities assumed during the twelve month measurement period from the date of the Merger, as required by applicable accounting guidance.

The Company has a valuation allowance of $6.2 million as of December 31, 2017 related to the deferred tax assets associated with its state net operating losses. The Company has evaluated the nature and timing of its other deferred tax assets and concluded that no additional valuation allowance is necessary.

The effective rate on net income differs from the U.S. federal statutory rate of 35%. The following is a reconciliation of such differences (dollars in thousands):



	Year Ended December 31,
	2017			2016			2015
Tax at the U.S. federal statutory rate	$	60,309		$	32,706		$	30,688
State income taxes, net of federal tax benefit of $586, $636 and $265, respectively	1,087			1,181			493
Rate benefit from foreign earnings ⁽¹⁾	(5,442		)	(3,642		)	(3,531		)
Net tax benefit resulting from the enactment of the Tax Act	(27,269		)	—			—
Nondeductible transaction related costs	—			2,659			—
Other taxes and adjustments, net	(265		)	416			(679		)
Provision for income taxes	$	28,420		$	33,320		$	26,971
Effective tax rate	16.5		%	35.7		%	30.8		%


⁽¹⁾	Includes a $4.0 million, $1.5 million and $1.4 million foreign permanent tax benefit related to an inflation index adjustment allowed under Mexico tax law for the years ended December 31, 2017, 2016 and 2015, respectively.

The Company’s foreign operating subsidiaries are owned by a wholly-owned subsidiary located in the Netherlands. The foreign operating subsidiaries are subject to their respective foreign statutory rates, which differ from the U.S. federal statutory rate. The statutory tax rates in Mexico, Guatemala and El Salvador are 30%, 25% and 30%, respectively. The statutory tax rate in the Netherlands is 0% on eligible dividends received from its foreign subsidiaries.

The Company reviews the determination of whether tax benefits claimed or expected to be claimed on a tax return should be recorded in the financial statements. The Company may recognize the tax benefit from an uncertain tax position only if it is more likely than not that the tax position will be sustained on examination by the taxing authorities, based on the technical merits of the position. The tax benefits recognized in the financial statements from such a position are measured based on the largest benefit that has a greater than fifty percent likelihood of being realized upon ultimate settlement. Interest and penalties related to income tax liabilities that could arise would be classified as interest expense in the Company’s consolidated statements of income.

As of December 31, 2017 and 2016, the Company had no unrecognized tax benefits and, therefore, the Company did not have a liability for accrued interest and penalties and no such interest or penalties were incurred for the fiscal years ended December 31, 2017, 2016 and 2015. The Company does not believe its unrecognized tax benefits will significantly change over the next twelve months.

The Company files federal income tax returns in the U.S., Mexico, Guatemala, El Salvador and the Netherlands, as well as multiple state and local income tax returns in the U.S. The Company’s U.S. federal returns are not subject to examination for tax years prior to 2014. The Company’s U.S. state income tax returns are not subject to examination for the tax years prior to 2014 with the exception of six states, which are not subject to examination for tax years prior to 2013. With respect to federal tax returns in Mexico, Guatemala, El Salvador and the Netherlands, the tax years prior to 2012 are closed to examination. There are no state income taxes in Mexico, Guatemala, El Salvador or the Netherlands.

Commitments and Contingencies

12 Months Ended

Dec. 31, 2017

Commitments and Contingencies Disclosure [Abstract]

Commitments and Contingencies

COMMITMENTS AND CONTINGENCIES

Leases

The Company leases certain of its facilities and equipment under operating leases with terms generally ranging from three to five years. Most facility leases contain renewal options. Remaining future minimum rentals due under non-cancelable operating leases are as follows (in thousands):



Fiscal
2018	$	102,299
2019	85,949
2020	66,046
2021	47,174
2022	26,474
Thereafter	39,654
	$	367,596

Rent expense under such leases was $117.7 million, $74.3 million and $50.0 million for the years ended December 31, 2017, 2016 and 2015, respectively.

As a result of the Merger, the Company recognized a favorable lease intangible asset and an unfavorable lease intangible liability related to assumed Cash America leases to the extent such leases contained favorable or unfavorable terms relative to market (together the “Lease Intangibles”). The current portion of favorable lease intangibles is included in prepaid expenses and other current assets and the non-current portion is included in other assets in the accompanying consolidated balance sheets. The current portion of unfavorable lease intangibles is included in accounts payable and accrued liabilities and the non-current portion is included in other liabilities in the accompanying consolidated balance sheets. The Lease Intangibles are amortized to rent expense, which is a component of store operating expenses, on a straight-line basis over the lives of the respective leases.

The following table details amounts for the Lease Intangibles for the years ending December 31, 2017 and 2016 (in thousands):



	Year Ended December 31,
	2017			2016
Favorable lease intangible asset	$	53,429		$	61,875
Unfavorable lease intangible liability	$	(25,367	)	$	(34,989	)

The net amortization of the Lease Intangibles reduced store operating expense by $1.0 million and $0.2 million for the years ended December 31, 2017 and 2016, respectively. Additionally, the Company closed 12 stores with Lease Intangibles during the year ended December 31, 2017 and wrote-off $0.2 million in net unfavorable lease intangibles. The remaining weighted-average amortization period for favorable and unfavorable lease intangibles is 5.1 and 2.3 years, respectively. Estimated future net amortization of the Lease Intangibles is as follows (in thousands):



Fiscal
2018	$	(73	)
2019	929
2020	1,920
2021	2,395
2022	2,906
Thereafter	19,985
	$	28,062

Litigation

The Company, in the ordinary course of business, is a defendant (actual or threatened) in certain lawsuits, arbitration claims and other general claims. In management’s opinion, any potential adverse result should not have a material adverse effect on the Company’s financial position, results of operations, or cash flows.

Guarantees

The Company offers fee-based CSO Programs to assist consumers in obtaining extensions of credit from Independent Lenders. The Company’s CSO Programs comply with the respective jurisdiction’s credit services organization act, credit access business law or a similar statute. Under the CSO Programs, the Company assists customers in applying for a short-term extension of credit from the Independent Lenders and issues the Independent Lenders a guarantee for the repayment of the extension of credit. The extensions of credit made by the Independent Lenders to credit services customers typically range in amount from $50 to $1,500 and have terms of 7 to 365 days. The Independent Lenders are considered variable interest entities of the Company. The net loans outstanding represent less than 50% of the Independent Lenders’ total assets. In addition, the Company does not have any ownership interest in the Independent Lenders, does not exercise control over them and is not the primary beneficiary and, therefore, does not consolidate the Independent Lenders’ results with its results.

The Company is required to recognize, at the inception of the guarantee, a liability for the fair value of the obligation undertaken by issuing the guarantees. According to the guarantee, if the borrower defaults on the extension of credit, the Company will pay the Independent Lenders the principal, accrued interest, insufficient funds fee and late fees, if applicable, all of which the Company records as a component of its credit loss provision. The Company is entitled to seek recovery, directly from its customers, of the amounts it pays the Independent Lenders in performing under the guarantees. The Company records the estimated fair value of the liability in accrued liabilities. The loss provision associated with the CSO Programs is based primarily upon historical loss experience, with consideration given to recent loss trends, delinquency rates, economic conditions and management’s expectations of future credit losses. The Company’s maximum loss exposure under all of the outstanding guarantees issued on behalf of its customers to the Independent Lenders as of December 31, 2017 was $10.1 million compared to $13.2 million at December 31, 2016.

Goodwill and Other Intangible Assets

12 Months Ended

Dec. 31, 2017

Goodwill and Intangible Assets Disclosure [Abstract]

Goodwill and Other Intangible Assets

GOODWILL AND OTHER INTANGIBLE ASSETS

Goodwill

Changes in the carrying value of goodwill by segment were as follows (in thousands):



December 31, 2017	U.S. operations segment			Latin America operations segment			Total
Balance, beginning of year	$	746,204		$	84,947		$	831,151
Merger and other acquisitions (see Note 3)	414			140			554
Effect of foreign currency translation	—			2,061			2,061
Other adjustments	(2,621		)	—			(2,621		)
Balance, end of year	$	743,997		$	87,148		$	831,145

December 31, 2016
Balance, beginning of year	$	222,901		$	72,708		$	295,609
Merger and other acquisitions (see Note 3)	523,303			20,413			543,716
Effect of foreign currency translation	—			(8,276		)	(8,276		)
Other adjustments	—			102			102
Balance, end of year	$	746,204		$	84,947		$	831,151

The Company performed its annual assessment of goodwill and determined there was no impairment as of December 31, 2017 and 2016. As a result of the Company’s fiscal 2015 goodwill impairment analysis, a $7.9 million goodwill impairment charge was recorded associated with its U.S. consumer loan operations reporting unit, which is no longer a goodwill reporting unit of the Company. Therefore, accumulated goodwill impairment included in the goodwill balance at January 1, 2016 was $7.9 million.

Definite-Lived Intangible Assets

The following table summarizes the components of gross and net definite-lived intangibles assets subject to amortization as of December 31, 2017 and 2016 (in thousands):



	As of December 31,
	2017							2016
	Gross Carrying Amount		Accumulated Amortization			Net Carrying Amount		Gross Carrying Amount		Accumulated Amortization			Net Carrying Amount
Customer relationships	$	24,533	$	(15,256	)	$	9,277	$	24,452	$	(8,861	)	$	15,591
Executive non-compete agreements	8,700		(5,800		)	2,900		8,700		(1,450		)	7,250
	$	33,233	$	(21,056	)	$	12,177	$	33,152	$	(10,311	)	$	22,841

The customer relationships are generally amortized using an accelerated amortization method that reflects the future cash flows expected from the returning pawn customers. The executive non-compete agreements are being amortized over a straight-line basis over the life of the executive non-compete agreements.

Amortization expense for definite-lived intangible assets was $10.7 million, $5.2 million and $1.8 million for the years ended December 31, 2017, 2016 and 2015, respectively. The remaining weighted-average amortization period for customer relationships, executive non-compete agreements and total definite-lived intangible assets is 1.5, 0.4 and 1.3 years, respectively. Estimated future amortization expense is as follows (in thousands):



Fiscal
2018	$	6,533
2019	2,590
2020	2,053
2021	1,001
2022	—
	$	12,177

Indefinite-Lived Intangible Assets

The Company performed its annual assessment of indefinite-lived intangible assets and determined there was no impairment as of December 31, 2017 and 2016. Indefinite-lived intangible assets as of December 31, 2017 and 2016, consist of the following (in thousands):



	As of December 31,
	2017		2016
Trade names	$	46,300	$	46,300
Pawn licenses ⁽¹⁾	34,092		34,083
Franchise agreements related to check-cashing operation	1,250		1,250
	$	81,642	$	81,633


⁽¹⁾	Costs to renew licenses with indefinite lives are expensed as incurred and recorded in store operating expenses in the consolidated statements of income.

Equity Compensation Plans and Share-Based Compensation

12 Months Ended

Dec. 31, 2017

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

Equity Compensation Plans and Share-Based Compensation

EQUITY COMPENSATION PLANS AND SHARE-BASED COMPENSATION

The Company has previously adopted equity and share-based compensation plans to attract and retain executives, directors and key employees. Under these plans, the Company has granted qualified and non-qualified common stock options and nonvested common stock awards to officers, directors and other key employees. At December 31, 2017, 872,000 shares were reserved for future grants to all employees and directors under the plans. Additionally, there were 2,021,000 shares reserved for future grants to current employees and directors who were not employees or directors of the Company at the date of the Merger.

Nonvested Common Stock Awards (Restricted Stock Unit Awards)

The Company has granted nonvested common stock awards (in the form of restricted stock units) under the Company’s equity and share-based incentive compensation plans. The restricted stock units are settled in shares of common stock upon vesting. The awards granted in 2017 include up to 117,000 shares with performance-based criteria over a three-year cumulative performance period beginning in the year of grant. The vesting performance criteria for the 2017 performance-based grants relate to growth in the Company’s net income, adjusted for certain non-core and/or non-recurring items, and total store additions over the three-year cumulative period. The awards granted in 2016 and 2015 each included 40,000 shares with performance-based criteria with four annual measurement periods beginning in each year of issuance. The vesting performance criteria for the 2016 and 2015 performance-based grants relate to growth in the Company’s EBITDA, adjusted for certain non-core and/or non-recurring items, compared to the base period, which is the fiscal year prior to the year of issuance. All other awards granted in 2017, 2016 and 2015 vest ratably over a five or six year period from the grant date. The grant date fair value of the restricted stock units is based on the Company’s closing stock price on the day of the grant or subsequent award modification date, if applicable, and the fair value of performance-based awards is based on the maximum amount of the award expected to be achieved. The amount attributable to award grants is amortized to expense over the vesting periods.

The following table summarizes the restricted stock unit award activity during 2017, 2016 and 2015 (shares in thousands):



	2017				2016				2015
			Weighted-				Weighted-				Weighted-
			Average				Average				Average
	Underlying		Fair Value		Underlying		Fair Value		Underlying		Fair Value
	Shares		of Grant		Shares		of Grant		Shares		of Grant
Outstanding at beginning of year	30		$	45.93	79		$	48.10	87		$	48.99
Granted	137		47.57		51		42.60		45		47.08
Vested	(10	)	45.93		(100	)	45.96		(5	)	43.26
Canceled or forfeited	—		—		—		—		(48	)	49.26
Outstanding at end of year	157		47.36		30		45.93		79		48.10

Restricted stock unit awards vesting in 2017, 2016 and 2015 had an aggregate intrinsic value of $0.7 million, $4.9 million and $0.2 million, respectively, based on the closing price of the Company’s stock on the date of vesting. The outstanding award units had an aggregate intrinsic value of $10.6 million at December 31, 2017. During 2016, with the exception of 40,000 performance based awards granted in 2016 to senior executives which included double-trigger change in control provisions, the change of control provisions triggered by the Merger resulted in immediate vesting of 83,000 restricted stock unit awards outstanding as of September 1, 2016, the date of the Merger.

Stock Options

The Company has not issued any common stock options in the last six fiscal years. Previous option awards have been granted to purchase the Company’s common stock at an exercise price equal to or greater than the fair market value at the date of grant and generally had a maximum duration of ten years. The Company typically issues treasury shares to satisfy option exercises.

Stock options outstanding as of December 31, 2017 are as follows (shares in thousands):



					Weighted-Average	Currently
Exercise Price			Option Shares		Remaining Life	Exercisable Shares
	$	38.00		40	3.9		—
	$	40.00		50	3.0		20
				90	3.4		20

A summary of stock option activity for the years ended December 31, 2017, 2016 and 2015, is as follows (shares in thousands):



	2017				2016			2015
			Weighted-			Weighted-				Weighted-
			Average			Average				Average
	Underlying		Exercise		Underlying	Exercise		Underlying		Exercise
	Shares		Price		Shares	Price		Shares		Price
Outstanding at beginning of year	103		$	37.34	103	$	37.34	758		$	20.67
Exercised	(13	)	24.57		—	—		(655	)	18.06
Outstanding at end of year	90		$	39.11	103	$	37.34	103		$	37.34

Exercisable at end of year	20		$	40.00	23	$	31.43	13		$	24.57

At December 31, 2017, the aggregate intrinsic value for the stock options outstanding was $2.6 million, of which $0.5 million was exercisable at the end of the year, with weighted-average remaining contractual terms of 3.4 years. The aggregate intrinsic value reflects the total pre-tax intrinsic value (the difference between the Company’s closing stock price on the last trading day of the period and the exercise price of the options, multiplied by the number of in-the-money options) that would have been received by the option holders had all option holders exercised their options on December 31, 2017.

The total intrinsic value of options exercised for fiscal 2017, 2016 and 2015, was $0.3 million, $0.0 million and $14.6 million, respectively. The intrinsic values are based on the closing price of the Company’s stock on the date of exercise.

Share-Based Compensation Expense

The Company’s net income includes the following compensation costs related to share-based compensation arrangements (in thousands):



	Year Ended December 31,
	2017			2016			2015
Gross compensation costs:
Nonvested “restricted” stock	2,959			4,038			280
Stock options	110			136			149
Total gross compensation costs	3,069			4,174			429

Income tax benefits:
Nonvested “restricted” stock ⁽¹⁾	(1,036		)	(782		)	(98		)
Stock options	(39		)	(48		)	(52		)
Total income tax benefits	(1,075		)	(830		)	(150		)

Net compensation expense	$	1,994		$	3,344		$	279

Tax benefit realized from stock options exercised during the year	$	—		$	—		$	5,126


⁽¹⁾	Income tax benefit on nonvested stock compensation expense for 2016 is less than the statutory rate as a portion of the expense is not tax deductible.

As of December 31, 2017, the total compensation cost related to nonvested restricted stock unit awards not yet recognized was $4.9 million and is expected to be recognized over the weighted-average period of 1.5 years. As of December 31, 2017, the total compensation cost related to nonvested stock options not yet recognized was $0.1 million and is expected to be recognized over the weighted-average period of 1.5 years.

Benefit Plan	12 Months Ended
Benefit Plan	Dec. 31, 2017
Retirement Benefits [Abstract]
Benefit Plans	BENEFIT PLANS The Company’s 401(k) savings plan (the “Plan”) is available to all full-time, U.S.-based, employees who have been employed with the Company for six months or longer. Effective January 1, 2017, under the Plan, a participant may contribute up to 100% of earnings, with the Company matching the first 5% of contributions at a rate of 50%. Prior to January 1, 2017, the Company matched the first 6% of contributions at a rate of 40%. The employee and Company contributions are paid to a corporate trustee and invested in various funds. Company contributions made to participants’ accounts become fully vested upon completion of five years of service. The total Company matching contributions to the Plan were $4.2 million, $2.0 million and $0.8 million for the years ended December 31, 2017, 2016 and 2015, respectively. Cash America had a 401(k) savings plan that was available to substantially all of its employees whereby participants could contribute up to 75% of their eligible earnings, subject to regulatory and other plan restrictions. Cash America made matching cash contributions of 50% of each participant’s contributions to the 401(k) plan, based on participant contributions of up to 5% of eligible compensation. Effective December 31, 2016, the Cash America 401(k) savings plan was merged into the Plan. Prior to the Merger, Cash America had a nonqualified savings plan that was available to certain members of management. Upon completion of the Merger, the nonqualified savings plan was terminated and during the three months ended March 31, 2017, the Company dissolved the plan and distributed the remaining assets to the participants. At December 31, 2016, the nonqualified savings plan assets were included in prepaid expenses and other current assets in the accompanying consolidated balance sheet with an offsetting liability of equal amount, which was included in accounts payable and accrued expenses in the accompanying consolidated balance sheet.

Segment and Geographic Information

12 Months Ended

Dec. 31, 2017

Segment Reporting [Abstract]

Segment and Geographic Information

SEGMENT AND GEOGRAPHIC INFORMATION

Segment Information

The Company organizes its operations into two reportable segments as follows:


•	U.S. operations - Includes all pawn and consumer loan operations in the U.S.


•	Latin America operations - Includes all pawn and consumer loan operations in Latin America, which currently includes operations in Mexico, Guatemala and El Salvador

The following tables present reportable segment information for the three years ended December 31, 2017, 2016 and 2015 as well as separately identified segment assets (in thousands):



	Year Ended December 31, 2017
	U.S. Operations		Latin America Operations		Corporate			Consolidated
Revenue:
Retail merchandise sales	$	717,490	$	333,609	$	—		$	1,051,099
Pawn loan fees	380,596		130,309		—			510,905
Wholesale scrap jewelry sales	119,197		21,645		—			140,842
Consumer loan and credit services fees	75,209		1,767		—			76,976
Total revenue	1,292,492		487,330		—			1,779,822

Cost of revenue:
Cost of retail merchandise sold	468,527		211,176		—			679,703
Cost of wholesale scrap jewelry sold	112,467		20,327		—			132,794
Consumer loan and credit services loss provision	19,431		388		—			19,819
Total cost of revenue	600,425		231,891		—			832,316

Net revenue	692,067		255,439		—			947,506

Expenses and other income:
Store operating expenses	423,214		128,660		—			551,874
Administrative expenses	—		—		122,473			122,473
Depreciation and amortization	24,073		10,311		20,849			55,233
Interest expense	—		—		24,035			24,035
Interest income	—		—		(1,597		)	(1,597		)
Merger and other acquisition expenses	—		—		9,062			9,062
Loss on extinguishment of debt	—		—		14,114			14,114
Total expenses and other income	447,287		138,971		188,936			775,194

Income (loss) before income taxes	$	244,780	$	116,468	$	(188,936	)	$	172,312



	December 31, 2017
	U.S. Operations		Latin America Operations		Corporate		Consolidated
Pawn loans	$	276,570	$	68,178	$	—	$	344,748
Consumer loans, net	$	23,179	$	343	$	—	$	23,522
Inventories	$	216,739	$	60,032	$	—	$	276,771
Total assets	$	1,527,012	$	282,605	$	253,167	$	2,062,784



	Year Ended December 31, 2016
	U.S. Operations		Latin America Operations		Corporate			Consolidated
Revenue:
Retail merchandise sales	$	386,026	$	283,105	$	—		$	669,131
Pawn loan fees	195,883		116,874		—			312,757
Wholesale scrap jewelry sales	47,680		14,958		—			62,638
Consumer loan and credit services fees	41,922		1,929		—			43,851
Total revenue	671,511		416,866		—			1,088,377

Cost of revenue:
Cost of retail merchandise sold	241,086		177,470		—			418,556
Cost of wholesale scrap jewelry sold	41,357		11,668		—			53,025
Consumer loan and credit services loss provision	11,494		499		—			11,993
Total cost of revenue	293,937		189,637		—			483,574

Net revenue	377,574		227,229		—			604,803

Expenses and other income:
Store operating expenses	215,227		112,787		—			328,014
Administrative expenses	—		—		96,537			96,537
Depreciation and amortization	13,618		10,429		7,818			31,865
Interest expense	—		—		20,320			20,320
Interest income	—		—		(751		)	(751		)
Merger and other acquisition expenses	—		—		36,670			36,670
Net gain on sale of common stock of Enova	—		—		(1,299		)	(1,299		)
Total expenses and other income	228,845		123,216		159,295			511,356

Income (loss) before income taxes	$	148,729	$	104,013	$	(159,295	)	$	93,447



	December 31, 2016
	U.S. Operations		Latin America Operations		Corporate		Consolidated
Pawn loans	$	293,392	$	57,114	$	—	$	350,506
Consumer loans, net	$	28,847	$	357	$	—	$	29,204
Inventories	$	282,860	$	47,823	$	—	$	330,683
Total assets	$	1,637,995	$	247,915	$	259,293	$	2,145,203



	Year Ended December 31, 2015
	U.S. Operations		Latin America Operations		Corporate			Consolidated
Revenue:
Retail merchandise sales	$	197,011	$	252,285	$	—		$	449,296
Pawn loan fees	94,761		100,687		—			195,448
Wholesale scrap jewelry sales	19,380		12,675		—			32,055
Consumer loan and credit services fees	25,696		2,107		—			27,803
Total revenue	336,848		367,754		—			704,602

Cost of revenue:
Cost of retail merchandise sold	117,059		161,572		—			278,631
Cost of wholesale scrap jewelry sold	17,530		10,098		—			27,628
Consumer loan and credit services loss provision	6,770		389		—			7,159
Total cost of revenue	141,359		172,059		—			313,418

Net revenue	195,489		195,695		—			391,184

Expenses and other income:
Store operating expenses	107,852		99,720		—			207,572
Administrative expenses	—		—		51,883			51,883
Depreciation and amortization	6,146		8,803		2,990			17,939
Interest expense	—		—		16,887			16,887
Interest income	—		—		(1,566		)	(1,566		)
Merger and other acquisition expenses	—		—		2,875			2,875
Goodwill impairment - U.S. consumer loan operations	—		—		7,913			7,913
Total expenses and other income	113,998		108,523		80,982			303,503

Income (loss) before income taxes	$	81,491	$	87,172	$	(80,982	)	$	87,681



	December 31, 2015
	U.S. Operations		Latin America Operations		Corporate		Consolidated
Pawn loans	$	68,153	$	49,448	$	—	$	117,601
Consumer loans, net	$	688	$	430	$	—	$	1,118
Inventories	$	56,040	$	37,418	$	—	$	93,458
Total assets	$	423,178	$	218,530	$	111,187	$	752,895

Geographic Information

The following table shows revenue and long-lived assets (all non-current assets except goodwill, intangibles, net and deferred tax assets) by geographic area (in thousands):



	Year Ended December 31,
	2017		2016		2015
Revenue:
U.S.	$	1,292,492	$	671,511	$	336,848
Mexico	464,161		397,549		367,754
Other Latin America	23,169		19,317		—
	$	1,779,822	$	1,088,377	$	704,602

Long-lived assets:
U.S.	$	227,659	$	257,939	$	65,742
Mexico	53,175		47,243		49,259
Other Latin America	3,552		2,554		1,349
	$	284,386	$	307,736	$	116,350

Quarterly Financial Data (Unaudited)

12 Months Ended

Dec. 31, 2017

Quarterly Financial Data [Abstract]

Quarterly Financial Data (Unaudited)

QUARTERLY FINANCIAL DATA (UNAUDITED)

Summarized quarterly financial data for the fiscal years ended December 31, 2017 and 2016, are set forth in the table below (in thousands, except per share amounts). The Company’s operations are subject to seasonal fluctuations. The Company issued 20,181,000 shares of common stock on September 1, 2016 as a result of the Merger, which significantly increased the diluted weighted average shares used in computing diluted income (loss) per share. The Company computed the quarterly diluted income per share amounts as if each quarter was a discrete period based on that quarter’s weighted average shares outstanding. As a result, the sum of the diluted earnings per share by quarter will not necessarily total the annual diluted earnings per share.



	Quarter Ended
	March 31		June 30		September 30			December 31
2017
Total revenue	$	447,576	$	416,629	$	435,412		$	480,205
Total cost of revenue	204,676		192,205		204,366			231,069
Net revenue	242,900		224,424		231,046			249,136
Total expenses and other income	190,658		202,956		189,479			192,101
Net income	32,645		15,239		28,274			67,734
Diluted net income per share	0.67		0.32		0.59			1.43
Diluted weighted average shares	48,402		48,289		47,668			47,212

2016
Total revenue	$	183,203	$	181,979	$	261,153		$	462,042
Total cost of revenue	81,340		80,518		113,789			207,927
Net revenue	101,863		101,461		147,364			254,115
Total expenses and other income	82,202		84,215		146,941			197,998
Net income (loss)	13,174		11,673		(1,412		)	36,692
Diluted net income (loss) per share	0.47		0.41		(0.04		)	0.76
Diluted weighted average shares	28,241		28,243		34,631			48,532

Summary of Significant Accounting Policies (Policies)

12 Months Ended

Dec. 31, 2017

Accounting Policies [Abstract]

Principles of consolidation

Cash and cash equivalents

Customer loans and revenue recognition

Credit loss provisions

Foreign Currency Transactions

Store operating expenses

Layaway and deferred revenue

Inventories

Property and equipment

Goodwill and other indefinite-lived intangible assets

Long-lived assets

Fair value of financial instruments

Income taxes

Advertising

Share-based compensation

Earnings per share

The following table sets forth the computation of basic and diluted earnings per share (in thousands, except per share amounts):



	Year Ended December 31,
	2017		2016		2015
Numerator:
Net income	$	143,892	$	60,127	$	60,710

Denominator:
Weighted-average common shares for calculating basic earnings per share	47,854		34,997		28,138
Effect of dilutive securities:
Stock options and nonvested stock awards	34		7		188
Weighted-average common shares for calculating diluted earnings per share	47,888		35,004		28,326

Net income per share:
Basic	$	3.01	$	1.72	$	2.16
Diluted	$	3.00	$	1.72	$	2.14

Pervasiveness of estimates

Revisions and reclassifications

Recent accounting pronouncements

Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2017

Accounting Policies [Abstract]

Schedule of Calculation of Numerator and Denominator in EPS

The following table sets forth the computation of basic and diluted earnings per share (in thousands, except per share amounts):



	Year Ended December 31,
	2017		2016		2015
Numerator:
Net income	$	143,892	$	60,127	$	60,710

Denominator:
Weighted-average common shares for calculating basic earnings per share	47,854		34,997		28,138
Effect of dilutive securities:
Stock options and nonvested stock awards	34		7		188
Weighted-average common shares for calculating diluted earnings per share	47,888		35,004		28,326

Net income per share:
Basic	$	3.01	$	1.72	$	2.16
Diluted	$	3.00	$	1.72	$	2.14

Merger and Other Acquisitions (Tables)

12 Months Ended

Dec. 31, 2017

Business Combinations [Abstract]

Schedule of Business Acquisitions

The following table summarizes the consideration transferred in connection with the Merger (in thousands, except ratio and per share amount):



	Cash America Merger
Cash America shares outstanding at September 1, 2016	24,025
Exchange ratio	0.84
Shares of First Cash common stock issued	20,181
Company common stock per share price at September 1, 2016	$	50.32
Fair value of Company common stock issued to Cash America shareholders	$	1,015,507
Cash in lieu of fractional shares paid by the Company	10
Cash America outstanding stock awards settled in cash	50,760
Aggregate Merger consideration	$	1,066,277

Schedule of Preliminary Allocations of Purchase Price



	Cash America Merger
Cash and cash equivalents	$	42,520
Pawn loans	234,761
Fees and service charges receivable	26,893
Consumer loans	27,549
Inventories	224,548
Income taxes receivable	25,276
Other current assets	28,547
Investment in common stock of Enova ⁽¹⁾	60,785
Property and equipment	118,199
Goodwill ⁽²⁾	519,418
Intangible assets ⁽³⁾	103,250
Other assets	62,994
Current liabilities	(95,630		)
Customer deposits	(21,536		)
Revolving unsecured credit facility ⁽⁴⁾	(232,000		)
Deferred tax liabilities	(27,120		)
Other liabilities	(32,177		)
Aggregate Merger consideration	$	1,066,277

⁽¹⁾

⁽²⁾


⁽³⁾	Intangible assets acquired and the respective useful lives assigned consist of the following (dollars in thousands):



	Amount		Useful life (in years)
Trade names	$	46,300	Indefinite
Pawn licenses	32,300		Indefinite
Customer relationships	14,700		Five
Executive non-compete agreements	8,700		Two
Franchise agreements related to check cashing operation	1,250		Indefinite
	$	103,250


⁽⁴⁾	Represents outstanding borrowings under Cash America’s revolving unsecured credit facility that became due upon completion of the Merger. The Cash America revolving unsecured credit facility was repaid by the Company using proceeds from the 2016 Credit Facility (as described in Note 10) and was terminated upon completion of the Merger.

2016 Other Acquisitions

Intangible Assets Acquired

Intangible assets acquired and the respective useful lives assigned consist of the following (dollars in thousands):



	Amount		Useful life (in years)
Trade names	$	46,300	Indefinite
Pawn licenses	32,300		Indefinite
Customer relationships	14,700		Five
Executive non-compete agreements	8,700		Two
Franchise agreements related to check cashing operation	1,250		Indefinite
	$	103,250

Pro Forma Financial Information



	Year Ended				Year Ended
	December 31, 2016				December 31, 2015
	As Reported		Pro Forma		As Reported		Pro Forma
Total revenue	$	1,088,377	$	1,771,835	$	704,602	$	1,792,523
Net income	60,127		118,333		60,710		61,479

Net income per share:
Basic	$	1.72	$	2.44	$	2.16	$	1.27
Diluted	1.72		2.44		2.14		1.27

Merger and Other Acquisition Expenses Schedule of Merger and Other Acquisition Expenses (Tables)

12 Months Ended

Dec. 31, 2017

Business Combinations [Abstract]

Schedule of Merger and Other Acquisition Expenses [Table Text Block]

The table below summarizes the major components of Merger and other acquisition expenses (in thousands):



	Year Ended December 31,
	2017		2016		2015
Merger related expenses:
Transaction ⁽¹⁾	$	—	$	18,252	$	—
Severance and retention ⁽²⁾	3,897		15,229		—
Other ⁽³⁾	5,165		2,739		—
Total Merger related expenses	9,062		36,220		—

Other acquisition expenses:
Transaction and integration	—		450		2,875
Total other acquisition expenses	—		450		2,875
Total Merger and other acquisition expenses	$	9,062	$	36,670	$	2,875


⁽¹⁾	For the year ended December 31, 2016, the Company recognized an income tax benefit of $3.9 million, respectively, related to the Merger transaction expenses; a significant portion of these expenses were not deductible for income tax purposes.


⁽²⁾	For the year ended December 31, 2017 and 2016, the Company made severance and retention payments of $7.4 million and $10.4 million, respectively, and as of December 31, 2017 and 2016, had $1.3 million and $4.8 million, respectively, accrued for future payments. Accrued severance and retention is included in accounts payable and accrued expenses in the accompanying consolidated balance sheets.


⁽³⁾	Represents accelerated share-based compensation expense related to restricted stock awards for certain First Cash employees which vested as a result of the Merger and other integration expenses.

Fair Value of Financial Instruments Fair Value, Assets Measured on Recurring Basis (Tables)

12 Months Ended

Dec. 31, 2017

Fair Value Disclosures [Abstract]

Fair Value, Assets Measured on Recurring Basis [Table Text Block]

The Company’s financial assets that were measured at fair value on a recurring basis as of December 31, 2016 were as follows (in thousands):



	December 31,		Fair Value Measurements Using
	2016		Level 1		Level 2		Level 3
Financial assets:
Cash America nonqualified savings plan (see Note 15)	$	12,663	$	12,663	$	—	$	—
	$	12,663	$	12,663	$	—	$	—

Fair Value, by Balance Sheet Grouping

The Company’s financial assets and liabilities as of December 31, 2017 and 2016 that are not measured at fair value in the consolidated balance sheets are as follows (in thousands):



	Carrying Value		Estimated Fair Value
	December 31,		December 31,		Fair Value Measurements Using
	2017		2017		Level 1		Level 2		Level 3
Financial assets:
Cash and cash equivalents	$	114,423	$	114,423	$	114,423	$	—	$	—
Pawn loans	344,748		344,748		—		—		344,748
Consumer loans, net	23,522		23,522		—		—		23,522
Fees and service charges receivable	42,736		42,736		—		—		42,736
	$	525,429	$	525,429	$	114,423	$	—	$	411,006

Financial liabilities:
Revolving unsecured credit facility	$	107,000	$	107,000	$	—	$	107,000	$	—
Senior unsecured notes, outstanding principal	300,000		314,000		—		314,000		—
	$	407,000	$	421,000	$	—	$	421,000	$	—



	Carrying Value		Estimated Fair Value
	December 31,		December 31,		Fair Value Measurements Using
	2016		2016		Level 1		Level 2		Level 3
Financial assets:
Cash and cash equivalents	$	89,955	$	89,955	$	89,955	$	—	$	—
Pawn loans	350,506		350,506		—		—		350,506
Consumer loans, net	29,204		29,204		—		—		29,204
Fees and service charges receivable	41,013		41,013		—		—		41,013
	$	510,678	$	510,678	$	89,955	$	—	$	420,723

Financial liabilities:
Revolving unsecured credit facility	$	260,000	$	260,000	$	—	$	260,000	$	—
Senior unsecured notes, outstanding principal	200,000		208,000		—		208,000		—
	$	460,000	$	468,000	$	—	$	468,000	$	—

Customer Loans and Valuation Accounts (Tables)

12 Months Ended

Dec. 31, 2017

Receivables [Abstract]

Schedule of Consumer Loans

Customer loans, including pawn receivables and net of unearned finance fees, consist of the following (in thousands):



	Pawn		Consumer Loan			Total
December 31, 2017
Total customer loans	$	344,748	$	25,337		$	370,085
Less allowance for doubtful accounts	—		(1,815		)	(1,815		)
	$	344,748	$	23,522		$	368,270

December 31, 2016
Total customer loans	$	350,506	$	31,455		$	381,961
Less allowance for doubtful accounts	—		(2,251		)	(2,251		)
	$	350,506	$	29,204		$	379,710

Allowance for Credit Losses

Changes in the allowance for consumer loan credit losses are as follows (in thousands):



	Year Ended December 31,
	2017			2016			2015
Balance at beginning of year	$	2,251		$	66		$	81
Provision for credit losses	12,762			6,049			808
Charge-offs, net of recoveries from customers	(13,198		)	(3,864		)	(823		)
Balance at end of year	$	1,815		$	2,251		$	66



	Year Ended December 31,
	2017			2016			2015
Balance at beginning of year	$	582		$	498		$	493
Provision for credit losses	7,057			5,944			6,351
Amounts paid to Independent Lenders under guarantees, net of recoveries from customers	(7,199		)	(5,860		)	(6,346		)
Balance at end of year	$	440		$	582		$	498

Accounts Payable and Accrued Liabilities (Tables)

12 Months Ended

Dec. 31, 2017

Payables and Accruals [Abstract]

Schedule of Accounts Payable and Accrued Liabilities

Accounts payable and accrued liabilities consist of the following (in thousands):



	Year Ended December 31,
	2017		2016
Accrued compensation	$	25,203	$	25,285
Sales, property, and payroll withholding taxes payable	14,812		13,546
Current unfavorable lease intangible liability	7,767		9,258
Deferred CSO fees	7,560		7,776
Trade accounts payable	4,791		11,664
Benefits liabilities and withholding payable	3,465		4,501
Accrued interest payable	1,402		3,506
Merger related severance and retention payable	1,336		4,848
Liability for expected losses on outstanding CSO guarantees	440		582
Cash America nonqualified savings plan (see Note 15)	—		12,663
Other accrued liabilities	17,555		15,725
	$	84,331	$	109,354

Long-Term Debt (Tables)

12 Months Ended

Dec. 31, 2017

Debt Disclosure [Abstract]

Schedule of Maturities of Long-term Debt

As of December 31, 2017, annual maturities of the outstanding long-term debt for each of the five years after December 31, 2017 are as follows (in thousands):



Fiscal
2018	$	—
2019	—
2020	—
2021	—
2022	107,000
Thereafter	300,000
	$	407,000

Schedule of Debt

The following table details the Company’s long-term debt at the respective principal amounts, net of unamortized debt issuance costs (in thousands):



	As of December 31,
	2017		2016
Senior unsecured notes:
5.375% senior notes due 2024 ⁽¹⁾	$	295,243	$	—
6.75% senior notes due 2021 ⁽²⁾	—		196,545
	$	295,243	$	196,545

Revolving unsecured credit facility, maturing 2022	$	107,000	$	260,000


⁽¹⁾	As of December 31, 2017, deferred debt issuance costs of $4.8 million are included as a direct deduction from the carrying amount of the senior unsecured notes due 2024 in the accompanying consolidated balance sheets.


⁽²⁾	As of December 31, 2016, deferred debt issuance costs of $3.5 million are included as a direct deduction from the carrying amount of the senior unsecured notes due 2021 in the accompanying consolidated balance sheets.

Income Taxes (Tables)

12 Months Ended

Dec. 31, 2017

Income Tax Disclosure [Abstract]

Schedule of Components of Income Tax Expense (Benefit)

Components of the provision for income taxes and the income to which it relates for the years ended December 31, 2017, 2016 and 2015 consist of the following (in thousands):



	Year Ended December 31,
	2017			2016			2015
Income before income taxes ⁽¹⁾:
Domestic	$	93,365		$	30,804		$	27,599
Foreign	78,947			62,643			60,082
Income before income taxes	$	172,312		$	93,447		$	87,681

Current income taxes:
Federal⁽²⁾	$	15,995		$	1,419		$	7,933
Foreign	23,340			18,787			18,763
State and local	968			1,139			705
Current provision for income taxes	40,303			21,345			27,401

Deferred provision (benefit) for income taxes:
Federal ⁽³⁾	(11,509		)	11,826			931
Foreign	(1,079		)	(528		)	(1,414		)
State and local	705			677			53
Total deferred provision (benefit) for income taxes	(11,883		)	11,975			(430		)

Provision for income taxes	$	28,420		$	33,320		$	26,971


⁽¹⁾	Includes the allocation of certain administrative expenses and the payment of royalties between domestic and foreign subsidiaries.


⁽²⁾	The year ended December 31, 2017 includes an estimated $1.9 million income tax expense relating to the one-time mandatory tax on previously deferred earnings of the Company’s foreign subsidiaries as a result of the Tax Act.


⁽³⁾	The year ended December 31, 2017 includes an estimated $29.2 million income tax benefit resulting from the remeasurement of the Company’s domestic net deferred tax liabilities based on the new lower corporate income tax rate as a result of the Tax Act.

Schedule of Deferred Tax Assets and Liabilities

The principal deferred tax assets and liabilities consist of the following at December 31, 2017 and 2016 (in thousands):



	December 31,
	2017			2016
Deferred tax assets:
Property and equipment in foreign jurisdictions	$	6,752		$	5,604
Accrued fees on forfeited pawn loans	7,002			8,221
Deferred cost of goods sold deduction	2,058			1,674
Cash America nonqualified savings plan (see Note 15)	—			4,685
Accrued compensation and employee benefits	1,749			3,626
Accrued Merger severance and retention	—			2,718
State net operating losses ⁽¹⁾	6,219			—
Other	5,459			8,024
Total deferred tax assets	29,239			34,552

Deferred tax liabilities:
Intangible assets	55,121			75,998
Property and equipment in domestic jurisdictions	1,054			7,716
Other	2,645			2,406
Total deferred tax liabilities	58,820			86,120

Net deferred tax liabilities before valuation allowance	(29,581		)	(51,568		)
Valuation allowance ⁽¹⁾	(6,219		)	—
Net deferred tax liabilities	$	(35,800	)	$	(51,568	)

Reported as:
Deferred tax assets	$	11,237		$	9,707
Deferred tax liabilities	(47,037		)	(61,275		)
Net deferred tax liabilities	$	(35,800	)	$	(51,568	)

Schedule of Effective Income Tax Rate Reconciliation

The effective rate on net income differs from the U.S. federal statutory rate of 35%. The following is a reconciliation of such differences (dollars in thousands):



	Year Ended December 31,
	2017			2016			2015
Tax at the U.S. federal statutory rate	$	60,309		$	32,706		$	30,688
State income taxes, net of federal tax benefit of $586, $636 and $265, respectively	1,087			1,181			493
Rate benefit from foreign earnings ⁽¹⁾	(5,442		)	(3,642		)	(3,531		)
Net tax benefit resulting from the enactment of the Tax Act	(27,269		)	—			—
Nondeductible transaction related costs	—			2,659			—
Other taxes and adjustments, net	(265		)	416			(679		)
Provision for income taxes	$	28,420		$	33,320		$	26,971
Effective tax rate	16.5		%	35.7		%	30.8		%

Commitments and Contingencies (Tables)

12 Months Ended

Dec. 31, 2017

Commitments and Contingencies Disclosure [Abstract]

Schedule of Future Minimum Rental Payments for Operating Leases

Remaining future minimum rentals due under non-cancelable operating leases are as follows (in thousands):



Fiscal
2018	$	102,299
2019	85,949
2020	66,046
2021	47,174
2022	26,474
Thereafter	39,654
	$	367,596

Schedule of Lease Intangibles

The following table details amounts for the Lease Intangibles for the years ending December 31, 2017 and 2016 (in thousands):



	Year Ended December 31,
	2017			2016
Favorable lease intangible asset	$	53,429		$	61,875
Unfavorable lease intangible liability	$	(25,367	)	$	(34,989	)

Leasing

Lease Future Amortization Expense

Estimated future net amortization of the Lease Intangibles is as follows (in thousands):



Fiscal
2018	$	(73	)
2019	929
2020	1,920
2021	2,395
2022	2,906
Thereafter	19,985
	$	28,062

Goodwill and Other Intangible Assets (Tables)

12 Months Ended

Dec. 31, 2017

Goodwill and Intangible Assets Disclosure [Abstract]

Goodwill Rollforward

Changes in the carrying value of goodwill by segment were as follows (in thousands):



December 31, 2017	U.S. operations segment			Latin America operations segment			Total
Balance, beginning of year	$	746,204		$	84,947		$	831,151
Merger and other acquisitions (see Note 3)	414			140			554
Effect of foreign currency translation	—			2,061			2,061
Other adjustments	(2,621		)	—			(2,621		)
Balance, end of year	$	743,997		$	87,148		$	831,145

December 31, 2016
Balance, beginning of year	$	222,901		$	72,708		$	295,609
Merger and other acquisitions (see Note 3)	523,303			20,413			543,716
Effect of foreign currency translation	—			(8,276		)	(8,276		)
Other adjustments	—			102			102
Balance, end of year	$	746,204		$	84,947		$	831,151

Definite Lived Intangible Assets Amortization

The following table summarizes the components of gross and net definite-lived intangibles assets subject to amortization as of December 31, 2017 and 2016 (in thousands):



	As of December 31,
	2017							2016
	Gross Carrying Amount		Accumulated Amortization			Net Carrying Amount		Gross Carrying Amount		Accumulated Amortization			Net Carrying Amount
Customer relationships	$	24,533	$	(15,256	)	$	9,277	$	24,452	$	(8,861	)	$	15,591
Executive non-compete agreements	8,700		(5,800		)	2,900		8,700		(1,450		)	7,250
	$	33,233	$	(21,056	)	$	12,177	$	33,152	$	(10,311	)	$	22,841

Indefinite-Lived Intangible Assets

Indefinite-lived intangible assets as of December 31, 2017 and 2016, consist of the following (in thousands):



	As of December 31,
	2017		2016
Trade names	$	46,300	$	46,300
Pawn licenses ⁽¹⁾	34,092		34,083
Franchise agreements related to check-cashing operation	1,250		1,250
	$	81,642	$	81,633


⁽¹⁾	Costs to renew licenses with indefinite lives are expensed as incurred and recorded in store operating expenses in the consolidated statements of income.

Goodwill [Member]

Goodwill Future Amortization Expense

Estimated future amortization expense is as follows (in thousands):



Fiscal
2018	$	6,533
2019	2,590
2020	2,053
2021	1,001
2022	—
	$	12,177

Equity Compensation Plans and Share-Based Compensation (Tables)

12 Months Ended

Dec. 31, 2017

Disclosure of Compensation Related Costs, Share-based Payments [Abstract]

Schedule of Share-based Compensation, Shares Authorized under Stock Option and Warrant Plans, by Exercise Price

Stock options outstanding as of December 31, 2017 are as follows (shares in thousands):



					Weighted-Average	Currently
Exercise Price			Option Shares		Remaining Life	Exercisable Shares
	$	38.00		40	3.9		—
	$	40.00		50	3.0		20
				90	3.4		20

Schedule of Stock Options Activity

A summary of stock option activity for the years ended December 31, 2017, 2016 and 2015, is as follows (shares in thousands):



	2017				2016			2015
			Weighted-			Weighted-				Weighted-
			Average			Average				Average
	Underlying		Exercise		Underlying	Exercise		Underlying		Exercise
	Shares		Price		Shares	Price		Shares		Price
Outstanding at beginning of year	103		$	37.34	103	$	37.34	758		$	20.67
Exercised	(13	)	24.57		—	—		(655	)	18.06
Outstanding at end of year	90		$	39.11	103	$	37.34	103		$	37.34

Exercisable at end of year	20		$	40.00	23	$	31.43	13		$	24.57

Schedule of Employee Service Share-based Compensation, Allocation of Recognized Period Costs

The Company’s net income includes the following compensation costs related to share-based compensation arrangements (in thousands):



	Year Ended December 31,
	2017			2016			2015
Gross compensation costs:
Nonvested “restricted” stock	2,959			4,038			280
Stock options	110			136			149
Total gross compensation costs	3,069			4,174			429

Income tax benefits:
Nonvested “restricted” stock ⁽¹⁾	(1,036		)	(782		)	(98		)
Stock options	(39		)	(48		)	(52		)
Total income tax benefits	(1,075		)	(830		)	(150		)

Net compensation expense	$	1,994		$	3,344		$	279

Tax benefit realized from stock options exercised during the year	$	—		$	—		$	5,126

Schedule of Nonvested Stock Options Activity

The following table summarizes the restricted stock unit award activity during 2017, 2016 and 2015 (shares in thousands):



	2017				2016				2015
			Weighted-				Weighted-				Weighted-
			Average				Average				Average
	Underlying		Fair Value		Underlying		Fair Value		Underlying		Fair Value
	Shares		of Grant		Shares		of Grant		Shares		of Grant
Outstanding at beginning of year	30		$	45.93	79		$	48.10	87		$	48.99
Granted	137		47.57		51		42.60		45		47.08
Vested	(10	)	45.93		(100	)	45.96		(5	)	43.26
Canceled or forfeited	—		—		—		—		(48	)	49.26
Outstanding at end of year	157		47.36		30		45.93		79		48.10

Segment and Geographic Information (Tables)

12 Months Ended

Dec. 31, 2017

Segment Reporting [Abstract]

Reconciliation of Operating Profit (Loss) from Segments to Consolidated

The following tables present reportable segment information for the three years ended December 31, 2017, 2016 and 2015 as well as separately identified segment assets (in thousands):



	Year Ended December 31, 2017
	U.S. Operations		Latin America Operations		Corporate			Consolidated
Revenue:
Retail merchandise sales	$	717,490	$	333,609	$	—		$	1,051,099
Pawn loan fees	380,596		130,309		—			510,905
Wholesale scrap jewelry sales	119,197		21,645		—			140,842
Consumer loan and credit services fees	75,209		1,767		—			76,976
Total revenue	1,292,492		487,330		—			1,779,822

Cost of revenue:
Cost of retail merchandise sold	468,527		211,176		—			679,703
Cost of wholesale scrap jewelry sold	112,467		20,327		—			132,794
Consumer loan and credit services loss provision	19,431		388		—			19,819
Total cost of revenue	600,425		231,891		—			832,316

Net revenue	692,067		255,439		—			947,506

Expenses and other income:
Store operating expenses	423,214		128,660		—			551,874
Administrative expenses	—		—		122,473			122,473
Depreciation and amortization	24,073		10,311		20,849			55,233
Interest expense	—		—		24,035			24,035
Interest income	—		—		(1,597		)	(1,597		)
Merger and other acquisition expenses	—		—		9,062			9,062
Loss on extinguishment of debt	—		—		14,114			14,114
Total expenses and other income	447,287		138,971		188,936			775,194

Income (loss) before income taxes	$	244,780	$	116,468	$	(188,936	)	$	172,312



	December 31, 2017
	U.S. Operations		Latin America Operations		Corporate		Consolidated
Pawn loans	$	276,570	$	68,178	$	—	$	344,748
Consumer loans, net	$	23,179	$	343	$	—	$	23,522
Inventories	$	216,739	$	60,032	$	—	$	276,771
Total assets	$	1,527,012	$	282,605	$	253,167	$	2,062,784



	Year Ended December 31, 2016
	U.S. Operations		Latin America Operations		Corporate			Consolidated
Revenue:
Retail merchandise sales	$	386,026	$	283,105	$	—		$	669,131
Pawn loan fees	195,883		116,874		—			312,757
Wholesale scrap jewelry sales	47,680		14,958		—			62,638
Consumer loan and credit services fees	41,922		1,929		—			43,851
Total revenue	671,511		416,866		—			1,088,377

Cost of revenue:
Cost of retail merchandise sold	241,086		177,470		—			418,556
Cost of wholesale scrap jewelry sold	41,357		11,668		—			53,025
Consumer loan and credit services loss provision	11,494		499		—			11,993
Total cost of revenue	293,937		189,637		—			483,574

Net revenue	377,574		227,229		—			604,803

Expenses and other income:
Store operating expenses	215,227		112,787		—			328,014
Administrative expenses	—		—		96,537			96,537
Depreciation and amortization	13,618		10,429		7,818			31,865
Interest expense	—		—		20,320			20,320
Interest income	—		—		(751		)	(751		)
Merger and other acquisition expenses	—		—		36,670			36,670
Net gain on sale of common stock of Enova	—		—		(1,299		)	(1,299		)
Total expenses and other income	228,845		123,216		159,295			511,356

Income (loss) before income taxes	$	148,729	$	104,013	$	(159,295	)	$	93,447



	December 31, 2016
	U.S. Operations		Latin America Operations		Corporate		Consolidated
Pawn loans	$	293,392	$	57,114	$	—	$	350,506
Consumer loans, net	$	28,847	$	357	$	—	$	29,204
Inventories	$	282,860	$	47,823	$	—	$	330,683
Total assets	$	1,637,995	$	247,915	$	259,293	$	2,145,203



	Year Ended December 31, 2015
	U.S. Operations		Latin America Operations		Corporate			Consolidated
Revenue:
Retail merchandise sales	$	197,011	$	252,285	$	—		$	449,296
Pawn loan fees	94,761		100,687		—			195,448
Wholesale scrap jewelry sales	19,380		12,675		—			32,055
Consumer loan and credit services fees	25,696		2,107		—			27,803
Total revenue	336,848		367,754		—			704,602

Cost of revenue:
Cost of retail merchandise sold	117,059		161,572		—			278,631
Cost of wholesale scrap jewelry sold	17,530		10,098		—			27,628
Consumer loan and credit services loss provision	6,770		389		—			7,159
Total cost of revenue	141,359		172,059		—			313,418

Net revenue	195,489		195,695		—			391,184

Expenses and other income:
Store operating expenses	107,852		99,720		—			207,572
Administrative expenses	—		—		51,883			51,883
Depreciation and amortization	6,146		8,803		2,990			17,939
Interest expense	—		—		16,887			16,887
Interest income	—		—		(1,566		)	(1,566		)
Merger and other acquisition expenses	—		—		2,875			2,875
Goodwill impairment - U.S. consumer loan operations	—		—		7,913			7,913
Total expenses and other income	113,998		108,523		80,982			303,503

Income (loss) before income taxes	$	81,491	$	87,172	$	(80,982	)	$	87,681



	December 31, 2015
	U.S. Operations		Latin America Operations		Corporate		Consolidated
Pawn loans	$	68,153	$	49,448	$	—	$	117,601
Consumer loans, net	$	688	$	430	$	—	$	1,118
Inventories	$	56,040	$	37,418	$	—	$	93,458
Total assets	$	423,178	$	218,530	$	111,187	$	752,895

Schedule of Revenue from External Customers and Long-Lived Assets, by Geographical Areas

The following table shows revenue and long-lived assets (all non-current assets except goodwill, intangibles, net and deferred tax assets) by geographic area (in thousands):



	Year Ended December 31,
	2017		2016		2015
Revenue:
U.S.	$	1,292,492	$	671,511	$	336,848
Mexico	464,161		397,549		367,754
Other Latin America	23,169		19,317		—
	$	1,779,822	$	1,088,377	$	704,602

Long-lived assets:
U.S.	$	227,659	$	257,939	$	65,742
Mexico	53,175		47,243		49,259
Other Latin America	3,552		2,554		1,349
	$	284,386	$	307,736	$	116,350

Quarterly Financial Data (Unaudited) (Tables)

12 Months Ended

Dec. 31, 2017

Quarterly Financial Data [Abstract]

Schedule of Quarterly Financial Information



	Quarter Ended
	March 31		June 30		September 30			December 31
2017
Total revenue	$	447,576	$	416,629	$	435,412		$	480,205
Total cost of revenue	204,676		192,205		204,366			231,069
Net revenue	242,900		224,424		231,046			249,136
Total expenses and other income	190,658		202,956		189,479			192,101
Net income	32,645		15,239		28,274			67,734
Diluted net income per share	0.67		0.32		0.59			1.43
Diluted weighted average shares	48,402		48,289		47,668			47,212

2016
Total revenue	$	183,203	$	181,979	$	261,153		$	462,042
Total cost of revenue	81,340		80,518		113,789			207,927
Net revenue	101,863		101,461		147,364			254,115
Total expenses and other income	82,202		84,215		146,941			197,998
Net income (loss)	13,174		11,673		(1,412		)	36,692
Diluted net income (loss) per share	0.47		0.41		(0.04		)	0.76
Diluted weighted average shares	28,241		28,243		34,631			48,532

Organization and Nature of the Company (Details)	Dec. 31, 2017 state pawn_store
United States
Organization and Nature of the Company [Line Items]
Number of states in which entity operates \| state	26
Latin America Operations
Organization and Nature of the Company [Line Items]
Number of states in which entity operates \| state	32
Pawn store
Organization and Nature of the Company [Line Items]
Number of stores \| pawn_store	2,039
Consumer Loan Store
Organization and Nature of the Company [Line Items]
Number of stores \| pawn_store	72

Summary of Significant Accounting Policies Narrative (Details)	12 Months Ended
	Dec. 31, 2017 USD ($) payment Rate	Dec. 31, 2016 USD ($) Rate	Dec. 31, 2015 USD ($) Rate	May 30, 2017 USD ($)
Accounting Policies [Abstract]
Cash associated with undistributed earnings of foreign subsidiaries	$ 79,800,000
Pawn loans, term	30 days
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Threshold period past due for write-off of financing receivable	60 days
Threshold missed payments for delinquency of financing receivable \| payment	2
Debt Issuance Costs, Net	$ 4,800,000	$ 3,500,000		$ 5,100,000
Property, Plant and Equipment [Line Items]
Goodwill impairment - U.S. consumer loan operations	0	0	$ 7,913,000
Advertising expense	$ 1,800,000	$ 1,900,000	$ 700,000
Mexico, Pesos
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Foreign Currency Exchange Rate, Translation \| Rate	1890.00%	1870.00%	1580.00%
United States of America, Dollars
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Foreign Currency Exchange Rate, Translation \| Rate	100.00%	100.00%	100.00%
Guatemala, Quetzales
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Foreign Currency Exchange Rate, Translation \| Rate	740.00%	760.00%
Minimum
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Consumer loans term	7 days
Extensions of credit made by the Independent Lender to credit services customers terms	7 days
Maximum
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Consumer loans term	365 days
Extensions of credit made by the Independent Lender to credit services customers terms	365 days
Buildings \| Minimum
Property, Plant and Equipment [Line Items]
Property and equipment useful life (years)	30 years
Buildings \| Maximum
Property, Plant and Equipment [Line Items]
Property and equipment useful life (years)	40 years
Equipment \| Minimum
Property, Plant and Equipment [Line Items]
Property and equipment useful life (years)	3 years
Equipment \| Maximum
Property, Plant and Equipment [Line Items]
Property and equipment useful life (years)	5 years

Summary of Significant Accounting Policies Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Accounting Policies [Abstract]
Net income	$ 67,734	$ 28,274	$ 15,239	$ 32,645	$ 36,692	$ (1,412)	$ 11,673	$ 13,174	$ 143,892	$ 60,127	$ 60,710
Weighted-average common shares for calculating basic earnings per share									47,854	34,997	28,138
Stock options and nonvested stock awards									34	7	188
Weighted-average common shares for calculating diluted earnings per share	47,212	47,668	48,289	48,402	48,532	34,631	28,243	28,241	47,888	35,004	28,326
Income from continuing operations (basic) (in dollars per share)									$ 3.01	$ 1.72	$ 2.16
Loss from discontinued operations (basic) (in dollars per share)									$ 3.00	$ 1.72	$ 2.14
Net income per diluted share (in dollars per share)	$ 1.43	$ 0.59	$ 0.32	$ 0.67	$ 0.76	$ (0.04)	$ 0.41	$ 0.47

- Definition

The amount of net income (loss) from continuing operations per each share of common stock or unit outstanding during the reporting period.

+ References + Details

Merger and Other Acquisitions Narrative (Details) $ / shares in Units, $ in Thousands			12 Months Ended
	Sep. 01, 2016 USD ($) shares	Jan. 06, 2016 USD ($) store	Dec. 31, 2017 USD ($) store state $ / shares	Dec. 31, 2016 USD ($)	Dec. 31, 2015 USD ($)
Business Acquisition [Line Items]
Net debt assumed			$ 0	$ 6,630	$ 0
Acquisitions of pawn stores, net of cash acquired			$ 0	$ 8,250	$ 0
Mexico
Business Acquisition [Line Items]
Number of stores acquired \| store			5
United States
Business Acquisition [Line Items]
Number of stores acquired \| store			1
Number of states in which entity operates \| state			26
Enova International, Inc.
Business Acquisition [Line Items]
Average price of equity method investment disposed \| $ / shares			$ 10.40
Net gain on sale of Enova			$ 1,300
Net proceeds on sale of Enova			62,100
Cash America Merger
Business Acquisition [Line Items]
Number of Shares \| shares	0.84
Common stock, issued \| shares	20,181,000
Goodwill expected to be tax deductible	$ 223,000
Latin America Operations
Business Acquisition [Line Items]
Purchase price		$ 30,100	29,900
Post closing adjustments to consideration transferred		200
Cash paid			27,400
Liabilities incurred			$ 2,500
Net debt assumed		$ 6,600
Latin America Operations \| Mexico Acquisition
Business Acquisition [Line Items]
Number of stores acquired \| store		166
Latin America Operations \| El Salvador Acquisition
Business Acquisition [Line Items]
Number of stores acquired \| store		13
U.S. Acquisitions
Business Acquisition [Line Items]
Number of stores acquired \| store			3
Cash paid			$ 600
Acquisitions of pawn stores, net of cash acquired			$ 2,000

Merger and Other Acquisitions Schedule of Business Acquisitions (Details) - USD ($) $ / shares in Units, $ in Thousands	Sep. 01, 2016	Dec. 31, 2017	Dec. 31, 2016
Business Acquisition [Line Items]
Cash America shares outstanding at September 1, 2016 (in thousands)		46,914,000	48,507,000
Fair value of Company common stock issued to Cash America shareholders		$ 493	$ 493
Cash America Merger
Business Acquisition [Line Items]
Exchange ratio	0.84
Common stock, issued	20,181,000
Company common stock per share price at September 1, 2016	$ 50.32
Fair value of Company common stock issued to Cash America shareholders	$ 1,015,507
Cash in lieu of fractional shares paid by the Company	10
Cash America outstanding stock awards settled in cash	50,760
Aggregate merger consideration	$ 1,066,277
Cash America Merger \| Cash America Merger
Business Acquisition [Line Items]
Cash America shares outstanding at September 1, 2016 (in thousands)	24,025,000

Acquisitions Purchase Price Allocation Table (Details) - USD ($)
$ in Thousands

Dec. 31, 2017

Dec. 31, 2016

Sep. 01, 2016

Jan. 06, 2016

Dec. 31, 2015

Business Acquisition [Line Items]

Goodwill

$ 831,145

$ 831,151

$ 295,609

Revolving unsecured credit facility

(232,000)

Notes payable assumed in acquisition

$ 0

$ (6,630)

$ 0

Cash America Merger

Business Acquisition [Line Items]

Cash and cash equivalents

$ 42,520

Pawn loans

234,761

Fees and service charges receivable

26,893

Consumer loans

27,549

Inventory

224,548

Income taxes receivable

25,276

Other current assets

28,547

Investment in common stock of Enova International, Inc.

^[1]

60,785

Property and equipment

118,199

Goodwill

^[2]

519,418

Intangible assets

^[3]

103,250

Other assets

62,994

Current liabilities

(95,630)

Customer deposits

(21,536)

Revolving unsecured credit facility

^[4]

(232,000)

Deferred tax liabilities

(27,120)

Other liabilities

(32,177)

Aggregate merger consideration

$ 1,066,277

Latin America Acquisition

Business Acquisition [Line Items]

Notes payable assumed in acquisition

$ (6,600)

[1]	Represents Cash America’s investment in the common stock of Enova International, Inc. (“Enova”), a publicly traded company focused on providing online consumer lending products. Prior to December 31, 2016, all of the Enova shares acquired were sold in open market transactions at an average price of $10.40 per share, which resulted in a net gain on sale of $1.3 million and generated net proceeds of $62.1 million.
[2]	The goodwill is attributable to the excess of the aggregate Merger consideration over the fair value of the net tangible and intangible assets acquired and liabilities assumed and is considered to represent the synergies and economies of scale expected from combining the operations of the Company and Cash America. This goodwill has been assigned to the U.S. operations reporting unit. Approximately $223.0 million of the goodwill arising from the Merger is expected to be deductible for U.S. income tax purposes.
[3]	Intangible assets acquired and the respective useful lives assigned consist of the following (dollars in thousands): Amount Useful life (in years)Trade names $46,300 IndefinitePawn licenses 32,300 IndefiniteCustomer relationships 14,700 FiveExecutive non-compete agreements 8,700 TwoFranchise agreements related to check cashing operation 1,250 Indefinite $103,250 The customer relationships are being amortized using an accelerated amortization method that reflects the future cash flows expected from the returning pawn customers of Cash America. The non-compete agreements are being amortized over a straight-line basis over the life of the non-compete agreements. As the trade names, pawn licenses and franchise agreements have indefinite lives, they are not amortized.
[4]	Represents outstanding borrowings under Cash America’s revolving unsecured credit facility that became due upon completion of the Merger. The Cash America revolving unsecured credit facility was repaid by the Company using proceeds from the 2016 Credit Facility (as described in Note 10) and was terminated upon completion of the Merger.

Merger and Other Acquisitions Schedule of intangible Assets Acquired (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Acquired Finite-Lived Intangible Assets [Line Items]
Indefinite-Lived Intangible Assets	$ 81,642	$ 81,633
Definite-lived Intangible Assets Acquired	103,250
Pawn licenses
Acquired Finite-Lived Intangible Assets [Line Items]
Definite-lived Intangible Assets Acquired	32,300
Customer Relationships
Acquired Finite-Lived Intangible Assets [Line Items]
Definite-lived Intangible Assets Acquired	$ 14,700
Useful life	5 years
Executive non-compete agreements
Acquired Finite-Lived Intangible Assets [Line Items]
Definite-lived Intangible Assets Acquired	$ 8,700
Useful life	2 years

Acquisitions Pro Forma Table (Details) - USD ($) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015
Business Acquisition [Line Items]
Total revenue	$ 1,088,377	$ 704,602
Net income	$ 60,127	$ 60,710
Net income per basic share	$ 1.72	$ 2.16
Net income per diluted share	$ 1.72	$ 2.14
Transaction	$ 68,800
Pro Forma
Business Acquisition [Line Items]
Total revenue	1,771,835	$ 1,792,523
Net income	$ 118,333	$ 61,479
Net income per basic share	$ 2.44	$ 1.27
Net income per diluted share	$ 2.44	$ 1.27

Merger and Other Acquisition Expenses Merger and Other Acquisition Expenses (Details) - USD ($)
$ in Thousands

12 Months Ended

Dec. 31, 2017

Dec. 31, 2016

Dec. 31, 2015

Merger related expenses

Transaction

^[1]

$ 0

$ 18,252

$ 0

Severance and retention

^[2]

3,897

15,229

Other

^[3]

5,165

2,739

Total merger related expenses

9,062

36,220

Other Acquisition Costs [Abstract]

Transaction and integration

450

2,875

Total other acquisition expenses

450

2,875

Total merger and other acquisition expenses

9,062

36,670

$ 2,875

3,900

Employee Severance

Other Acquisition Costs [Abstract]

Payments for Restructuring

7,400

10,400

Restructuring Reserve

$ 1,300

$ 4,800

[1]	For the year ended December 31, 2016, the Company recognized an income tax benefit of $3.9 million, respectively, related to the Merger transaction expenses; a significant portion of these expenses were not deductible for income tax purposes.
[2]	For the year ended December 31, 2017 and 2016, the Company made severance and retention payments of $7.4 million and $10.4 million, respectively, and as of December 31, 2017 and 2016, had $1.3 million and $4.8 million, respectively, accrued for future payments. Accrued severance and retention is included in accounts payable and accrued expenses in the accompanying consolidated balance sheets.
[3]	Represents accelerated share-based compensation expense related to restricted stock awards for certain First Cash employees which vested as a result of the Merger and other integration expenses.

Capital Stock Narrative (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		12 Months Ended
	Dec. 31, 2017	Mar. 31, 2017	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015	Oct. 31, 2017	May 31, 2017	Jan. 31, 2015
Equity, Class of Treasury Stock [Line Items]
Common stock, issued	49,276,000		49,276,000	49,276,000
Payments of Dividends			$ 36,836	$ 19,808	$ 0
2015 Share Repurchase Program
Equity, Class of Treasury Stock [Line Items]
Number of shares authorized to be repurchased								2,000,000
Stock repurchased during period (shares)		228,000
Stock repurchased during period (amount)		$ 10,000
Stock Repurchase program, Average Cost Per Share		$ 43.94
2017 Share Repurchase Program [Member]
Equity, Class of Treasury Stock [Line Items]
Number of shares authorized to be repurchased						100,000,000	100,000,000
Stock repurchased during period (shares)	239,000		1,388,000
Stock repurchased during period (amount)			$ 83,000
Stock Repurchase program, Average Cost Per Share			$ 59.80
Stock Repurchase Program, Remaining Authorized Repurchase Amount	$ 17,000		$ 17,000

Fair Value of Financial Instruments Fair Value, Assets Measured on Recurring Basis (Details) - Fair Value, Measurements, Recurring $ in Thousands	Dec. 31, 2017 USD ($)
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash America nonqualified saving plan-related assets	$ 12,663
Total assets	12,663
Fair Value Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash America nonqualified saving plan-related assets	12,663
Total assets	12,663
Fair Value Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash America nonqualified saving plan-related assets	0
Total assets	0
Fair Value Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash America nonqualified saving plan-related assets	0
Total assets	$ 0

Fair Value of Financial Instruments Fair Value, by Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Carrying Value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	$ 114,423	$ 89,955
Pawn loan fees and service charges receivable	42,736	41,013
Total assets	525,429	510,678
Total liabilities	407,000	460,000
Carrying Value \| Revolving unsecured credit facilities
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt	107,000	260,000
Carrying Value \| Senior unsecured notes, outstanding principal
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt	300,000	200,000
Carrying Value \| Pawn Loans
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans receivable	344,748	350,506
Carrying Value \| Consumer loans, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans receivable	23,522	29,204
Estimate Value
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	114,423	89,955
Pawn loan fees and service charges receivable	42,736	41,013
Total assets	525,429	510,678
Total liabilities	421,000	468,000
Estimate Value \| Revolving unsecured credit facilities
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt	107,000	260,000
Estimate Value \| Senior unsecured notes, outstanding principal
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt	314,000	208,000
Estimate Value \| Pawn Loans
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans receivable	344,748	350,506
Estimate Value \| Consumer loans, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans receivable	23,522	29,204
Estimate Value \| Fair Value Level 1
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	114,423	89,955
Pawn loan fees and service charges receivable	0	0
Total assets	114,423	89,955
Total liabilities	0	0
Estimate Value \| Fair Value Level 1 \| Revolving unsecured credit facilities
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt	0	0
Estimate Value \| Fair Value Level 1 \| Senior unsecured notes, outstanding principal
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt	0	0
Estimate Value \| Fair Value Level 1 \| Pawn Loans
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans receivable	0	0
Estimate Value \| Fair Value Level 1 \| Consumer loans, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans receivable	0	0
Estimate Value \| Fair Value Level 2
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	0	0
Pawn loan fees and service charges receivable	0	0
Total assets	0	0
Total liabilities	421,000	468,000
Estimate Value \| Fair Value Level 2 \| Revolving unsecured credit facilities
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt	107,000	260,000
Estimate Value \| Fair Value Level 2 \| Senior unsecured notes, outstanding principal
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt	314,000	208,000
Estimate Value \| Fair Value Level 2 \| Pawn Loans
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans receivable	0	0
Estimate Value \| Fair Value Level 2 \| Consumer loans, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans receivable	0	0
Estimate Value \| Fair Value Level 3
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Cash and cash equivalents	0	0
Pawn loan fees and service charges receivable	42,736	41,013
Total assets	411,006	420,723
Total liabilities	0	0
Estimate Value \| Fair Value Level 3 \| Revolving unsecured credit facilities
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt	0	0
Estimate Value \| Fair Value Level 3 \| Senior unsecured notes, outstanding principal
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Debt	0	0
Estimate Value \| Fair Value Level 3 \| Pawn Loans
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans receivable	344,748	350,506
Estimate Value \| Fair Value Level 3 \| Consumer loans, net
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]
Loans receivable	$ 23,522	$ 29,204

Customer Loans and Valuation Accounts (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Financing Receivable, Allowance for Credit Losses [Line Items]
Total customer loans	$ 370,085	$ 381,961
Less allowance for doubtful accounts	(1,815)	(2,251)
Consumer Loan, net	368,270	379,710
Pawn Loans
Financing Receivable, Allowance for Credit Losses [Line Items]
Total customer loans	344,748	350,506
Less allowance for doubtful accounts	0	0
Consumer Loan, net	344,748	350,506
Consumer Loan
Financing Receivable, Allowance for Credit Losses [Line Items]
Total customer loans	25,337	31,455
Less allowance for doubtful accounts	(1,815)	(2,251)
Consumer Loan, net	$ 23,522	$ 29,204

Customer Loans and Valuation Accounts Allowance for Credit Loss (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of year	$ 2,251
Balance at end of year	1,815	$ 2,251
Consumer Loan
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of year	2,251	66	$ 81
Provision for credit losses	12,762	6,049	808
Charge-offs, net of recoveries from customers	(13,198)	(3,864)	(823)
Balance at end of year	1,815	2,251	66
CSO loan
Allowance for Loan and Lease Losses [Roll Forward]
Balance at beginning of year	582	498	493
Provision for credit losses	7,057	5,944	6,351
Charge-offs, net of recoveries from customers	(7,199)	(5,860)	(6,346)
Balance at end of year	$ 440	$ 582	$ 498

Property and Equipment (Details) - USD ($) $ in Thousands	12 Months Ended
Property and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Property, Plant and Equipment [Line Items]
Property and equipment, gross	$ 410,261	$ 369,892
Less: accumulated depreciation	(179,920)	(133,835)
Property and equipment, net	230,341	236,057
Depreciation, Nonproduction	44,500	26,600	$ 16,100
Land
Property, Plant and Equipment [Line Items]
Property and equipment, gross	33,700	30,364
Buildings
Property, Plant and Equipment [Line Items]
Property and equipment, gross	63,016	55,137
Furniture, fixtures, equipment and leasehold improvements
Property, Plant and Equipment [Line Items]
Property and equipment, gross	$ 313,545	$ 284,391

Accounts Payable and Accrued Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Payables and Accruals [Abstract]
Accrued compensation	$ 25,203	$ 25,285
Sales, property, and payroll withholding taxes payable	14,812	13,546
Current unfavorable lease intangible liability	7,767	9,258
Deferred CSO fees	7,560	7,776
Trade accounts payable	4,791	11,664
Benefits liabilities and withholding payable	3,465	4,501
Accrued interest payable	1,402	3,506
Merger related severance and retention payable	1,336	4,848
Liability for expected losses on outstanding CSO guarantees	440	582
Cash America nonqualified savings plan (see Note 15)	0	12,663
Other accrued liabilities	17,555	15,725
Accounts payable and accrued liabilities	$ 84,331	$ 109,354

Long-Term Debt Schedule of Debt (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Debt Instrument [Line Items]
Long-term debt	$ 407,000
Senior Notes
Debt Instrument [Line Items]
Long-term debt	295,243	$ 196,545
Senior Notes \| 5.375% senior notes due 2024
Debt Instrument [Line Items]
Long-term debt	295,243	0
Senior Notes \| 6.75% senior notes due 2021
Debt Instrument [Line Items]
Long-term debt	0	196,545
Line of Credit \| 2016 Credit Facility
Debt Instrument [Line Items]
Long-term debt	$ 107,000	$ 260,000

Long-Term Debt (Details)		3 Months Ended	12 Months Ended
Long-Term Debt (Details)	May 30, 2017 USD ($)	Dec. 31, 2017 USD ($)	Dec. 31, 2017 USD ($)	Dec. 31, 2016 USD ($)	Dec. 31, 2015 USD ($)
Debt Instrument [Line Items]
Debt Issuance Costs, Net	$ 5,100,000	$ 4,800,000	$ 4,800,000	$ 3,500,000
Amount outstanding		107,000,000	107,000,000
Letters of Credit Outstanding, Amount		$ 10,100,000	$ 10,100,000	13,200,000
Debt Covenant, Total Debt Ratio Threshold		2.25	2.25
Gain (Loss) on Extinguishment of Debt			$ (14,114,000)	0	$ 0
Repurchase/redemption premiums on senior unsecured notes			(10,895,000)	0	0
Write off of Deferred Debt Issuance Cost		$ 3,200,000
Repayments of debt			359,000,000	198,000,000	$ 84,400,000
Senior notes 2024 [Member]
Debt Instrument [Line Items]
Debt Instrument, Redemption Price, Percentage of Principal Amount Redeemed		35.00%
2016 Credit Facility
Debt Instrument [Line Items]
Maximum borrowing capacity				$ 400,000,000
Line of Credit \| 2016 Credit Facility
Debt Instrument [Line Items]
Letters of Credit Outstanding, Amount		$ 5,100,000	5,100,000
Remaining borrowing capacity		$ 287,900,000	$ 287,900,000
Interest rate at period end		4.00%	4.00%
Commitment fee percentage			0.50%
Repayments of debt			$ 153,000,000
Line of Credit \| 2016 Credit Facility \| LIBOR
Debt Instrument [Line Items]
Basis spread on variable rate			2.50%
Line of Credit \| 2016 Credit Facility \| Prime Rate [Member]
Debt Instrument [Line Items]
Basis spread on variable rate			1.50%
Minimum \| 2016 Credit Facility \| LIBOR
Debt Instrument [Line Items]
Debt Instrument, Interest Rate, Stated Percentage		0.00%	0.00%
First Cash \| Senior notes 2024 [Member]
Debt Instrument [Line Items]
Face Amount	$ 300,000,000.0
Debt Instrument, Interest Rate, Stated Percentage	5.375%
Restriction on Payments for Share Repurchases and Dividends	$ 100,000,000.0
First Cash \| Senior notes 2021 [Member]
Debt Instrument [Line Items]
Face Amount	$ 200,000,000
Debt Instrument, Interest Rate, Stated Percentage	6.75%
Debt Instrument, Redemption, Period One [Member] \| Senior notes 2024 [Member]
Debt Instrument [Line Items]
Debt Instrument, Redemption Price, Percentage	100.00%
Debt Instrument, Redemption, Period Two [Member] \| Senior notes 2024 [Member]
Debt Instrument [Line Items]
Debt Instrument, Redemption Price, Percentage		105.375%
Debt Instrument, Redemption, Period Three [Member] \| Senior notes 2024 [Member]
Debt Instrument [Line Items]
Debt Instrument, Redemption Price, Percentage		101.00%

Long-Term Debt Schedule of Maturities for Long-term Debt (Details) $ in Thousands	Dec. 31, 2017 USD ($)
Debt Disclosure [Abstract]
2016	$ 0
2017	0
2018	0
2019	0
2020	107,000
Thereafter	300,000
Total Long-term Debt	$ 407,000

Income Taxes Narrative (Details)	3 Months Ended	12 Months Ended
Income Taxes Narrative (Details)	Dec. 31, 2017 USD ($) state	Dec. 31, 2017 USD ($) state	Dec. 31, 2016 USD ($)	Dec. 31, 2015 USD ($)
Entity Location [Line Items]
Deferred Tax Assets, Valuation Allowance	$ 6,219,000	$ 6,219,000	$ 0
Tax Cuts and Jobs Act of 2017, Provisional income tax expense (benefit)	27,300,000
Tax Cuts And Jobs Act of 2017, deferred tax liability, provisional income tax (expense) benefit	29,200,000	29,200,000
Tax on previously deferred earnings of foreign subsidiaries	1,900,000	1,900,000
Undistributed Earnings of Foreign Subsidiaries	155,100,000	$ 155,100,000
Income tax benefit, percent of likelihood of being realized upon settlement		5000.00%
Unrecognized tax benefits	0	$ 0	0
Income tax penalties and interest accrued	$ 0	0	0
Income tax penalties and interest expense		$ 0	$ 0	$ 0
Number of states subject to examination in years prior to 2010 \| state	6	6
United States
Entity Location [Line Items]
Federal statutory income tax rate		35.00%
Mexico
Entity Location [Line Items]
Federal statutory income tax rate		30.00%
Guatemala
Entity Location [Line Items]
Federal statutory income tax rate		25.00%
EL Salvador
Entity Location [Line Items]
Federal statutory income tax rate		30.00%

Provision for Income Taxes (Details) - USD ($)
$ in Thousands

3 Months Ended

12 Months Ended

Dec. 31, 2017

Dec. 31, 2016

Dec. 31, 2015

Income from continuing operations before income taxes

Domestic

^[1]

$ 93,365

$ 30,804

$ 27,599

Foreign

^[1]

78,947

62,643

60,082

Income before income taxes

^[1]

172,312

93,447

87,681

Current income taxes:

Federal (2)

15,995

1,419

7,933

Foreign

23,340

18,787

18,763

State and local

968

1,139

705

Current provision for income taxes

40,303

21,345

27,401

Deferred provision (benefit) for income taxes:

Federal (3)

(11,509)

11,826

931

Foreign

(1,079)

(528)

(1,414)

State and local

705

677

Total deferred provision (benefit) for income taxes

(11,883)

11,975

(430)

Provision for income taxes

28,420

$ 33,320

$ 26,971

Tax on previously deferred earnings of foreign subsidiaries

$ 1,900

1,900

Tax Cuts And Jobs Act of 2017, deferred tax liability, provisional income tax (expense) benefit

$ 29,200

[1]	Includes the allocation of certain administrative expenses and the payment of royalties between domestic and foreign subsidiaries.

Schedule of Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Deferred tax assets:
Property and equipment in foreign jurisdictions	$ 6,752	$ 5,604
Accrued fees on forfeited pawn loans	7,002	8,221
Deferred cost of goods sold deduction	2,058	1,674
Cash America nonqualified savings plan (see Note 15)	0	4,685
Accrued compensation and employee benefits	1,749	3,626
Accrued Merger severance and retention	0	2,718
State net operating losses	6,219	0
Other	5,459	8,024
Total deferred tax assets	29,239	34,552
Deferred tax liabilities:
Intangible assets	55,121	75,998
Property and equipment in domestic jurisdictions	1,054	7,716
Other	2,645	2,406
Total deferred tax liabilities	58,820	86,120
Net deferred tax liabilities before valuation allowance	29,581	51,568
Valuation allowance	(6,219)	0
Net deferred tax liabilities	(35,800)	(51,568)
Deferred tax assets	11,237	9,707
Deferred tax liabilities	$ (47,037)	$ (61,275)

Income Tax Reconciliation (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Income Tax Disclosure [Abstract]
Tax at the U.S. federal statutory rate	$ 60,309	$ 32,706	$ 30,688
State income taxes, net of federal tax benefit of $586, $636 and $265, respectively	1,087	1,181	493
Rate benefit from foreign earnings (1)	(5,442)	(3,642)	(3,531)
Net tax benefit resulting from the enactment of the Tax Act	(27,269)	0	0
Nondeductible transaction related costs	0	2,659	0
Other taxes and adjustments, net	(265)	416	(679)
Provision for income taxes	$ 28,420	$ 33,320	$ 26,971
Effective tax rate	16.50%	35.70%	30.80%
Federal Income tax benefit for state income taxes	$ 586	$ 636	$ 265
Foreign inflation index adjustment	$ 4,000	$ 1,500	$ 1,400

Commitments and Contingencies Narrative (Details)	12 Months Ended
Commitments and Contingencies Narrative (Details)	Dec. 31, 2017 USD ($) store	Dec. 31, 2016 USD ($)	Dec. 31, 2015 USD ($)
Guarantor Obligations [Line Items]
Rent expense on operating leases	$ 117,700,000	$ 74,300,000	$ 50,000,000
Current unfavorable lease intangible liability	7,767,000	9,258,000
Amortization of leased asset	$ 1,000,000	200,000
Number of stores closed with lease intangible assets \| store	12
Write-offs of unfavorable lease intangibles	$ 200,000
Maximum loss exposure under outstanding letters of credit	$ 10,100,000	$ 13,200,000
Variable Interest Entity, Not Primary Beneficiary
Guarantor Obligations [Line Items]
Net loans as a percentage of variable interest entity's total assets, maximum	50.00%
Minimum
Guarantor Obligations [Line Items]
Operating leases term	3 years
Extensions of credit made by the Independent Lender to credit services customers terms	7 days
Extensions of credit made by the Independent Lender to credit services customers amount range	$ 50
Maximum
Guarantor Obligations [Line Items]
Operating leases term	5 years
Extensions of credit made by the Independent Lender to credit services customers terms	365 days
Extensions of credit made by the Independent Lender to credit services customers amount range	$ 1,500
Above Market Leases
Guarantor Obligations [Line Items]
Remaining amortization period	5 years 1 month 6 days
Below Market Leases [Member]
Guarantor Obligations [Line Items]
Remaining amortization period	2 years 3 months 18 days

Operating Leases Future Minimum Payments (Details) $ in Thousands	Dec. 31, 2017 USD ($)
Commitments and Contingencies Disclosure [Abstract]
2017	$ 102,299
2018	85,949
2019	66,046
2020	47,174
2021	26,474
Thereafter	39,654
Total	$ 367,596

Commitments and Contingencies Estimated Lease Future Amortization Expenses (Details) - Lease $ in Thousands	Dec. 31, 2017 USD ($)
2017	$ (73)
2018	929
2019	1,920
2020	2,395
2021	2,906
Thereafter	19,985
Total future amortization	$ 28,062

Commitments and Contingencies Schedule of Lease Intangibles (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Finite-Lived Intangible Assets [Line Items]
Unfavorable lease intangible liability	$ (25,367)	$ (34,989)
Above Market Leases
Finite-Lived Intangible Assets [Line Items]
Favorable lease intangible asset	$ 53,429	$ 61,875

Goodwill and Other Intangible Assets Rollforward (Details) - USD ($)	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Goodwill [Line Items]
Balance, beginning of year	$ 831,151,000	$ 295,609,000
Merger and other acquisitions	554,000	543,716,000
Effect of foreign currency translation	2,061,000	(8,276,000)
Other adjustments	(2,621,000)	102,000
Balance, end of year	831,145,000	831,151,000	$ 295,609,000
Goodwill impairment	0	0	7,913,000
United States
Goodwill [Line Items]
Balance, beginning of year	746,204,000	222,901,000
Merger and other acquisitions	414,000	523,303,000
Effect of foreign currency translation	0	0
Other adjustments	(2,621,000)	0
Balance, end of year	743,997,000	746,204,000	222,901,000
Latin America Operations
Goodwill [Line Items]
Balance, beginning of year	84,947,000	72,708,000
Merger and other acquisitions	140,000	20,413,000
Effect of foreign currency translation	2,061,000	(8,276,000)
Other adjustments	0	102,000
Balance, end of year	$ 87,148,000	$ 84,947,000	$ 72,708,000

Goodwill and Other Intangible Assets Intangible Assets Amortization (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 33,233	$ 33,152
Accumulated Amortization	(21,056)	(10,311)
Net Carrying Amount	12,177	22,841
Amortization expenses of intangible assets	$ 10,700	5,200	$ 1,800
Weighted average amortization period remaining, in years	1 year 3 months 18 days
Customer Relationships [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 24,533	24,452
Accumulated Amortization	(15,256)	(8,861)
Net Carrying Amount	$ 9,277	15,591
Weighted average amortization period remaining, in years	1 year 6 months
Executive non-compete agreements
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 8,700	8,700
Accumulated Amortization	(5,800)	(1,450)
Net Carrying Amount	$ 2,900	$ 7,250
Weighted average amortization period remaining, in years	4 months 24 days

Goodwill and Other Intangible Assets Goodwill Future Amortization (Details) - Goodwill [Member] $ in Thousands	Dec. 31, 2017 USD ($)
2017	$ 6,533
2018	2,590
2019	2,053
2020	1,001
2021	0
Total future amortization	$ 12,177

Goodwill and Other Intangible Assets Indefinite-Lived Intangible Assets (Details) - USD ($)

12 Months Ended

Dec. 31, 2017

Dec. 31, 2016

Goodwill and Intangible Assets Disclosure [Abstract]

Impairment of intangible assets,indefinite-lived

$ 0

Indefinite-lived Intangible Assets [Line Items]

Indefinite-Lived Intangible Assets

81,642,000

81,633,000

Trade Names

Indefinite-lived Intangible Assets [Line Items]

Indefinite-Lived Intangible Assets

46,300,000

Pawn licenses

Indefinite-lived Intangible Assets [Line Items]

Indefinite-Lived Intangible Assets

^[1]

34,092,000

34,083,000

Franchise agreements related to check-cashing operation

Indefinite-lived Intangible Assets [Line Items]

Indefinite-Lived Intangible Assets

$ 1,250,000

[1]	(1) Costs to renew licenses with indefinite lives are expensed as incurred and recorded in store operating expenses in the consolidated statements of income.

Equity Compensation Plans and Share-Based Compensation Narrative (Details) $ in Millions		12 Months Ended
	Sep. 01, 2016 shares	Dec. 31, 2017 USD ($) shares	Dec. 31, 2016 USD ($) shares	Dec. 31, 2015 USD ($) shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted (shares) \| shares		137,000	51,000	45,000
Share-based Compensation Arrangement by Share-based Payment Award, Options and Warrants, Additional Disclosures [Abstract]
Options and warrants outstanding, intrinsic value		$ 2.6
Options and warrants exercisable, intrinsic value		$ 0.5
Options and warrants outstanding, weighted average remaining contractual term (years)		3 years 4 months 30 days
Options and warrants exercises in period, total intrinsic value		$ 0.3	$ 0.0	$ 14.6
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized [Abstract]
Shares issued in period \| shares	83,000	40,000
Total compensation cost not yet recognized, nonvested stock options		$ 0.1
Performance Shares
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Shares granted (shares) \| shares		117,000
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized [Abstract]
Vesting period		3 years
Stock Options and Warrants \| Maximum
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Expiration Period		10 years
Stock options
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized [Abstract]
Weighted-average period of recognition (years)		1 year 6 months
Nonvested “restricted” stock
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized [Abstract]
Total intrinsic value for nonvested common stock awards vested during period		$ 0.7	$ 4.9	$ 0.2
Total intrinsic value for nonvested common stock awards outstanding		$ 10.6
Weighted-average period of recognition (years)		1 year 6 months 9 days
Total compensation cost not yet recognized, nonvested common stock awards		$ 4.9
Nonvested “restricted” stock \| Measurement period beginning 2014 through 2018
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized [Abstract]
Shares issued in period \| shares		40,000
Nonvested stock, number of annual performance measurement periods		4
Nonvested “restricted” stock \| Minimum
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized [Abstract]
Vesting period		5 years
Nonvested “restricted” stock \| Maximum
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized [Abstract]
Vesting period		6 years
Prior to merger [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares available for grant \| shares		872,000
After merger [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares available for grant \| shares		2,021,000

Warrants and Options Exercise Prices and Remaining Life (Details) shares in Thousands	12 Months Ended
	Dec. 31, 2017 $ / shares shares
Schedule of Share-based Compensation, Shares Authorized under Stock Options Plans and Warrants, by Exercise Price [Line Items]
Options	90
Weighted-Average Remaining Life (years)	3 years 4 months 24 days
Currently Exercisable (shares)	20
Exercise Price, $38.00
Schedule of Share-based Compensation, Shares Authorized under Stock Options Plans and Warrants, by Exercise Price [Line Items]
Exercise Price \| $ / shares	$ 38.00
Options	40
Weighted-Average Remaining Life (years)	3 years 10 months 24 days
Currently Exercisable (shares)	0
Exercise Price, $40.00
Schedule of Share-based Compensation, Shares Authorized under Stock Options Plans and Warrants, by Exercise Price [Line Items]
Exercise Price \| $ / shares	$ 40.00
Options	50
Weighted-Average Remaining Life (years)	3 years
Currently Exercisable (shares)	20

Warranty and Options Activity (Details) - Stock Options and Warrants - $ / shares shares in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award, Options and Warrants, Outstanding [Roll Forward]
Underlying Shares - Outstanding at beginning of year	103	103	758
Underlying Shares - Exercised	(13)	0	(655)
Underlying Shares - Outstanding at end of year	90	103	103
Underlying Shares - Exercisable at end of year	20	23	13
Share-based Compensation Arrangement by Share-based Payment Award, Options and Warrants, Outstanding, Weighted Average Exercise Price [Roll Forward]
Weighted-Average Exercise Price - Outstanding at beginning of year	$ 37.34	$ 37.34	$ 20.67
Weighted-Average Exercise Price - Exercised	24.57	0.00	18.06
Weighted-Average Exercise Price - Outstanding at end of year	39.11	37.34	37.34
Weighted-Average Exercise Price - Exercisable at end of year	$ 40.00	$ 31.43	$ 24.57

Nonvested Common Stock Awards Activity (Details) - $ / shares shares in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Underlying Shares - Outstanding at beginning of year	30	79	87
Underlying Shares - Granted	137	51	45
Underlying Shares - Exercised	(10)	(100)	(5)
Underlying Shares - Canceled or forfeited	0	0	(48)
Underlying Shares - Outstanding at end of year	157	30	79
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Weighted-Average Exercise Price - Outstanding at beginning of year	$ 45.93	$ 48.10	$ 48.99
Weighted-Average Exercise Price - Granted	47.57	42.60	47.08
Weighted-Average Exercise Price - Vested	45.93	45.96	43.26
Weighted-Average Exercise Price - Canceled or forfeited	0.00	0.00	49.26
Weighted-Average Exercise Price - Outstanding at end of year	$ 47.36	$ 45.93	$ 48.10

Share-based Compensation Allocation of Period Costs (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Gross compensation costs:	$ 3,069	$ 4,174	$ 429
Income tax benefits:	(1,075)	(830)	(150)
Net compensation expense	1,994	3,344	279
Tax benefit realized from stock options exercised during the year	0	0	5,126
Stock options
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Gross compensation costs:	110	136	149
Income tax benefits:	(39)	(48)	(52)
Nonvested “restricted” stock
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Total compensation cost not yet recognized, nonvested common stock awards	4,900
Gross compensation costs:	2,959	4,038	280
Income tax benefits:	$ (1,036)	$ (782)	$ (98)

Benefit Plan (Details) - USD ($) $ in Millions	12 Months Ended
Benefit Plan (Details) - USD ($) $ in Millions	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Defined Contribution Plan Disclosure [Line Items]
Maximum annual contribution per employee	100.00%
Vesting period for company contributions	5 years
Employer contribution amount	$ 4.2	$ 2.0	$ 0.8
Minimum
Defined Contribution Plan Disclosure [Line Items]
Vesting period until participation in 401(k)	6 months
First Cash
Defined Contribution Plan Disclosure [Line Items]
Employer matching contribution	5.00%	6.00%
Rate of employer match	50.00%	40.00%
Cash America
Defined Contribution Plan Disclosure [Line Items]
Employer matching contribution	5.00%
Rate of employer match	50.00%
Qualified savings plan [Member] \| Cash America
Defined Contribution Plan Disclosure [Line Items]
Maximum annual contribution per employee	75.00%

Segment and Geographic Information (Details)	3 Months Ended								12 Months Ended
Segment and Geographic Information (Details)	Dec. 31, 2017 USD ($)	Sep. 30, 2017 USD ($)	Jun. 30, 2017 USD ($)	Mar. 31, 2017 USD ($)	Dec. 31, 2016 USD ($)	Sep. 30, 2016 USD ($)	Jun. 30, 2016 USD ($)	Mar. 31, 2016 USD ($)	Dec. 31, 2017 USD ($) segment	Dec. 31, 2016 USD ($)	Dec. 31, 2015 USD ($)
Schedule of Revenues from External Customers and Assets [Line Items]
Number of reportable segments \| segment									2
Revenue:
Retail merchandise sales									$ 1,051,099,000	$ 669,131,000	$ 449,296,000
Pawn loan fees									510,905,000	312,757,000	195,448,000
Consumer loan and credit services fees									76,976,000	43,851,000	27,803,000
Wholesale scrap jewelry sales									140,842,000	62,638,000	32,055,000
Total revenue	$ 480,205,000	$ 435,412,000	$ 416,629,000	$ 447,576,000	$ 462,042,000	$ 261,153,000	$ 181,979,000	$ 183,203,000	1,779,822,000	1,088,377,000	704,602,000
Cost of revenue:
Cost of retail merchandise sold									679,703,000	418,556,000	278,631,000
Consumer loan and credit services loss provision									19,819,000	11,993,000	7,159,000
Cost of wholesale scrap jewelry sold									132,794,000	53,025,000	27,628,000
Total cost of revenue	231,069,000	204,366,000	192,205,000	204,676,000	207,927,000	113,789,000	80,518,000	81,340,000	832,316,000	483,574,000	313,418,000
Net revenue	249,136,000	231,046,000	224,424,000	242,900,000	254,115,000	147,364,000	101,461,000	101,863,000	947,506,000	604,803,000	391,184,000
Expenses and other income:
Store operating expenses									551,874,000	328,014,000	207,572,000
Administrative expenses									122,473,000	96,537,000	51,883,000
Depreciation and amortization									55,233,000	31,865,000	17,939,000
Interest expense									24,035,000	20,320,000	16,887,000
Interest income									(1,597,000)	(751,000)	(1,566,000)
Merger and other acquisition expenses									9,062,000	36,670,000	2,875,000
Gain (Loss) on Extinguishment of Debt									14,114,000	0	0
Goodwill impairment - U.S. consumer loan operations									0	0	7,913,000
Net gain on sale of common stock of Enova									0	(1,299,000)	0
Total expenses and other income	192,101,000	$ 189,479,000	$ 202,956,000	$ 190,658,000	197,998,000	$ 146,941,000	$ 84,215,000	$ 82,202,000	775,194,000	511,356,000	303,503,000
Income before income taxes									172,312,000	93,447,000	87,681,000
Pawn loans	344,748,000				350,506,000				344,748,000	350,506,000	117,601,000
Consumer loans, net	23,522,000				29,204,000				23,522,000	29,204,000	1,118,000
Inventories	276,771,000				330,683,000				276,771,000	330,683,000	93,458,000
Total assets	2,062,784,000				2,145,203,000				2,062,784,000	2,145,203,000	752,895,000
U.S. Operations
Revenue:
Retail merchandise sales									717,490,000	386,026,000	197,011,000
Pawn loan fees									380,596,000	195,883,000	94,761,000
Consumer loan and credit services fees									75,209,000	41,922,000	25,696,000
Wholesale scrap jewelry sales									119,197,000	47,680,000	19,380,000
Total revenue									1,292,492,000	671,511,000	336,848,000
Cost of revenue:
Cost of retail merchandise sold									468,527,000	241,086,000	117,059,000
Consumer loan and credit services loss provision									19,431,000	11,494,000	6,770,000
Cost of wholesale scrap jewelry sold									112,467,000	41,357,000	17,530,000
Total cost of revenue									600,425,000	293,937,000	141,359,000
Net revenue									692,067,000	377,574,000	195,489,000
Expenses and other income:
Store operating expenses									423,214,000	215,227,000	107,852,000
Administrative expenses									0	0	0
Depreciation and amortization									24,073,000	13,618,000	6,146,000
Interest expense									0	0	0
Interest income									0	0	0
Merger and other acquisition expenses									0	0	0
Gain (Loss) on Extinguishment of Debt									0
Goodwill impairment - U.S. consumer loan operations											0
Net gain on sale of common stock of Enova										0
Total expenses and other income									447,287,000	228,845,000	113,998,000
Income before income taxes									244,780,000	148,729,000	81,491,000
Pawn loans	276,570,000				293,392,000				276,570,000	293,392,000	68,153,000
Consumer loans, net	23,179,000				28,847,000				23,179,000	28,847,000	688,000
Inventories	216,739,000				282,860,000				216,739,000	282,860,000	56,040,000
Total assets	1,527,012,000				1,637,995,000				1,527,012,000	1,637,995,000	423,178,000
Latin America Operations
Revenue:
Retail merchandise sales									333,609,000	283,105,000	252,285,000
Pawn loan fees									130,309,000	116,874,000	100,687,000
Consumer loan and credit services fees									1,767,000	1,929,000	2,107,000
Wholesale scrap jewelry sales									21,645,000	14,958,000	12,675,000
Total revenue									487,330,000	416,866,000	367,754,000
Cost of revenue:
Cost of retail merchandise sold									211,176,000	177,470,000	161,572,000
Consumer loan and credit services loss provision									388,000	499,000	389,000
Cost of wholesale scrap jewelry sold									20,327,000	11,668,000	10,098,000
Total cost of revenue									231,891,000	189,637,000	172,059,000
Net revenue									255,439,000	227,229,000	195,695,000
Expenses and other income:
Store operating expenses									128,660,000	112,787,000	99,720,000
Administrative expenses									0	0	0
Depreciation and amortization									10,311,000	10,429,000	8,803,000
Interest expense									0	0	0
Interest income									0	0	0
Merger and other acquisition expenses									0	0	0
Gain (Loss) on Extinguishment of Debt									0
Goodwill impairment - U.S. consumer loan operations											0
Net gain on sale of common stock of Enova										0
Total expenses and other income									138,971,000	123,216,000	108,523,000
Income before income taxes									116,468,000	104,013,000	87,172,000
Pawn loans	68,178,000				57,114,000				68,178,000	57,114,000	49,448,000
Consumer loans, net	343,000				357,000				343,000	357,000	430,000
Inventories	60,032,000				47,823,000				60,032,000	47,823,000	37,418,000
Total assets	282,605,000				247,915,000				282,605,000	247,915,000	218,530,000
Corporate
Revenue:
Retail merchandise sales									0	0	0
Pawn loan fees									0	0	0
Consumer loan and credit services fees									0	0	0
Wholesale scrap jewelry sales									0	0	0
Total revenue									0	0	0
Cost of revenue:
Cost of retail merchandise sold									0	0	0
Consumer loan and credit services loss provision									0	0	0
Cost of wholesale scrap jewelry sold									0	0	0
Total cost of revenue									0	0	0
Net revenue									0	0	0
Expenses and other income:
Store operating expenses									0	0	0
Administrative expenses									122,473,000	96,537,000	51,883,000
Depreciation and amortization									20,849,000	7,818,000	2,990,000
Interest expense									24,035,000	20,320,000	16,887,000
Interest income									(1,597,000)	(751,000)	(1,566,000)
Merger and other acquisition expenses									9,062,000	36,670,000	2,875,000
Gain (Loss) on Extinguishment of Debt									14,114,000
Goodwill impairment - U.S. consumer loan operations											7,913,000
Net gain on sale of common stock of Enova										(1,299,000)
Total expenses and other income									188,936,000	159,295,000	80,982,000
Income before income taxes									(188,936,000)	(159,295,000)	(80,982,000)
Pawn loans	0				0				0	0	0
Consumer loans, net	0				0				0	0	0
Inventories	0				0				0	0	0
Total assets	$ 253,167,000				$ 259,293,000				$ 253,167,000	$ 259,293,000	$ 111,187,000

Segment and Geographic Information Segment and Geographic Information 2 (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Revenues from External Customers and Long-Lived Assets [Line Items]
Revenues	$ 480,205	$ 435,412	$ 416,629	$ 447,576	$ 462,042	$ 261,153	$ 181,979	$ 183,203	$ 1,779,822	$ 1,088,377	$ 704,602
Long-Lived Assets	284,386				307,736				284,386	307,736	116,350
United States
Revenues from External Customers and Long-Lived Assets [Line Items]
Revenues									1,292,492	671,511	336,848
Long-Lived Assets	227,659				257,939				227,659	257,939	65,742
Mexico
Revenues from External Customers and Long-Lived Assets [Line Items]
Revenues									464,161	397,549	367,754
Long-Lived Assets	53,175				47,243				53,175	47,243	49,259
Other Latin America
Revenues from External Customers and Long-Lived Assets [Line Items]
Revenues									23,169	19,317	0
Long-Lived Assets	$ 3,552				$ 2,554				$ 3,552	$ 2,554	$ 1,349

Quarterly Financial Data (Unaudited) (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands		3 Months Ended								12 Months Ended
	Sep. 01, 2016	Dec. 31, 2017	Sep. 30, 2017	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Sep. 30, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Total revenue		$ 480,205	$ 435,412	$ 416,629	$ 447,576	$ 462,042	$ 261,153	$ 181,979	$ 183,203	$ 1,779,822	$ 1,088,377	$ 704,602
Total cost of revenue		231,069	204,366	192,205	204,676	207,927	113,789	80,518	81,340	832,316	483,574	313,418
Net revenue		249,136	231,046	224,424	242,900	254,115	147,364	101,461	101,863	947,506	604,803	391,184
Total expenses and other income		192,101	189,479	202,956	190,658	197,998	146,941	84,215	82,202	775,194	511,356	303,503
Net income		$ 67,734	$ 28,274	$ 15,239	$ 32,645	$ 36,692	$ (1,412)	$ 11,673	$ 13,174	$ 143,892	$ 60,127	$ 60,710
Diluted income per share:
Net income per diluted share (in dollars per share)		$ 1.43	$ 0.59	$ 0.32	$ 0.67	$ 0.76	$ (0.04)	$ 0.41	$ 0.47
Diluted weighted average shares		47,212	47,668	48,289	48,402	48,532	34,631	28,243	28,241	47,888	35,004	28,326
Cash America
Common stock, issued	20,181

CONSOLIDATED STATEMENTS OF STOCKHOLDERS' EQUITY (Parenthetical) shares in Thousands	12 Months Ended
	Dec. 31, 2015 shares
Statement of Stockholders' Equity [Abstract]
Number of shares net-settled (shares)	80