$ (1,412)

$ 11,173

$ 23,435

$ 41,300

Other comprehensive income (loss):

Change in fair value of investment in common stock of Enova International, Inc., net

(12,248)

(21,536)

(28,951)

(35,192)

(1,753)

^[1]

(1,753)

^[1]

Balance at beginning of period (shares) at Dec. 31, 2014

$ (15,413)

$ (10,363)

$ (7,269)

$ 6,108

[1]	Net of tax benefit of $1,031 for the three and nine months ended September 30, 2016.

CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (LOSS) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2016
Gain (Loss) on Investments [Line Items]
Net tax benefit	$ (1,835)	$ (13,895)
Investment of Common Stock [Member]
Gain (Loss) on Investments [Line Items]
Net tax benefit	$ 1,031	$ 1,031

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY - USD ($)
shares in Thousands, $ in Thousands

Total

Preferred Stock

Common Stock

Additional Paid-In Capital

Retained Earnings

Accumulated Other Comprehensive Loss

Common Stock Held in Treasury

39,708

11,200

Balance at beginning of period (value) at Dec. 31, 2014

$ 434,441

$ 0

$ 397

$ 188,062

$ 582,894

$ (40,278)

$ (296,634)

Increase (Decrease) in Stockholders' Equity [Roll Forward]

Shares issued under share-based compensation plan (shares)

Shares issued under share-based compensation plan (value)

$ 0

Exercise of stock options (shares)

145

Exercise of stock options (value)

2,901

$ 2

2,899

Income tax benefit from exercise of stock options (value)

1,617

Share-based compensation expense (value)

209

Change in fair value of investment in common stock of Enova International, Inc., net of tax

41,300

Repurchases of treasury stock (shares)

(35,192)

661

Repurchases of treasury stock (value)

(31,974)

$ (31,974)

Balance at end of period (shares) at Sep. 30, 2015

39,858

11,861

Balance at end of period (value) at Sep. 30, 2015

413,302

$ 0

$ 399

192,787

624,194

(75,470)

$ (328,608)

Balance at beginning of period (shares) at Dec. 31, 2015

40,288

12,052

Balance at beginning of period (value) at Dec. 31, 2015

431,382

$ 0

$ 403

202,393

643,604

(78,410)

$ (336,608)

Increase (Decrease) in Stockholders' Equity [Roll Forward]

Shares issued under share-based compensation plan (shares)

(83)

Shares issued under share-based compensation plan (value)

$ 0

(3,903)

$ 3,903

Shares issued upon merger with Cash America (in shares)

20,181

Shares issued upon merger with Cash America

1,015,507

$ 202

1,015,305

Share-based compensation expense (value)

4,025

Change in fair value of investment in common stock of Enova International, Inc., net of tax

23,435

Dividends paid

(10,591)

(1,753)

^[1]

(1,753)

Retirement of treasury stock (shares)

(28,951)

(11,200)

Retirement of treasury stock

$ (112)

(296,522)

$ 296,634

Balance at end of period (shares) at Sep. 30, 2016

49,276

769

Balance at end of period (value) at Sep. 30, 2016

$ 1,433,054

$ 0

$ 493

$ 1,217,820

$ 359,926

$ (109,114)

$ (36,071)

[1]	Net of tax benefit of $1,031 for the three and nine months ended September 30, 2016.

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015
Cash flow from operating activities:
Net income (loss)	$ 23,435	$ 41,300
Adjustments to reconcile net income to net cash flow provided by operating activities:
Non-cash portion of credit loss provision	2,368	466
Share-based compensation expense	4,025	209
Loss on sale of common stock of Enova International, Inc.	253	0
Depreciation and amortization expense	17,165	13,651
Amortization of above/below market leases, net	1,083	715
Deferred income taxes, net	8,665	2,293
Changes in operating assets and liabilities, net of business combinations:
Pawn fees and service charges receivable	(2,630)	(2,203)
Merchandise inventories	(4,924)	(3,310)
Prepaid expenses and other assets	1,774	(1,731)
Accounts payable, accrued expenses and other liabilities	2,990	4,428
Income taxes payable	(13,672)	1,391
Net cash flow provided by operating activities	40,474	65,122
Cash flow from investing activities:
Loan receivables, net of cash repayments	(31,486)	(22,299)
Purchases of property and equipment	(23,426)	(15,528)
Portion of aggregate merger consideration paid in cash, net of cash acquired	(8,251)	0
Acquisitions of pawn stores, net of cash acquired	(28,756)	(33,015)
Proceeds from sale of common stock of Enova International, Inc.	2,962	0
Net cash flow used in investing activities	(88,957)	(70,842)
Cash flow from financing activities:
Borrowings from revolving credit facilities	396,000	82,055
Repayments of revolving credit facilities	(94,000)	(35,955)
Repayments of debt assumed with merger and other acquisitions	(238,532)	0
Debt issuance costs paid	(2,340)	0
Purchases of treasury stock	0	(31,974)
Proceeds from exercise of share-based compensation awards	0	2,901
Income tax benefit from exercise of stock options	0	1,617
Dividends paid	(10,591)	0
Net cash flow provided by financing activities	50,537	18,644
Effect of exchange rates on cash	(5,652)	(8,393)
Change in cash and cash equivalents	(3,598)	4,531
Cash and cash equivalents at beginning of the period	86,954	67,992
Cash and cash equivalents at end of the period	83,356	72,523
Amortization of above/below market leases, net	(58)	0
Goodwill impairment - U.S. consumer loan operations	$ 0	$ 7,913

Significant Accounting Policies	9 Months Ended
Significant Accounting Policies	Sep. 30, 2016
Accounting Policies [Abstract]
Significant Accounting Policies	Significant Accounting Policies Basis of Presentation The accompanying condensed consolidated balance sheet at December 31, 2015, which is derived from audited financial statements, and the unaudited condensed consolidated financial statements, including the notes thereto, include the accounts of FirstCash, Inc. and its wholly-owned subsidiaries (together, the “Company”). All significant intercompany accounts and transactions have been eliminated. These unaudited consolidated financial statements are condensed and do not include all disclosures and footnotes required by generally accepted accounting principles in the United States of America for complete financial statements. These interim period financial statements should be read in conjunction with the Company’s consolidated financial statements, which are included in the Company’s annual report on Form 10-K for the year ended December 31, 2015, filed with the Securities and Exchange Commission (the “SEC”) on February 17, 2016. The condensed consolidated financial statements as of September 30, 2016 and 2015, and for the three month and nine month periods ended September 30, 2016 and 2015, are unaudited, but in management’s opinion include all adjustments (consisting of only normal recurring adjustments) considered necessary to present fairly the financial position, results of operations and cash flow for such interim periods. Operating results for the periods ended September 30, 2016 are not necessarily indicative of the results that may be expected for the full fiscal year. On September 1, 2016, the Company completed its previously announced merger with Cash America International, Inc. (“Cash America”), whereby Cash America merged with and into a wholly owned subsidiary of the Company (the “Merger”). Following the Merger, the Company changed its name from First Cash Financial Services, Inc. to FirstCash, Inc. The accompanying unaudited condensed consolidated statements of income for the three month and nine month periods ended September 30, 2016 include the results of operations for Cash America for the period September 2, 2016 to September 30, 2016. The accompanying unaudited condensed consolidated balance sheet at September 30, 2016 includes the preliminary valuation of the assets acquired and liabilities assumed. See Note 2 for additional information about the Merger. The Company manages its pawn and consumer loan operations under three operating segments: U.S. pawn operations, U.S. consumer loan operations and Latin America pawn and consumer loan operations. The three operating segments have been aggregated into one reportable segment because they have similar economic characteristics and similar long-term financial performance metrics. Additionally, all three segments offer similar and overlapping products and services to a similar customer demographic and are supported by a single, centralized administrative support platform. A small component of the Company’s business includes the offering of check cashing services through franchised check cashing centers, for which the Company receives franchise fees. In addition, in some of its Company-operated lending locations, the Company offers check cashing services, as well as prepaid debit cards that are issued and serviced through a third party. The Company has significant operations in Mexico and Guatemala to a lesser extent, where the functional currency is the Mexican peso and Guatemalan quetzal, respectively. Accordingly, the assets and liabilities of these subsidiaries are translated into U.S. dollars at the exchange rate in effect at each balance sheet date, and the resulting adjustments are accumulated in other comprehensive income (loss) as a separate component of stockholders’ equity. Revenue and expenses are translated at the average exchange rates occurring during the three month and nine month periods ended September 30, 2016 and 2015. The Company also has operations in El Salvador where the reporting and functional currency is the U.S. dollar. Significant Accounting Policies Other than as described below, there have been no material changes to significant accounting policies previously reported in the Company’s 2015 annual report on Form 10-K. These policies have been added or amended due to the Merger. Investment in common stock of Enova International, Inc. - As a result of the Merger, the Company holds an investment in common stock of Enova International, Inc. (“Enova”), a publicly traded company focused on providing online consumer lending products. The shares of Enova common stock held by the Company are classified as available-for-sale, and unrealized gains and losses, net of tax, are accumulated in other comprehensive income (loss) as a separate component of stockholders’ equity. These shares are carried on the condensed consolidated balance sheet as of September 30, 2016 based on the market-determined stock price of Enova. The Company evaluates its investment in common stock of Enova for impairment if circumstances arise that indicate that an impairment may exist. If an impairment is determined to be other-than-temporary, the cost basis of the investment will be reduced and the resulting loss recognized in net income in the period the other-than-temporary-impairment is identified. Credit loss provisions - The Company has determined no allowance related to credit losses on pawn loans is required as the fair value of the pledged collateral is significantly in excess of the pawn loan amount. The Company maintains an allowance for credit losses on consumer loans on an aggregate basis at a level it considers sufficient to cover estimated losses in the collection of its consumer loans. The allowance for credit losses is based primarily upon historical credit loss experience, with consideration given to recent credit loss trends and changes in loan characteristics (e.g., average amount financed and term), delinquency levels, collateral values, economic conditions and underwriting and collection practices. The allowance for credit losses is periodically reviewed by management with any changes reflected in current operations. The Company fully reserves or charges off consumer loans once the loan has been classified as delinquent for 60 days. Short-term loans are considered delinquent when payment of an amount due is not made as of the due date. Installment loans are considered delinquent when a customer misses two payments. If a loan is estimated to be uncollectible before it is fully reserved, it is charged off at that point. Recoveries on loans previously charged to the allowance, including the sale of delinquent loans to unaffiliated third parties, are credited to the allowance when collected or when sold to a third party. The Company generally does not accrue interest on delinquent consumer loans. In addition, delinquent consumer loans generally may not be renewed, and if, during its attempt to collect on a delinquent consumer loan, the Company allows additional time for payment through a payment plan or a promise to pay, it is still considered delinquent. Generally, all payments received are first applied against accrued but unpaid interest and fees and then against the principal balance of the loan. The Company offers a fee-based credit services organization program (“CSO Program”) to assist consumers in Texas and Ohio markets in obtaining extensions of credit. The Company’s consumer loan stores and select pawn stores in Texas and Ohio offer the CSO Program and credit services are also offered via an internet platform for Texas residents. Under the CSO Program, the Company assists customers in applying for a short-term extension of credit from an independent, non-bank, consumer lending company (the “Independent Lender”) and issues the Independent Lender a letter of credit to guarantee the repayment of the extension of credit. These letters of credit constitute a guarantee for which the Company is required to recognize, at the inception of the guarantee, a liability for the fair value of the obligation undertaken by issuing the letters of credit. According to the letter of credit, if the borrower defaults on the extension of credit, the Company will pay the Independent Lender the principal, accrued interest, insufficient funds and late fee, if applicable, all of which the Company records as a component of its credit loss provision. The Company is entitled to seek recovery, directly from its customers, of the amounts it pays the Independent Lender in performing under the letters of credit. The Company records the estimated fair value of the liability under the letters of credit in accrued liabilities. The estimated fair value of the liability under the letters of credit is periodically reviewed by management with any changes reflected in current operations. Revisions and Reclassifications Certain amounts for the periods ended September 30, 2015 and December 31, 2015 have been reclassified in order to conform to the 2016 presentation. See “—Recent accounting pronouncements” below regarding the impact of the Company’s adoption of ASU No. 2015-03, “Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs” (“ASU 2015-03”) on the classification of debt issuance costs in the Company’s condensed consolidated balance sheets. In addition, after the impact of the revision to deferred tax assets described below, the Company’s adoption of ASU No. 2015-17 “Balance Sheet Classification of Deferred Taxes” at December 31, 2015 resulted in a $6,632 decrease in current deferred tax assets, a $26,665 increase in non-current deferred tax assets and a $20,033 increase in non-current deferred tax liabilities in the accompanying condensed consolidated balance sheets as of September 30, 2015. The Company revised certain previously reported amounts for the three and nine months ended September 30, 2015 for the correction of prior period errors. ASC 740 “Income Taxes,” provides an exception to recording deferred tax attributes associated with foreign currency translation adjustments, which are recorded in comprehensive income. In July 2013, the Company terminated an election to include foreign subsidiaries in its consolidated U.S. federal income tax return and it is the Company’s intent to indefinitely reinvest the earnings of these subsidiaries outside the U.S. The Company had incorrectly recorded a deferred tax asset on these accumulated foreign currency translation adjustments in prior periods. The correction of the error resulted in a reduction in comprehensive income of $7,538 and $12,318 for the three and nine months ended September 30, 2015, respectively, and a decrease in deferred tax assets with a corresponding increase in accumulated other comprehensive loss of $26,428 as of September 30, 2015, but had no impact on the Company’s condensed consolidated statements of income or cash flows. In addition, see Note 9 for a description of revisions made to the condensed consolidating guarantor financial statements. The Company has evaluated the effects of these errors, both qualitatively and quantitatively, and concluded that they did not have a material impact on any previously issued financial statements. Recent Accounting Pronouncements In May 2014, the Financial Accounting Standards Board issued ASU No. 2014-09, “Revenue from Contracts with Customers (Topic 606)” (“ASU 2014-09”). ASU 2014-09 is a comprehensive new revenue recognition model that requires a company to recognize revenue to depict the transfer of goods or services to a customer at an amount that reflects the consideration it expects to receive in exchange for those goods or services. ASU 2014-09 also requires additional disclosures about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. In August 2015, the Financial Accounting Standards Board issued ASU No. 2015-14 “Revenue from Contracts with Customers (Topic 606),” which delayed the effective date of ASU 2014-09 by one year. In addition, between March 2016 and May 2016, the Financial Accounting Standards Board issued ASU No. 2016-08, “Revenue from Contracts with Customers - Principal versus Agent Considerations (Reporting revenue gross versus net)” (“ASU 2016-08”), ASU No. 2016-10, “Identifying Performance Obligations and Licensing” (“ASU 2016-10”) and ASU No. 2016-12, “Revenue from Contracts with Customers (Topic 606): Narrow-Scope Improvements and Practical Expedients” (“ASU 2016-12”). ASU 2016-08, ASU 2016-10 and ASU 2016-12 clarify certain aspects of ASU 2014-09 and provide additional implementation guidance. ASU 2014-09, ASU 2016-08, ASU 2016-10 and ASU 2016-12 become effective for annual reporting periods (including interim periods within those periods) beginning after December 15, 2017 for public companies. Early adoption is permitted but not before annual reporting periods beginning after December 15, 2016. Entities are permitted to apply ASU 2014-09, ASU 2016-08, ASU 2016-10 and ASU 2016-12 either retrospectively or through an alternative transition model. The Company is currently assessing the potential impact of ASU 2014-09, ASU 2016-08, ASU 2016-10 and ASU 2016-12 on its consolidated financial statements. In April 2015, the Financial Accounting Standards Board issued ASU No. 2015-03, which requires debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of the related debt liability instead of being presented as an asset. In August 2015, the Financial Accounting Standards Board issued ASU No. 2015-15, which clarified the guidance in ASU 2015-03 regarding presentation and subsequent measurement of debt issuance costs related to line-of-credit arrangements. The SEC Staff announced they would not object to an entity deferring and presenting debt issuance costs as an asset and subsequently amortizing the deferred debt issuance costs ratably over the term of the line of credit arrangement, regardless of whether there are any outstanding borrowings on the line-of-credit arrangement. ASU 2015-03 requires retrospective application and represents a change in accounting principle. ASU 2015-03 became effective for fiscal years beginning after December 15, 2015 and interim periods within those fiscal years. The adoption of ASU 2015-03 resulted in a $3,627, $4,288 and $4,126 decrease in other non-current assets and senior unsecured notes in the accompanying condensed consolidated balance sheets as of September 30, 2016, 2015 and December 31, 2015, respectively. The Company elected to present debt issuance costs related to the Company’s revolving unsecured credit facilities as an asset as allowed in ASU 2015-15. In July 2015, the Financial Accounting Standards Board issued ASU No. 2015-11, “Simplifying the Measurement of Inventory” (“ASU 2015-11”). ASU 2015-11 requires inventory be measured at the lower of cost or net realizable value. ASU 2015-11 defines net realizable value as the estimated selling price in the ordinary course of business, less reasonably predictable costs of completion, disposal, and transportation. Inventory measured using last-in, first-out (“LIFO”) or the retail inventory method are excluded from the scope of this update. ASU 2015-11 requires prospective application and is effective for fiscal years beginning after December 15, 2016 and interim periods within those fiscal years, with early adoption permitted. The Company does not expect ASU 2015-11 to have a material effect on the Company’s current financial position, results of operations or financial statement disclosures. In February 2016, the Financial Accounting Standards Board issued ASU No. 2016-02, “Leases (Topic 842)” (“ASU 2016-02”). ASU 2016-02 requires a lessee to recognize, in the statement of financial position, a liability to make lease payments (the lease liability) and a right-to-use asset representing its right to use the underlying asset for the lease term. Leases will be classified as either financing or operating, with classification affecting the pattern of expense recognition in the income statement. Lessor accounting remains largely unchanged. ASU 2016-02 is effective for annual reporting periods beginning after December 15, 2018, and interim periods within those annual periods, with early adoption permitted. An entity will be required to recognize and measure leases at the beginning of the earliest period presented using a modified retrospective approach. The Company is currently assessing the potential impact of ASU 2016-02 on its consolidated financial statements. In March 2016, the Financial Accounting Standards Board issued ASU No. 2016-09, “Compensation-Stock Compensation (Topic 718), Improvements to Employee Share-Based Payment Accounting” (“ASU 2016-09”). Under ASU 2016-09, companies will no longer record excess tax benefits and certain tax deficiencies in additional paid-in capital (“APIC”). Instead, they will record all excess tax benefits and tax deficiencies as income tax expense or benefit in the income statement and the APIC pools will be eliminated. In addition, ASU 2016-09 eliminates the requirement that excess tax benefits be realized before companies can recognize them. ASU 2016-09 also requires companies to present excess tax benefits as an operating activity on the statement of cash flows rather than as a financing activity. Furthermore, ASU 2016-09 will increase the amount an employer can withhold to cover income taxes on awards and still qualify for the exception to liability classification for shares used to satisfy the employer’s statutory income tax withholding obligation. An employer with a statutory income tax withholding obligation will now be allowed to withhold shares with a fair value up to the amount of taxes owed using the maximum statutory tax rate in the employee’s applicable jurisdiction(s). ASU 2016-09 requires a company to classify the cash paid to a tax authority when shares are withheld to satisfy its statutory income tax withholding obligation as a financing activity on the statement of cash flows. Under current GAAP, it was not specified how these cash flows should be classified. In addition, companies will now have to elect whether to account for forfeitures on share-based payments by (1) recognizing forfeitures of awards as they occur or (2) estimating the number of awards expected to be forfeited and adjusting the estimate when it is likely to change, as is currently required. ASU 2016-09 is effective for reporting periods beginning after December 15, 2016, with early adoption permitted and requires either prospective or retrospective application depending on the item addressed. The Company early adopted ASU 2016-09 during the third quarter of 2016, which did not have a material effect on the Company’s current financial position, results of operations or financial statement disclosures. In June 2016, the Financial Accounting Standards Board issued ASU No. 2016-13, “Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” (“ASU 2016-13”). ASU 2016-13 amends the impairment model by requiring entities to use a forward-looking approach based on expected losses to estimate credit losses on certain types of financial instruments, including trade receivables. ASU 2016-13 is effective for public entities for fiscal years beginning after December 15, 2019, with early adoption permitted. The Company is currently assessing the potential impact of ASU 2016-13 on its consolidated financial statements. In August 2016, the Financial Accounting Standards Board issued ASU No. 2016-15, “Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments” (“ASU 2016-15”). ASU 2016-15 clarifies how companies present and classify certain cash receipts and cash payments in the statement of cash flows. ASU 2016-15 addresses eight specific cash flow issues with the objective of reducing existing diversity in practice. ASU 2016-15 is effective for public entities for fiscal years beginning after December 15, 2017, with early adoption permitted. The Company is currently assessing the potential impact of ASU 2016-15 on its consolidated financial statements.

Merger and Other Acquisitions (Notes)

9 Months Ended

Sep. 30, 2016

Merger

Merger and Other Acquisitions

Cash America Merger

On September 1, 2016, the Company completed its previously announced merger of equals business combination with Cash America as contemplated by the Agreement and Plan of Merger, dated as of April 28, 2016 (the “Merger Agreement”), by and among the Company, Cash America, and Frontier Merger Sub LLC, a wholly owned subsidiary of the Company (“Merger Sub”). Pursuant to the Merger Agreement, Cash America merged with and into Merger Sub, with Merger Sub continuing as the surviving entity in the Merger and a wholly owned subsidiary of the Company.

In conjunction with the closing of the Merger, the Company changed its name to FirstCash, Inc. and listed its common stock on the New York Stock Exchange under the ticker symbol “FCFS.” The headquarters of the combined company was moved to the former Cash America headquarters in Fort Worth, Texas. The Merger creates the largest combined retail pawn store operator in Latin America and the United States, with over 2,000 locations across four countries. The combined company provides significant scale and a unified platform for leadership in the pawn industry while keeping the strong local presence and established brands from both companies.

Under the terms of the Merger Agreement, each former share of Cash America common stock issued and outstanding immediately prior to September 1, 2016 was converted to 0.84 shares of the Company’s common stock with fractional shares paid in cash. As a result, the Company issued approximately 20,181,000 shares of its common stock to former holders of Cash America common stock. Immediately following the Merger, the Company’s shareholders owned approximately 58% of the common stock of the Company, and the former Cash America shareholders owned approximately 42%. Additionally, Cash America employee and director based restricted stock awards outstanding immediately prior to the Merger were fully-vested and paid out in cash in conjunction with the closing of the Merger. The Company was determined to be the accounting acquirer in the Merger.

The following table summarizes the consideration transferred in connection with the merger:



	Cash America Merger
Cash America shares outstanding at September 1, 2016 (in thousands)	24,025
Exchange ratio	0.84
Shares of First Cash common stock issued (in thousands)	20,181
Company common stock per share price at September 1, 2016	$	50.32
Fair value of Company common stock issued to Cash America shareholders	$	1,015,507
Cash in lieu of fractional shares paid by the Company	10
Cash America outstanding stock awards settled in cash	50,760
Aggregate merger consideration	$	1,066,277

The Company has performed a preliminary valuation analysis of identifiable assets acquired and liabilities assumed and allocated the aggregate merger consideration based on the preliminary fair values of those identifiable assets and liabilities. The preliminary purchase price allocation is subject to change as the Company completes the analysis of the fair value at the date of the Merger. The final determination of the fair value of assets acquired and liabilities assumed will be completed within the 12-month measurement period from the date of the Merger as required by applicable accounting guidance. Due to the significance of the Merger, the Company may use all of this measurement period to adequately analyze and assess the fair values of assets acquired and liabilities assumed.

The preliminary allocation of the aggregate merger consideration is as follows:



	Cash America Merger
Cash and cash equivalents	$	42,520
Pawn loans	234,761
Pawn loan fees and service charges receivable	26,893
Consumer loans, net	27,549
Inventory	224,948
Income taxes receivable	23,095
Other current assets	27,018
Investment in common stock of Enova International, Inc.	60,785
Property and equipment	119,414
Goodwill ⁽¹⁾	555,096
Intangible assets ⁽²⁾	102,000
Other non-current assets	62,993
Current liabilities ⁽³⁾	(96,080		)
Customer deposits	(21,536		)
Revolving unsecured credit facility ⁽⁴⁾	(232,000		)
Deferred tax liabilities	(13,517		)
Other liabilities	(77,662		)
Aggregate merger consideration	$	1,066,277

⁽¹⁾

The goodwill is attributable to the excess of the aggregate merger consideration over the fair value of the net tangible and intangible assets acquired and liabilities assumed and is considered to represent the synergies and economies of scale expected from combining the operations of the Company and Cash America. This goodwill has been assigned to the U.S. pawn operations reporting unit. Approximately $223,000 of the goodwill arising from the Merger is expected to be deductible for U.S. income tax purposes.


⁽²⁾	Intangible assets acquired and the respective useful lives assigned consist of the following:



	Amount		Useful life (in years)
Trade names	$	46,300	Indefinite
Pawn licenses	32,300		Indefinite
Customer relationships	14,700		Five
Non-compete agreements	8,700		Two
	$	102,000

The customer relationships are being amortized using an accelerated amortization method that reflects the future cash flows expected from the returning pawn customers of Cash America. The non-compete agreements are being amortized over a straight-line basis over the life of the non-compete agreements. As the trade names and pawn licenses have indefinite lives, they are not amortized.


⁽³⁾	Includes acquired contingent liabilities of approximately $21,500.


⁽⁴⁾	Represents outstanding borrowings under Cash America’s revolving unsecured credit facility that became due upon completion of the Merger. The Cash America revolving unsecured credit facility was repaid by the Company using proceeds from the 2016 Credit Facility (as described in Note 6) and was terminated upon completion of the Merger.

Transaction costs associated with the Merger are being expensed as incurred and are presented in the condensed consolidated statements of income as merger and other acquisition expenses. These expenses include investment banking, legal, accounting, and other related third party costs associated with the Merger, including preparation for regulatory filings and shareholder approvals. See Note 4 for further information about merger and other acquisition expenses.

Other Acquisitions

The Company completed other acquisitions during the nine months ended September 30, 2016, as described below, consistent with its strategy to continue its expansion of pawn stores in selected markets. The purchase price of each acquisition was allocated to assets and liabilities acquired based upon their estimated fair market values at the date of acquisition. The excess purchase price over the estimated fair market value of the net assets acquired has been recorded as goodwill. The goodwill arising from these acquisitions consists largely of the synergies and economies of scale expected from combining the operations of the Company and the pawn stores acquired.

The Company acquired the operating entity owning the pawn loans, inventory, layaways and other operating assets and liabilities of 166 pawn stores located in Mexico on January 6, 2016 and the assets of 13 pawn stores located in El Salvador on February 2, 2016 in related transactions (collectively the “Latin America Acquisition”). The combined purchase price for the all-cash transaction was $30,123, net of cash acquired before certain post-closing adjustments. Subsequent to the acquisition, $229 of post closing adjustments were identified, resulting in a combined purchase price of $29,894, net of cash acquired and is subject to further post-closing adjustments. The purchase was composed of $27,357 in cash paid during the nine months ended September 30, 2016 and remaining payables to the sellers of approximately $2,537. In addition, the Company assumed approximately $6,630 in peso-denominated debt from these acquisitions which was repaid in full by the Company in January 2016. The estimated fair values of the assets acquired and liabilities assumed are preliminary, as the Company is gathering information to finalize the valuation of these assets and liabilities. The assets, liabilities and results of operations of the locations are included in the Company’s consolidated results as of the acquisition dates.

During the nine months ended September 30, 2016, one pawn store located in the U.S. was acquired by the Company (“U.S. Acquisition”) for an all-cash aggregate purchase price of $824, net of cash acquired. During the nine months ended September 30, 2016, the Company also paid $575 of deferred purchase price amounts payable related to prior-year acquisitions.

The preliminary allocations of the purchase prices for the Company’s other acquisitions during the nine months ended September 30, 2016 (the “2016 Acquisitions”) are as follows:



	Latin America Acquisition			U.S. Acquisition			Total
Pawn loans	$	10,586		$	138		$	10,724
Pawn loan fees and service charges receivable	885			6			891
Inventory	3,031			98			3,129
Other current assets	2,039			—			2,039
Property and equipment	6,950			10			6,960
Goodwill ⁽¹⁾	19,666			580			20,246
Intangible assets ⁽²⁾	405			16			421
Other non-current assets	512			—			512
Deferred tax assets	2,392			—			2,392
Current liabilities	(9,942		)	(24		)	(9,966		)
Notes payable	(6,630		)	—			(6,630		)
Purchase price	$	29,894		$	824		$	30,718


⁽¹⁾	Substantially all of the goodwill for the U.S. Acquisition is expected to be deductible for U.S. income tax purposes. However, the goodwill for the Latin America Acquisition is not expected to be deductible for Mexico and El Salvador income tax purposes.


⁽²⁾	Intangible assets primarily consist of customer relationships, which are generally amortized over five years.

During the nine months ended September 30, 2016, revenue from the Merger and the 2016 Acquisitions since the respective closing dates was $112,185. During the nine months ended September 30, 2016, the net earnings from the Merger and the 2016 Acquisitions since the acquisition dates (excluding acquisition and integration costs) was $13,184. Combined transaction and integration costs related to the Merger and 2016 Acquisitions were $33,877, which are further described in Note 4.

The following unaudited pro forma financial information reflects the consolidated results of operations of the Company as if the Merger and the 2016 Acquisitions had occurred on January 1, 2015:



	Nine Months Ended				Nine Months Ended
	September 30, 2016				September 30, 2015
	As Reported		Pro Forma		As Reported		Pro Forma
Total revenue	$	626,335	$	1,308,967	$	513,178	$	1,304,906
Net income	23,435		80,556		41,300		34,291

Net income per share:
Basic	$	0.77	$	1.66	$	1.46	$	0.71
Diluted	0.77		1.66		1.45		0.71

Pro forma adjustments are included only to the extent they are directly attributable to the Merger and 2016 Acquisitions. The unaudited pro forma results have been adjusted with respect to certain aspects of the Merger and 2016 Acquisitions primarily to reflect:


•	depreciation and amortization expense that would have been recognized assuming fair value adjustments to the existing tangible and intangible assets acquired and liabilities assumed;


•	interest expense based on a lower combined weighted-average interest rate on borrowings (see Note 6 - Long-Term Debt) partially offset by an increase in total indebtedness primarily incurred to finance certain cash payments and transaction costs related to the Merger;


•	the elimination of losses on extinguishment of debt recognized in Cash America’s historical financial statements as the related debt was terminated upon completion of the Merger; and


•	the inclusion in the pro forma nine months ended September 30, 2015 of $66,324 in merger and other acquisition expenses incurred by both the acquirees and acquirer (excluded from the pro forma nine months ended September 30, 2016).

The unaudited pro forma financial information has been prepared for informational purposes only and does not include any anticipated synergies or other potential benefits of the Merger or 2016 Acquisitions. It also does not give effect to certain future charges that the Company expects to incur in connection with the Merger and 2016 Acquisitions, including, but not limited to, additional professional fees, legal expenses, severance, retention and other employee-related costs, contract breakage costs and costs related to consolidation of technology systems and corporate facilities. The unaudited pro forma information is based on the Company’s preliminary valuation analysis of identifiable assets acquired and liabilities assumed and therefore subject to change. Pro forma results do not purport to be indicative of what would have resulted had the acquisitions occurred on the date indicated or what may result in the future.

Earnings Per Share

9 Months Ended

Sep. 30, 2016

Earnings Per Share [Abstract]

Earnings Per Share

The following table sets forth the computation of basic and diluted earnings per share:



	Three Months Ended					Nine Months Ended
	September 30,					September 30,
	2016			2015		2016		2015
Numerator:
Net income (loss)	$	(1,412	)	$	11,173	$	23,435	$	41,300

Denominator (in thousands):
Weighted-average common shares for calculating basic earnings per share	34,631			28,019		30,372		28,206
Effect of dilutive securities:
Stock options and nonvested awards	—			205		—		212
Weighted-average common shares for calculating diluted earnings per share	34,631			28,224		30,372		28,418

Net income (loss) per share:
Basic	$	(0.04	)	$	0.40	$	0.77	$	1.46
Diluted	$	(0.04	)	$	0.40	$	0.77	$	1.45

Merger and Other Acquisition Expenses

9 Months Ended

Sep. 30, 2016

Fair Value of Financial Instruments

Acquisitions

Merger and Other Acquisition Expenses

The Company has incurred significant expenses in connection with the Merger and integration with Cash America. The merger related expenses are predominantly incremental costs directly associated with the merger and integration of Cash America, including professional fees, legal expenses, severance, retention and other employee-related costs, accelerated vesting of certain equity compensation awards, contract breakage costs and costs related to consolidation of technology systems and corporate facilities. In addition, the Company has incurred transaction and integration costs in connection with the Company’s other acquisitions. The Company presents merger and other acquisition expenses separately in the condensed consolidated statements of income to identify these activities apart from the expenses incurred to operate the business. The table below summarizes the major components of merger and other acquisition expenses:



	Three Months Ended				Nine Months Ended
	September 30,				September 30,
	2016		2015		2016		2015
Merger related expenses:
Transaction ⁽¹⁾	$	12,791	$	—	$	17,120	$	—
Severance and retention ⁽²⁾	13,868		—		13,868		—
Other ⁽³⁾	2,739		—		2,739		—
Total merger related expenses	29,398		—		33,727		—

Other acquisition expenses:
Transaction and integration	—		—		150		1,175
Total other acquisition expenses	—		—		150		1,175
Total merger and other acquisition expenses	$	29,398	$	—	$	33,877	$	1,175


⁽¹⁾	For the three month and nine month periods ended September 30, 2016, the Company recognized an income tax benefit of $1,876 and $3,387, respectively, related to the merger transaction expenses as a significant portion are not deductible for income tax purposes.


⁽²⁾	For the three month and nine month periods ended September 30, 2016, the Company made severance and retention payments of $9,497 and as of September 30, 2016 had $4,371 accrued for future payments. Accrued severance and retention is included in accounts payable and accrued expenses in the accompanying condensed consolidated balance sheets.


⁽³⁾	Represents accelerated share-based compensation expense related to restricted stock awards for certain First Cash employees which vested as a result of the Merger.

Investment in Enova (Notes)	9 Months Ended
Investment in Enova (Notes)	Sep. 30, 2016
Investment in Enova [Abstract]
Investment in Enova [Text Block]	Investment in Common Stock of Enova As a result of the Merger, the Company acquired Cash America’s investment in common stock of Enova, a publicly traded company focused on providing online consumer lending products. The shares of Enova common stock held by the Company are classified as available-for-sale, and unrealized gains and losses, net of tax, are accumulated in other comprehensive income (loss) as a separate component of stockholders’ equity. These shares are carried on the condensed consolidated balance sheet as of September 30, 2016 based on the market-determined stock price of Enova. Pursuant to a private letter ruling from the Internal Revenue Service obtained by Cash America prior to the Merger, the Company must dispose of the Enova common stock by September 15, 2017. The Company does not account for its investment in Enova common stock under the equity method for the following reasons. The Company does not have the ability to significantly influence the strategy or the operating or financial policies of Enova. The Company does not share employees or management with Enova and does not participate in any policy-making process of Enova. The Company does not have the right to vote on matters put before Enova stockholders because it has granted Enova a proxy to vote its shares in the same proportion as the other stockholders of Enova on all such matters. In addition, the Company has agreed to divest its ownership in Enova prior to September 15, 2017, as discussed above. While Daniel R. Feehan, the Company’s Chairman of the Board, serves as one of nine members of Enova’s Board of Directors, he does not serve on any committees of Enova’s Board of Directors, and the Company is not able to influence his future election to Enova’s Board of Directors because it does not have independent voting power with respect to the shares of Enova that it owns. The Company also does not have any material business relationships with Enova. As of September 30, 2016, the Company owned 5,666,000 shares, equal to approximately 17% of the outstanding Enova common stock as of September 30, 2016, with a basis of approximately $57,570. Based on the market value of the Enova common stock as of September 30, 2016, an unrealized loss of $1,753, net of tax, was included in accumulated other comprehensive income (loss) for the three month and nine month periods ended September 30, 2016. The Company sold 317,000 shares in open market and small block sales during the same periods, resulting in a loss on sale of $253. Subsequent to September 30, 2016, the Company sold approximately 1,200,000 additional shares in open market and small block sales.

Long-Term Debt	9 Months Ended
Long-Term Debt	Sep. 30, 2016
Debt Disclosure [Abstract]
Long-Term Debt	Long-Term Debt Senior Unsecured Notes On March 24, 2014, the Company issued $200,000 of 6.75% senior notes due on April 1, 2021 (the “Notes”) all of which are currently outstanding. Interest on the Notes is payable semi-annually in arrears on April 1 and October 1. The Notes are fully and unconditionally guaranteed on a senior unsecured basis jointly and severally by all of the Company's existing and future domestic subsidiaries that guarantee the 2016 Credit Facility (as defined below). The Notes permit the Company to make certain restricted payments, such as purchasing shares of its stock and paying cash dividends, within certain parameters, the most restrictive of which generally limits such restricted payments to 50% of net income, adjusted for certain items as described in the indenture. As of September 30, 2016, 2015 and December 31, 2015, deferred debt issuance costs of $3,627, $4,288 and $4,126, respectively, are included as a direct deduction from the carrying amount of the Notes in the accompanying condensed consolidated balance sheets. Revolving Credit Facilities During the period from January 1, 2016 through September 1, 2016, the Company maintained a revolving line of credit agreement with a group of U.S. based commercial lenders (the “2015 Credit Facility”) in the amount of $210,000, which was scheduled to mature in October 2020. The 2015 Credit Facility charged interest, at the Company’s option, at either (1) the prevailing London Interbank Offered Rate (“LIBOR”) (with interest periods of 1, 2, 3 or 6 months at the Company’s option) plus a fixed spread of 2.5% or (2) the prevailing prime or base rate plus a fixed spread of 1.5%. On September 1, 2016 and in connection with the closing of the Merger, the Company amended and extended the 2015 Credit Facility (as amended, the “2016 Credit Facility”). The total lender commitment under the 2016 Credit Facility increased from $210,000 to $400,000 and the number of participating lenders increased from five to eight. Additionally, the term of the 2016 Credit Facility was extended to September 2021, five years from the closing date of the Merger, and is unsecured as the amendment removed the pledge of 65% of the voting equity interests of the Company’s first-tier foreign subsidiaries included in the 2015 Credit Facility. Also in connection with the Merger, all of Cash America’s previously outstanding 5.75% senior notes due 2018 (the “Cash America Notes”) were redeemed and Cash America’s previously outstanding credit agreement and related credit facilities were terminated. At September 30, 2016, the Company had $360,000 in outstanding borrowings, which were primarily used to fund the redemption of the Cash America Notes and to refinance all amounts outstanding under Cash America’s credit facilities and the 2015 Credit Facility, and $5,956 in outstanding letters of credit under the 2016 Credit Facility leaving $34,044 available for future borrowings. The 2016 Credit Facility bears interest, at the Company’s option, at either (i) the prevailing London Interbank Offered Rate (“LIBOR”) (with interest periods of 1 week or 1, 2, 3 or 6 months at the Company’s option) plus a fixed spread of 2.5% or (ii) the prevailing prime or base rate plus a fixed spread of 1.5%. The agreement has a LIBOR floor of 0%. Additionally, the Company is required to pay an annual commitment fee of 0.50% on the average daily unused portion of the 2016 Credit Facility commitment. The weighted-average interest rate on amounts outstanding under the 2015 Credit Facility at September 30, 2016 was 3.06% based on 30-day LIBOR. Under the terms of the 2016 Credit Facility, the Company is required to maintain certain financial ratios and comply with certain financial covenants and allows the Company to make certain restricted payments, such as purchasing shares of its stock, within certain parameters provided the Company maintains compliance with those financial ratios and covenants after giving effect to such restricted payments. The Company was in compliance with the requirements and covenants of the 2016 Credit Facility as of September 30, 2016. During the nine months ended September 30, 2016, the Company received net proceeds of $302,000 from borrowings pursuant to the 2015 Credit Facility and 2016 Credit Facility. At September 30, 2016, the Company maintained a line of credit with a bank in Mexico (the “Mexico Credit Facility”) in the amount of $10,000. The Mexico Credit Facility bears interest at 30-day LIBOR plus a fixed spread of 2.0% and matures in December 2017. Under the terms of the Mexico Credit Facility, the Company is required to maintain certain financial ratios and comply with certain financial covenants. The Company was in compliance with the requirements and covenants of the Mexico Credit Facility as of September 30, 2016. The Company is required to pay a one-time commitment fee of $25 due when the first amount is drawn/borrowed. At September 30, 2016, the Company had no amount outstanding under the Mexico Credit Facility and $10,000 was available for borrowings.

Fair Value of Financial Instruments

9 Months Ended

Sep. 30, 2016

Fair Value Disclosures [Abstract]

The fair value of financial instruments is determined by reference to various market data and other valuation techniques, as appropriate. Financial assets and liabilities are classified based on the lowest level of input that is significant to the fair value measurement. The Company’s assessment of the significance of a particular input to the fair value measurement requires judgment, and may affect the valuation of the fair value of assets and liabilities and their placement within the fair value hierarchy levels. The three fair value levels are (from highest to lowest):

Level 1: Quoted market prices in active markets for identical assets or liabilities.

Level 2: Observable market-based inputs or unobservable inputs that are corroborated by market data.

Level 3: Unobservable inputs that are not corroborated by market data.

Recurring Fair Value Measurements

Prior to the Merger, the Company did not have any financial assets or liabilities that were measured at fair value on a recurring basis. The Company’s financial assets that are measured at fair value on a recurring basis as of September 30, 2016 are as follows:



	September 30,		Fair Value Measurements Using
Financial assets:	2016		Level 1		Level 2		Level 3
Cash America nonqualified savings plan-related assets	$	12,229	$	12,229	$	—	$	—
Investment in common stock of Enova	54,786		54,786		—		—
	$	67,015	$	67,015	$	—	$	—

Prior to the Merger, Cash America had a nonqualified savings plan that was available to certain members of management whereby participants could contribute up to 100% of their annual bonus and up to 50% of their other eligible compensation to the plan. Upon completion of the Merger, the nonqualified savings plan was terminated and the Company is in the process of dissolving the plan and distributing the remaining assets to the participants. These assets include marketable equity securities, which are classified as Level 1 and the fair values are based on quoted market prices. The nonqualified savings plan assets are included in prepaid expenses and other current assets in the accompanying condensed consolidated balance sheets with an offsetting liability of equal amount, which is included in accounts payable and accrued expenses in the accompanying condensed consolidated balance sheets. The Company’s investment in common stock of Enova represents the Company’s available-for-sale shares of Enova common stock. See Note 5 for further information. As of September 30, 2016, the equity securities representing Enova common stock were classified as Level 1 and based on the market determined stock price of Enova. During the nine months ended September 30, 2016, there were no transfers of assets in or out of Level 1 or Level 2 fair value measurements.

Fair Value Measurements on a Nonrecurring Basis

The Company measures non-financial assets and liabilities such as property and equipment and intangible assets at fair value on a nonrecurring basis or when events or circumstances indicate that the carrying amount of the assets may be impaired.

Financial Assets and Liabilities Not Measured at Fair Value

The Company’s financial assets and liabilities as of September 30, 2016, 2015 and December 31, 2015 that are not measured at fair value in the condensed consolidated balance sheets are as follows:



	Carrying Value		Estimated Fair Value
	September 30,		September 30,		Fair Value Measurements Using
Financial assets:	2016		2016		Level 1		Level 2		Level 3
Cash and cash equivalents	$	83,356	$	83,356	$	83,356	$	—	$	—
Pawn loans	373,169		373,169		—		—		373,169
Consumer loans, net	27,792		27,792		—		—		27,792
Pawn loan fees and service charges receivable	45,708		45,708		—		—		45,708
	$	530,025	$	530,025	$	83,356	$	—	$	446,669

Financial liabilities:
Revolving unsecured credit facilities	360,000		360,000		—		360,000		—
Senior unsecured notes, outstanding principal	200,000		210,000		—		210,000		—
	$	560,000	$	570,000	$	—	$	570,000	$	—



	Carrying Value		Estimated Fair Value
	September 30,		September 30,		Fair Value Measurements Using
Financial assets:	2015		2015		Level 1		Level 2		Level 3
Cash and cash equivalents	$	72,523	$	72,523	$	72,523	$	—	$	—
Pawn loans	128,370		128,370		—		—		128,370
Consumer loans, net	1,114		1,114		—		—		1,114
Pawn loan fees and service charges receivable	18,116		18,116		—		—		18,116
	$	220,123	$	220,123	$	72,523	$	—	$	147,600

Financial liabilities:
Revolving unsecured credit facilities	68,500		68,500		—		68,500		—
Senior unsecured notes, outstanding principal	200,000		201,000		—		201,000		—
	$	268,500	$	269,500	$	—	$	269,500	$	—



	Carrying Value		Estimated Fair Value
	December 31,		December 31,		Fair Value Measurements Using
Financial assets:	2015		2015		Level 1		Level 2		Level 3
Cash and cash equivalents	$	86,954	$	86,954	$	86,954	$	—	$	—
Pawn loans	117,601		117,601		—		—		117,601
Consumer loans, net	1,118		1,118		—		—		1,118
Pawn loan fees and service charges receivable	16,406		16,406		—		—		16,406
	$	222,079	$	222,079	$	86,954	$	—	$	135,125

Financial liabilities:
Revolving unsecured credit facilities	58,000		58,000		—		58,000		—
Senior unsecured notes, outstanding principal	200,000		199,000		—		199,000		—
	$	258,000	$	257,000	$	—	$	257,000	$	—

As cash and cash equivalents have maturities of less than three months, the carrying values of cash and cash equivalents approximate fair value. Due to their short-term maturities, the carrying value of pawn loans and pawn loan fees and service charges receivable approximate fair value. Short-term loans and installment loans, collectively, represent consumer loans, net on the accompanying condensed consolidated balance sheets and are carried net of the allowance for estimated loan losses, which is calculated by applying historical loss rates combined with recent default trends to the gross consumer loan balance. The unobservable inputs used to calculate the fair value of these loans include historical loss rates, recent default trends and estimated remaining loan terms; therefore, the carrying value approximated the fair value.

The carrying value of the Company’s prior credit facilities approximated fair value as of September 30, 2015 and December 31, 2015. The carrying value of the Company’s current credit facilities (the 2016 Credit Facility and the Mexico Credit Facility) approximated fair value as of September 30, 2016. The fair value of the senior unsecured notes have been estimated based on a discounted cash flow analysis using a discount rate representing the Company’s estimate of the rate that would be used by market participants. Changes in assumptions or estimation methodologies may have a material effect on these estimated fair values.

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References + Details

Commitments and Contingencies	9 Months Ended
Commitments and Contingencies	Sep. 30, 2016
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingencies	Commitments and Contingencies On June 26, 2015, Wilmington Savings Fund Society, FSB, as trustee (the “Trustee”) under Cash America’s 2018 Senior Notes Indenture that governed the Cash America 2018 Senior Notes (the “2018 Senior Notes Indenture”), filed a lawsuit against Cash America in the United States District Court for the Southern District of New York (the “Senior Notes Lawsuit”). The Senior Notes Lawsuit alleged that the spin-off of Enova (the “Enova Spin-off”) completed by Cash America in November 2014 was not permitted by the 2018 Senior Notes Indenture, and the Trustee requested a remedy equal to principal and accrued and unpaid interest, plus a make-whole premium, to be paid to the holders of the 2018 Senior Notes. Cash America disagreed with the assertion in the lawsuit that the Enova Spin-off was not permitted under the 2018 Senior Notes Indenture and also disagreed that a make-whole premium would be due to the holders of the 2018 Senior Notes even if it was determined that the Enova Spin-off was not permitted under the 2018 Senior Notes Indenture. In August 2016, Cash America notified the Trustee that, pursuant to the optional redemption provisions of the 2018 Senior Notes Indenture, it intended to redeem all of the outstanding 2018 Senior Notes at the end of August at the then make-whole premium called for by the 2018 Senior Notes Indenture. On September 1, 2016, the Merger was completed and immediately prior to the close of the Merger, the 2018 Senior Notes were redeemed and extinguished by Cash America. On September 19, 2016, with cross-motions for summary judgment before the court, the judge denied Cash America’s motion and granted the Trustee’s motion for summary judgment in all respects, granting all requested relief, including accrued and unpaid interest plus a make-whole premium. While the Company intends to continue its defense of the Senior Notes Lawsuit and filed a notice of appeal on October 3, 2016, an assumed contingent liability related to the Senior Notes Lawsuit is included in the allocation of aggregate Merger consideration. See Note 2 - Merger and Other Acquisitions.

Condensed Consolidating Guarantor Financial Statements

9 Months Ended

Sep. 30, 2016

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Condensed Consolidating Guarantor Financial Statements

In connection with the issuance of the Notes, certain of the Company’s domestic subsidiaries (collectively, “Guarantor Subsidiaries”), fully, unconditionally, jointly and severally guaranteed the payment obligations under the Notes. Each of the Guarantor Subsidiaries is 100% owned, directly or indirectly, by the Company. In conjunction with the Merger, Merger Sub, the surviving entity in the Merger and a wholly owned subsidiary of the Company, is included as a Guarantor Subsidiary. The following supplemental financial information sets forth, on a consolidating basis, the balance sheets, statements of comprehensive income (loss) and statements of cash flows of FirstCash, Inc. (the “Parent Company”), the Guarantor Subsidiaries and the Parent Company’s other subsidiaries (the “Non-Guarantor Subsidiaries”).

The supplemental condensed consolidating financial information has been prepared pursuant to SEC rules and regulations for interim condensed financial information and does not include the more complete disclosures included in annual financial statements. Investments in consolidated subsidiaries have been presented under the equity method of accounting. The principal eliminating entries eliminate investments in subsidiaries, intercompany balances and intercompany revenues and expenses. The condensed financial information may not necessarily be indicative of the results of operations or financial position had the Guarantor Subsidiaries or Non-Guarantor Subsidiaries operated as independent entities.



Condensed Consolidating Balance Sheet
September 30, 2016

	Parent Company		Guarantor Subsidiaries		Non-Guarantor Subsidiaries		Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	29,324	$	36,723	$	17,309	$	—		$	83,356
Pawn loan fees and service charges receivable	—		33,758		11,950		—			45,708
Pawn loans	—		293,099		80,070		—			373,169
Consumer loans, net	—		27,331		461		—			27,792
Inventories	—		271,900		60,962		—			332,862
Income taxes receivable	13,354		23,095		—		—			36,449
Prepaid expenses and other current assets	3,790		25,742		2,403		—			31,935
Investment in common stock of Enova	—		54,786		—		—			54,786
Intercompany receivable	1,557		—		3,708		(5,265		)	—
Total current assets	48,025		766,434		176,863		(5,265		)	986,057

Property and equipment, net	3,817		181,809		55,123		—			240,749
Goodwill	—		751,900		113,450		—			865,350
Intangible assets, net	—		104,938		1,564		—			106,502
Other non-current assets	3,394		63,448		2,283		—			69,125
Deferred tax assets	—		—		9,912		—			9,912
Investments in subsidiaries	1,954,008		—		—		(1,954,008		)	—
Total assets	$	2,009,244	$	1,868,529	$	359,195	$	(1,959,273	)	$	2,277,695

LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	$	19,817	$	95,496	$	14,684	$	—		$	129,997
Customer deposits	—		28,437		9,154		—			37,591
Income taxes payable	—		—		910		—			910
Intercompany payable	—		—		5,265		(5,265		)	—
Total current liabilities	19,817		123,933		30,013		(5,265		)	168,498

Revolving unsecured credit facilities	360,000		—		—		—			360,000
Senior unsecured notes	196,373		—		—		—			196,373
Deferred tax liabilities	—		39,315		2,810		—			42,125
Other liabilities	—		77,645		—		—			77,645
Total liabilities	576,190		240,893		32,823		(5,265		)	844,641

Total stockholders’ equity	1,433,054		1,627,636		326,372		(1,954,008		)	1,433,054
Total liabilities and stockholders’ equity	$	2,009,244	$	1,868,529	$	359,195	$	(1,959,273	)	$	2,277,695



Condensed Consolidating Balance Sheet
September 30, 2015

	Parent Company		Guarantor Subsidiaries		Non-Guarantor Subsidiaries		Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	9,581	$	3,012	$	59,930	$	—		$	72,523
Pawn loan fees and service charges receivable	—		7,895		10,221		—			18,116
Pawn loans	—		63,195		65,175		—			128,370
Consumer loans, net	—		624		490		—			1,114
Inventories	—		45,339		52,849		—			98,188
Income taxes receivable	390		—		—		(390		)	—
Prepaid expenses and other current assets	4,030		—		1,785		—			5,815
Intercompany receivable	11,963		—		—		(11,963		)	—
Total current assets	25,964		120,065		190,450		(12,353		)	324,126

Property and equipment, net	3,490		55,908		50,887		—			110,285
Goodwill	—		195,076		96,701		—			291,777
Intangible assets, net	—		4,674		1,814		—			6,488
Other non-current assets	973		484		2,064		—			3,521
Deferred tax assets	1,069		—		8,322		(1,069		)	8,322
Investments in subsidiaries	665,634		—		—		(665,634		)	—
Total assets	$	697,130	$	376,207	$	350,238	$	(679,056	)	$	744,519

LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	$	19,616	$	2,382	$	9,591	$	—		$	31,589
Customer deposits	—		6,106		8,434		—			14,540
Income taxes payable	—		—		1,233		(390		)	843
Intercompany payable	—		—		11,963		(11,963		)	—
Total current liabilities	19,616		8,488		31,221		(12,353		)	46,972

Revolving unsecured credit facilities	68,500		—		—		—			68,500
Senior unsecured notes	195,712		—		—		—			195,712
Deferred tax liabilities	—		18,658		2,444		(1,069		)	20,033
Total liabilities	283,828		27,146		33,665		(13,422		)	331,217

Total stockholders’ equity	413,302		349,061		316,573		(665,634		)	413,302
Total liabilities and stockholders’ equity	$	697,130	$	376,207	$	350,238	$	(679,056	)	$	744,519



Condensed Consolidating Balance Sheet
December 31, 2015

	Parent Company		Guarantor Subsidiaries		Non-Guarantor Subsidiaries		Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	5,460	$	3,765	$	77,729	$	—		$	86,954
Pawn loan fees and service charges receivable	—		7,596		8,810		—			16,406
Pawn loans	—		61,204		56,397		—			117,601
Consumer loans, net	—		624		494		—			1,118
Inventories	—		46,349		47,109		—			93,458
Income taxes receivable	3,567		—		—		—			3,567
Prepaid expenses and other current assets	2,910		—		3,420		—			6,330
Intercompany receivable	7,382		—		—		(7,382		)	—
Total current assets	19,319		119,538		193,959		(7,382		)	325,434

Property and equipment, net	3,568		55,585		53,294		—			112,447
Goodwill	—		196,224		99,385		—			295,609
Intangible assets, net	—		4,418		1,763		—			6,181
Other non-current assets	1,290		475		2,138		—			3,903
Deferred tax assets	—		—		9,321		—			9,321
Investments in subsidiaries	675,574		—		—		(675,574		)	—
Total assets	$	699,751	$	376,240	$	359,860	$	(682,956	)	$	752,895

LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	$	14,308	$	1,724	$	11,794	$	—		$	27,826
Customer deposits	—		6,205		8,221		—			14,426
Income taxes payable	—		—		3,923		—			3,923
Intercompany payable	—		—		7,382		(7,382		)	—
Total current liabilities	14,308		7,929		31,320		(7,382		)	46,175

Revolving unsecured credit facilities	58,000		—		—		—			58,000
Senior unsecured notes	195,874		—		—		—			195,874
Deferred tax liabilities	187		18,880		2,397		—			21,464
Total liabilities	268,369		26,809		33,717		(7,382		)	321,513

Total stockholders’ equity	431,382		349,431		326,143		(675,574		)	431,382
Total liabilities and stockholders’ equity	$	699,751	$	376,240	$	359,860	$	(682,956	)	$	752,895



Condensed Consolidating Statement of Comprehensive Income (Loss)
Three Months Ended September 30, 2016

	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Revenue:
Retail merchandise sales	$	—		$	76,413		$	75,802		$	—		$	152,215
Pawn loan fees	—			46,029			33,476			—			79,505
Consumer loan and credit services fees	—			9,907			570			—			10,477
Wholesale scrap jewelry revenue	—			14,377			4,579			—			18,956
Total revenue	—			146,726			114,427			—			261,153

Cost of revenue:
Cost of retail merchandise sold	—			46,448			46,951			—			93,399
Consumer loan and credit services loss provision	—			3,262			151			—			3,413
Cost of wholesale scrap jewelry sold	—			13,452			3,525			—			16,977
Total cost of revenue	—			63,162			50,627			—			113,789

Net revenue	—			83,564			63,800			—			147,364

Expenses and other income:
Store operating expenses	—			48,659			31,915			—			80,574
Administrative expenses ⁽¹⁾	5,508			7,653			11,339			—			24,500
Merger and other acquisition expenses	14,942			14,456			—			—			29,398
Depreciation and amortization	264			4,020			2,997			—			7,281
Interest expense	5,058			15			—			—			5,073
Interest income	(1		)	—			(137		)	—			(138		)
Loss on sale of common stock of Enova	—			253			—			—			253
Total expenses and other income	25,771			75,056			46,114			—			146,941

Income (loss) before income taxes	(25,771		)	8,508			17,686			—			423

Provision for income taxes	(6,682		)	3,120			5,397			—			1,835

Income (loss) before equity in net income of subsidiaries	(19,089		)	5,388			12,289			—			(1,412		)

Equity in net income of subsidiaries	17,677			—			—			(17,677		)	—

Net income (loss)	$	(1,412	)	$	5,388		$	12,289		$	(17,677	)	$	(1,412	)
Other comprehensive income (loss):
Currency translation adjustment	(12,248		)	—			—			—			(12,248		)
Change in fair value of investment in common stock of Enova, net	—			(1,753		)	—			—			(1,753		)
Comprehensive income (loss)	$	(13,660	)	$	3,635		$	12,289		$	(17,677	)	$	(15,413	)


⁽¹⁾	Includes the allocation of certain administrative expenses and the payment of royalties between the Parent Company and certain foreign Non-Guarantor Subsidiaries.



Condensed Consolidating Statement of Comprehensive Income (Loss)
Three Months Ended September 30, 2015

	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Revenue:
Retail merchandise sales	$	—		$	38,860	$	66,077		$	—		$	104,937
Pawn loan fees	—			21,566		28,316			—			49,882
Consumer loan and credit services fees	—			6,394		601			—			6,995
Wholesale scrap jewelry revenue	—			4,333		3,385			—			7,718
Total revenue	—			71,153		98,379			—			169,532

Cost of revenue:
Cost of retail merchandise sold	—			22,646		42,229			—			64,875
Consumer loan and credit services loss provision	—			2,246		122			—			2,368
Cost of wholesale scrap jewelry sold	—			4,069		2,778			—			6,847
Total cost of revenue	—			28,961		45,129			—			74,090

Net revenue	—			42,192		53,250			—			95,442

Expenses and other income:
Store operating expenses	—			23,429		27,566			—			50,995
Administrative expenses ⁽¹⁾	5,318			—		6,415			—			11,733
Depreciation and amortization	176			1,891		2,570			—			4,637
Goodwill impairment - U.S. consumer loan operations	—			7,913		—			—			7,913
Interest expense	4,336			—		—			—			4,336
Interest income	(1		)	—		(405		)	—			(406		)
Total expenses and other income	9,829			33,233		36,146			—			79,208

Income (loss) before income taxes	(9,829		)	8,959		17,104			—			16,234

Provision for income taxes	(3,288		)	3,331		5,018			—			5,061

Income (loss) before equity in net income of subsidiaries	(6,541		)	5,628		12,086			—			11,173

Equity in net income of subsidiaries	17,714			—		—			(17,714		)	—

Net income (loss)	$	11,173		$	5,628	$	12,086		$	(17,714	)	$	11,173
Other comprehensive income (loss):
Currency translation adjustment	(21,536		)	—		—			—			(21,536		)
Comprehensive income (loss)	$	(10,363	)	$	5,628	$	12,086		$	(17,714	)	$	(10,363	)


⁽¹⁾	Includes the allocation of certain administrative expenses and the payment of royalties between the Parent Company and certain foreign Non-Guarantor Subsidiaries.



Condensed Consolidating Statement of Comprehensive Income (Loss)
Nine Months Ended September 30, 2016

	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Revenue:
Retail merchandise sales	$	—		$	161,697		$	224,837		$	—		$	386,534
Pawn loan fees	—			86,712			96,104			—			182,816
Consumer loan and credit services fees	—			19,372			1,707			—			21,079
Wholesale scrap jewelry revenue	—			23,830			12,076			—			35,906
Total revenue	—			291,611			334,724			—			626,335

Cost of revenue:
Cost of retail merchandise sold	—			97,888			141,278			—			239,166
Consumer loan and credit services loss provision	—			5,366			414			—			5,780
Cost of wholesale scrap jewelry sold	—			21,235			9,466			—			30,701
Total cost of revenue	—			124,489			151,158			—			275,647

Net revenue	—			167,122			183,566			—			350,688

Expenses and other income:
Store operating expenses	—			95,722			94,841			—			190,563
Administrative expenses ⁽¹⁾	19,900			7,653			30,724			—			58,277
Merger and other acquisition expenses	19,421			14,456			—			—			33,877
Depreciation and amortization	678			7,346			9,141			—			17,165
Interest expense	13,774			15			70			—			13,859
Interest income	(5		)	—			(631		)	—			(636		)
Loss on sale of common stock of Enova	—			253			—			—			253
Total expenses and other income	53,768			125,445			134,145			—			313,358

Income (loss) before income taxes	(53,768		)	41,677			49,421			—			37,330

Provision for income taxes	(17,245		)	15,420			15,720			—			13,895

Income (loss) before equity in net income of subsidiaries	(36,523		)	26,257			33,701			—			23,435

Equity in net income of subsidiaries	59,958			—			—			(59,958		)	—

Net income (loss)	$	23,435		$	26,257		$	33,701		$	(59,958	)	$	23,435
Other comprehensive income (loss):
Currency translation adjustment	(28,951		)	—			—			—			(28,951		)
Change in fair value of investment in common stock of Enova, net	—			(1,753		)	—			—			(1,753		)
Comprehensive income (loss)	$	(5,516	)	$	24,504		$	33,701		$	(59,958	)	$	(7,269	)


⁽¹⁾	Includes the allocation of certain administrative expenses and the payment of royalties between the Parent Company and certain foreign Non-Guarantor Subsidiaries.



Condensed Consolidating Statement of Comprehensive Income (Loss)
Nine Months Ended September 30, 2015

	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Revenue:
Retail merchandise sales	$	—		$	118,642	$	202,374		$	—		$	321,016
Pawn loan fees	—			62,503		83,616			—			146,119
Consumer loan and credit services fees	—			19,427		1,873			—			21,300
Wholesale scrap jewelry revenue	—			13,536		11,207			—			24,743
Total revenue	—			214,108		299,070			—			513,178

Cost of revenue:
Cost of retail merchandise sold	—			68,685		130,072			—			198,757
Consumer loan and credit services loss provision	—			4,793		281			—			5,074
Cost of wholesale scrap jewelry sold	—			12,261		8,827			—			21,088
Total cost of revenue	—			85,739		139,180			—			224,919

Net revenue	—			128,369		159,890			—			288,259

Expenses and other income:
Store operating expenses	—			68,389		86,673			—			155,062
Administrative expenses ⁽¹⁾	18,015			—		21,050			—			39,065
Merger and other acquisition expenses	1,175			—		—			—			1,175
Depreciation and amortization	581			5,218		7,852			—			13,651
Goodwill impairment - U.S. consumer loan operations	—			7,913		—			—			7,913
Interest expense	12,482			—		—			—			12,482
Interest income	(4		)	—		(1,139		)	—			(1,143		)
Total expenses and other income	32,249			81,520		114,436			—			228,205

Income (loss) before income taxes	(32,249		)	46,849		45,454			—			60,054

Provision for income taxes	(11,147		)	17,386		12,515			—			18,754

Income (loss) before equity in net income of subsidiaries	(21,102		)	29,463		32,939			—			41,300

Equity in net income of subsidiaries	62,402			—		—			(62,402		)	—

Net income (loss)	$	41,300		$	29,463	$	32,939		$	(62,402	)	$	41,300
Other comprehensive income (loss):
Currency translation adjustment	(35,192		)	—		—			—			(35,192		)
Comprehensive income (loss)	$	6,108		$	29,463	$	32,939		$	(62,402	)	$	6,108


⁽¹⁾	Includes the allocation of certain administrative expenses and the payment of royalties between the Parent Company and certain foreign Non-Guarantor Subsidiaries.



Condensed Consolidating Statement of Cash Flows
Nine Months Ended September 30, 2016

	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	$	38,726		$	46,136		$	26,677		$	(71,065	)	$	40,474
Cash flow from investing activities:
Loan receivables, net of cash repayments	—			1,619			(33,105		)	—			(31,486		)
Purchases of property and equipment	(927		)	(12,644		)	(9,855		)	—			(23,426		)
Portion of aggregate merger consideration paid in cash, net of cash acquired	—			(8,251		)	—			—			(8,251		)
Acquisitions of pawn stores, net of cash acquired	—			(1,324		)	(27,432		)	—			(28,756		)
Proceeds from sale of common stock of Enova	—			2,962			—			—			2,962
Investing activity with subsidiaries	(303,004		)	—			—			303,004			—
Net cash flow provided by (used in) investing activities	(303,931		)	(17,638		)	(70,392		)	303,004			(88,957		)
Cash flow from financing activities:
Borrowings from revolving credit facilities	396,000			—			—			—			396,000
Repayments of revolving credit facilities	(94,000		)	—			—			—			(94,000		)
Repayments of debt assumed with merger and other acquisitions	—			(232,000		)	(6,532		)	—			(238,532		)
Debt issuance costs paid	(2,340		)	—			—			—			(2,340		)
Common stock dividends paid	(10,591		)	—			—			—			(10,591		)
Proceeds from intercompany financing related activity	—			302,705			299			(303,004		)	—
Intercompany dividends paid	—			(66,245		)	(4,820		)	71,065			—
Net cash flow provided by (used in) financing activities	289,069			4,460			(11,053		)	(231,939		)	50,537
Effect of exchange rates on cash	—			—			(5,652		)	—			(5,652		)
Change in cash and cash equivalents	23,864			32,958			(60,420		)	—			(3,598		)
Cash and cash equivalents at beginning of the period	5,460			3,765			77,729			—			86,954
Cash and cash equivalents at end of the period	$	29,324		$	36,723		$	17,309		$	—		$	83,356



Condensed Consolidating Statement of Cash Flows
Nine Months Ended September 30, 2015

	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	$	22,675		$	45,799		$	45,206		$	(48,558	)	$	65,122
Cash flow from investing activities:
Loan receivables, net of cash repayments	—			(542		)	(21,757		)	—			(22,299		)
Purchases of property and equipment	(74		)	(5,990		)	(9,464		)	—			(15,528		)
Acquisitions of pawn stores, net of cash acquired	—			(26,765		)	(6,250		)	—			(33,015		)
Investing activity with subsidiaries	(39,463		)	—			—			39,463			—
Net cash flow provided by (used in) investing activities	(39,537		)	(33,297		)	(37,471		)	39,463			(70,842		)
Cash flow from financing activities:
Borrowings from revolving credit facilities	82,055			—			—			—			82,055
Repayments of revolving credit facilities	(35,955		)	—			—			—			(35,955		)
Purchases of treasury stock	(31,974		)	—			—			—			(31,974		)
Proceeds from exercise of share-based compensation awards	2,901			—			—			—			2,901
Income tax benefit from exercise of stock options	1,617			—			—			—			1,617
Proceeds from intercompany financing related activity	—			32,755			6,708			(39,463		)	—
Intercompany dividends paid	—			(45,391		)	(3,167		)	48,558			—
Net cash flow provided by (used in) financing activities	18,644			(12,636		)	3,541			9,095			18,644
Effect of exchange rates on cash	—			—			(8,393		)	—			(8,393		)
Change in cash and cash equivalents	1,782			(134		)	2,883			—			4,531
Cash and cash equivalents at beginning of the period	7,799			3,146			57,047			—			67,992
Cash and cash equivalents at end of the period	$	9,581		$	3,012		$	59,930		$	—		$	72,523

Certain amounts in the above condensed consolidating financial statements for the periods ended September 30, 2015 have been reclassified in order to conform to the 2016 presentation and revised to correct certain prior-year errors as more fully described in the Company’s annual report on Form 10-K for the year ended December 31, 2015. The Company has evaluated the effects of these errors, both qualitatively and quantitatively, and concluded that they did not have a material impact on any previously issued financial statements.

The impact of these reclassifications and revisions to the condensed consolidating financial statements for the periods ended September 30, 2015 are summarized in the tables below:



Summary Condensed Consolidating Balance Sheet
September 30, 2015

	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Total assets, as reported:	$	903,745		$	309,194	$	619,902		$	(1,077,639	)	$	755,202
Reclassifications	(4,288		)	67,013		(67,013		)	—			(4,288		)
Revisions	(202,327		)	—		(202,651		)	398,583			(6,395		)
Total assets, revised	$	697,130		$	376,207	$	350,238		$	(679,056	)	$	744,519

Total liabilities, as reported:	$	464,583		$	21,919	$	26,685		$	(197,715	)	$	315,472
Reclassifications	(4,288		)	5,227		(5,227		)	—			(4,288		)
Revisions	(176,467		)	—		12,207			184,293			20,033
Total liabilities, revised	$	283,828		$	27,146	$	33,665		$	(13,422	)	$	331,217

Total stockholders’ equity, as reported:	$	439,162		$	287,275	$	593,217		$	(879,924	)	$	439,730
Reclassifications	—			61,786		(61,786		)	—			—
Revisions	(25,860		)	—		(214,858		)	214,290			(26,428		)
Total stockholders’ equity, revised	$	413,302		$	349,061	$	316,573		$	(665,634	)	$	413,302



Summary Condensed Consolidating Statement of Comprehensive Income
Three Months Ended September 30, 2015

	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Net income (loss), as reported:	$	(6,541	)	$	4,531	$	13,183		$	—		$	11,173
Reclassifications	17,714			1,097		(1,097		)	(17,714		)	—
Net income (loss), revised	$	11,173		$	5,628	$	12,086		$	(17,714	)	$	11,173

Other comprehensive income (loss), as reported:	$	(6,541	)	$	4,531	$	(815	)	$	—		$	(2,825	)
Reclassifications	17,714			1,097		(1,097		)	(17,714		)	—
Revisions	(21,536		)	—		13,998			—			(7,538		)
Other comprehensive income (loss), revised	$	(10,363	)	$	5,628	$	12,086		$	(17,714	)	$	(10,363	)



Summary Condensed Consolidating Statement of Comprehensive Income
Nine Months Ended September 30, 2015

	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Net income (loss), as reported:	$	(21,102	)	$	26,590	$	35,812		$	—		$	41,300
Reclassifications	62,402			2,873		(2,873		)	(62,402		)	—
Net income (loss), revised	$	41,300		$	29,463	$	32,939		$	(62,402	)	$	41,300

Other comprehensive income (loss), as reported:	$	(21,102	)	$	26,590	$	12,938		$	—		$	18,426
Reclassifications	62,402			2,873		(2,873		)	(62,402		)	—
Revisions	(35,192		)	—		22,874			—			(12,318		)
Other comprehensive income (loss), revised	$	6,108		$	29,463	$	32,939		$	(62,402	)	$	6,108



Summary Condensed Consolidating Statement of Cash Flows
Nine Months Ended September 30, 2015

	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Cash flow from operating activities, as reported:	$	(22,879	)	$	7,381		$	80,620		$	—		$	65,122
Reclassifications	—			144			(144		)	—			—
Revisions	45,554			38,274			(35,270		)	(48,558		)	—
Cash flow from operating activities, revised	$	22,675		$	45,799		$	45,206		$	(48,558	)	$	65,122

Cash flow from investing activities, as reported:	$	6,017		$	(7,659	)	$	(69,200	)	$	—		$	(70,842	)
Reclassifications	—			(25,638		)	25,638			—			—
Revisions	(45,554		)	—			6,091			39,463			—
Cash flow from investing activities, revised	$	(39,537	)	$	(33,297	)	$	(37,471	)	$	39,463		$	(70,842	)

Cash flow from financing activities, as reported:	$	18,644		$	—		$	—		$	—		$	18,644
Reclassifications	—			(12,636		)	3,541			9,095			—
Cash flow from financing activities, revised	$	18,644		$	(12,636	)	$	3,541		$	9,095		$	18,644

Significant Accounting Policies (Policies)	9 Months Ended
Significant Accounting Policies (Policies)	Sep. 30, 2016
Accounting Policies [Abstract]
Reclassification, Policy [Policy Text Block]	Revisions and Reclassifications Certain amounts for the periods ended September 30, 2015 and December 31, 2015 have been reclassified in order to conform to the 2016 presentation. See “—Recent accounting pronouncements” below regarding the impact of the Company’s adoption of ASU No. 2015-03, “Interest - Imputation of Interest (Subtopic 835-30): Simplifying the Presentation of Debt Issuance Costs” (“ASU 2015-03”) on the classification of debt issuance costs in the Company’s condensed consolidated balance sheets. In addition, after the impact of the revision to deferred tax assets described below, the Company’s adoption of ASU No. 2015-17 “Balance Sheet Classification of Deferred Taxes” at December 31, 2015 resulted in a $6,632 decrease in current deferred tax assets, a $26,665 increase in non-current deferred tax assets and a $20,033 increase in non-current deferred tax liabilities in the accompanying condensed consolidated balance sheets as of September 30, 2015. The Company revised certain previously reported amounts for the three and nine months ended September 30, 2015 for the correction of prior period errors. ASC 740 “Income Taxes,” provides an exception to recording deferred tax attributes associated with foreign currency translation adjustments, which are recorded in comprehensive income. In July 2013, the Company terminated an election to include foreign subsidiaries in its consolidated U.S. federal income tax return and it is the Company’s intent to indefinitely reinvest the earnings of these subsidiaries outside the U.S. The Company had incorrectly recorded a deferred tax asset on these accumulated foreign currency translation adjustments in prior periods. The correction of the error resulted in a reduction in comprehensive income of $7,538 and $12,318 for the three and nine months ended September 30, 2015, respectively, and a decrease in deferred tax assets with a corresponding increase in accumulated other comprehensive loss of $26,428 as of September 30, 2015, but had no impact on the Company’s condensed consolidated statements of income or cash flows. In addition, see Note 9 for a description of revisions made to the condensed consolidating guarantor financial statements. The Company has evaluated the effects of these errors, both qualitatively and quantitatively, and concluded that they did not have a material impact on any previously issued financial statements.
Basis of Presentation	Basis of Presentation The accompanying condensed consolidated balance sheet at December 31, 2015, which is derived from audited financial statements, and the unaudited condensed consolidated financial statements, including the notes thereto, include the accounts of FirstCash, Inc. and its wholly-owned subsidiaries (together, the “Company”). All significant intercompany accounts and transactions have been eliminated. These unaudited consolidated financial statements are condensed and do not include all disclosures and footnotes required by generally accepted accounting principles in the United States of America for complete financial statements. These interim period financial statements should be read in conjunction with the Company’s consolidated financial statements, which are included in the Company’s annual report on Form 10-K for the year ended December 31, 2015, filed with the Securities and Exchange Commission (the “SEC”) on February 17, 2016. The condensed consolidated financial statements as of September 30, 2016 and 2015, and for the three month and nine month periods ended September 30, 2016 and 2015, are unaudited, but in management’s opinion include all adjustments (consisting of only normal recurring adjustments) considered necessary to present fairly the financial position, results of operations and cash flow for such interim periods. Operating results for the periods ended September 30, 2016 are not necessarily indicative of the results that may be expected for the full fiscal year. On September 1, 2016, the Company completed its previously announced merger with Cash America International, Inc. (“Cash America”), whereby Cash America merged with and into a wholly owned subsidiary of the Company (the “Merger”). Following the Merger, the Company changed its name from First Cash Financial Services, Inc. to FirstCash, Inc. The accompanying unaudited condensed consolidated statements of income for the three month and nine month periods ended September 30, 2016 include the results of operations for Cash America for the period September 2, 2016 to September 30, 2016. The accompanying unaudited condensed consolidated balance sheet at September 30, 2016 includes the preliminary valuation of the assets acquired and liabilities assumed. See Note 2 for additional information about the Merger. The Company manages its pawn and consumer loan operations under three operating segments: U.S. pawn operations, U.S. consumer loan operations and Latin America pawn and consumer loan operations. The three operating segments have been aggregated into one reportable segment because they have similar economic characteristics and similar long-term financial performance metrics. Additionally, all three segments offer similar and overlapping products and services to a similar customer demographic and are supported by a single, centralized administrative support platform. A small component of the Company’s business includes the offering of check cashing services through franchised check cashing centers, for which the Company receives franchise fees. In addition, in some of its Company-operated lending locations, the Company offers check cashing services, as well as prepaid debit cards that are issued and serviced through a third party. The Company has significant operations in Mexico and Guatemala to a lesser extent, where the functional currency is the Mexican peso and Guatemalan quetzal, respectively. Accordingly, the assets and liabilities of these subsidiaries are translated into U.S. dollars at the exchange rate in effect at each balance sheet date, and the resulting adjustments are accumulated in other comprehensive income (loss) as a separate component of stockholders’ equity. Revenue and expenses are translated at the average exchange rates occurring during the three month and nine month periods ended September 30, 2016 and 2015. The Company also has operations in El Salvador where the reporting and functional currency is the U.S. dollar.
Revisions and Reclassifications	Recent Accounting Pronouncements In May 2014, the Financial Accounting Standards Board issued ASU No. 2014-09, “Revenue from Contracts with Customers (Topic 606)” (“ASU 2014-09”). ASU 2014-09 is a comprehensive new revenue recognition model that requires a company to recognize revenue to depict the transfer of goods or services to a customer at an amount that reflects the consideration it expects to receive in exchange for those goods or services. ASU 2014-09 also requires additional disclosures about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. In August 2015, the Financial Accounting Standards Board issued ASU No. 2015-14 “Revenue from Contracts with Customers (Topic 606),” which delayed the effective date of ASU 2014-09 by one year. In addition, between March 2016 and May 2016, the Financial Accounting Standards Board issued ASU No. 2016-08, “Revenue from Contracts with Customers - Principal versus Agent Considerations (Reporting revenue gross versus net)” (“ASU 2016-08”), ASU No. 2016-10, “Identifying Performance Obligations and Licensing” (“ASU 2016-10”) and ASU No. 2016-12, “Revenue from Contracts with Customers (Topic 606): Narrow-Scope Improvements and Practical Expedients” (“ASU 2016-12”). ASU 2016-08, ASU 2016-10 and ASU 2016-12 clarify certain aspects of ASU 2014-09 and provide additional implementation guidance. ASU 2014-09, ASU 2016-08, ASU 2016-10 and ASU 2016-12 become effective for annual reporting periods (including interim periods within those periods) beginning after December 15, 2017 for public companies. Early adoption is permitted but not before annual reporting periods beginning after December 15, 2016. Entities are permitted to apply ASU 2014-09, ASU 2016-08, ASU 2016-10 and ASU 2016-12 either retrospectively or through an alternative transition model. The Company is currently assessing the potential impact of ASU 2014-09, ASU 2016-08, ASU 2016-10 and ASU 2016-12 on its consolidated financial statements. In April 2015, the Financial Accounting Standards Board issued ASU No. 2015-03, which requires debt issuance costs related to a recognized debt liability be presented in the balance sheet as a direct deduction from the carrying amount of the related debt liability instead of being presented as an asset. In August 2015, the Financial Accounting Standards Board issued ASU No. 2015-15, which clarified the guidance in ASU 2015-03 regarding presentation and subsequent measurement of debt issuance costs related to line-of-credit arrangements. The SEC Staff announced they would not object to an entity deferring and presenting debt issuance costs as an asset and subsequently amortizing the deferred debt issuance costs ratably over the term of the line of credit arrangement, regardless of whether there are any outstanding borrowings on the line-of-credit arrangement. ASU 2015-03 requires retrospective application and represents a change in accounting principle. ASU 2015-03 became effective for fiscal years beginning after December 15, 2015 and interim periods within those fiscal years. The adoption of ASU 2015-03 resulted in a $3,627, $4,288 and $4,126 decrease in other non-current assets and senior unsecured notes in the accompanying condensed consolidated balance sheets as of September 30, 2016, 2015 and December 31, 2015, respectively. The Company elected to present debt issuance costs related to the Company’s revolving unsecured credit facilities as an asset as allowed in ASU 2015-15. In July 2015, the Financial Accounting Standards Board issued ASU No. 2015-11, “Simplifying the Measurement of Inventory” (“ASU 2015-11”). ASU 2015-11 requires inventory be measured at the lower of cost or net realizable value. ASU 2015-11 defines net realizable value as the estimated selling price in the ordinary course of business, less reasonably predictable costs of completion, disposal, and transportation. Inventory measured using last-in, first-out (“LIFO”) or the retail inventory method are excluded from the scope of this update. ASU 2015-11 requires prospective application and is effective for fiscal years beginning after December 15, 2016 and interim periods within those fiscal years, with early adoption permitted. The Company does not expect ASU 2015-11 to have a material effect on the Company’s current financial position, results of operations or financial statement disclosures. In February 2016, the Financial Accounting Standards Board issued ASU No. 2016-02, “Leases (Topic 842)” (“ASU 2016-02”). ASU 2016-02 requires a lessee to recognize, in the statement of financial position, a liability to make lease payments (the lease liability) and a right-to-use asset representing its right to use the underlying asset for the lease term. Leases will be classified as either financing or operating, with classification affecting the pattern of expense recognition in the income statement. Lessor accounting remains largely unchanged. ASU 2016-02 is effective for annual reporting periods beginning after December 15, 2018, and interim periods within those annual periods, with early adoption permitted. An entity will be required to recognize and measure leases at the beginning of the earliest period presented using a modified retrospective approach. The Company is currently assessing the potential impact of ASU 2016-02 on its consolidated financial statements. In March 2016, the Financial Accounting Standards Board issued ASU No. 2016-09, “Compensation-Stock Compensation (Topic 718), Improvements to Employee Share-Based Payment Accounting” (“ASU 2016-09”). Under ASU 2016-09, companies will no longer record excess tax benefits and certain tax deficiencies in additional paid-in capital (“APIC”). Instead, they will record all excess tax benefits and tax deficiencies as income tax expense or benefit in the income statement and the APIC pools will be eliminated. In addition, ASU 2016-09 eliminates the requirement that excess tax benefits be realized before companies can recognize them. ASU 2016-09 also requires companies to present excess tax benefits as an operating activity on the statement of cash flows rather than as a financing activity. Furthermore, ASU 2016-09 will increase the amount an employer can withhold to cover income taxes on awards and still qualify for the exception to liability classification for shares used to satisfy the employer’s statutory income tax withholding obligation. An employer with a statutory income tax withholding obligation will now be allowed to withhold shares with a fair value up to the amount of taxes owed using the maximum statutory tax rate in the employee’s applicable jurisdiction(s). ASU 2016-09 requires a company to classify the cash paid to a tax authority when shares are withheld to satisfy its statutory income tax withholding obligation as a financing activity on the statement of cash flows. Under current GAAP, it was not specified how these cash flows should be classified. In addition, companies will now have to elect whether to account for forfeitures on share-based payments by (1) recognizing forfeitures of awards as they occur or (2) estimating the number of awards expected to be forfeited and adjusting the estimate when it is likely to change, as is currently required. ASU 2016-09 is effective for reporting periods beginning after December 15, 2016, with early adoption permitted and requires either prospective or retrospective application depending on the item addressed. The Company early adopted ASU 2016-09 during the third quarter of 2016, which did not have a material effect on the Company’s current financial position, results of operations or financial statement disclosures. In June 2016, the Financial Accounting Standards Board issued ASU No. 2016-13, “Financial Instruments—Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments” (“ASU 2016-13”). ASU 2016-13 amends the impairment model by requiring entities to use a forward-looking approach based on expected losses to estimate credit losses on certain types of financial instruments, including trade receivables. ASU 2016-13 is effective for public entities for fiscal years beginning after December 15, 2019, with early adoption permitted. The Company is currently assessing the potential impact of ASU 2016-13 on its consolidated financial statements. In August 2016, the Financial Accounting Standards Board issued ASU No. 2016-15, “Statement of Cash Flows (Topic 230): Classification of Certain Cash Receipts and Cash Payments” (“ASU 2016-15”). ASU 2016-15 clarifies how companies present and classify certain cash receipts and cash payments in the statement of cash flows. ASU 2016-15 addresses eight specific cash flow issues with the objective of reducing existing diversity in practice. ASU 2016-15 is effective for public entities for fiscal years beginning after December 15, 2017, with early adoption permitted. The Company is currently assessing the potential impact of ASU 2016-15 on its consolidated financial statements.

Merger and Other Acquisitions (Tables)

9 Months Ended

Sep. 30, 2016

Schedule of Business Acquisitions

The following table summarizes the consideration transferred in connection with the merger:



	Cash America Merger
Cash America shares outstanding at September 1, 2016 (in thousands)	24,025
Exchange ratio	0.84
Shares of First Cash common stock issued (in thousands)	20,181
Company common stock per share price at September 1, 2016	$	50.32
Fair value of Company common stock issued to Cash America shareholders	$	1,015,507
Cash in lieu of fractional shares paid by the Company	10
Cash America outstanding stock awards settled in cash	50,760
Aggregate merger consideration	$	1,066,277

Schedule of Preliminary Allocations of Purchase Price

The preliminary allocation of the aggregate merger consideration is as follows:



	Cash America Merger
Cash and cash equivalents	$	42,520
Pawn loans	234,761
Pawn loan fees and service charges receivable	26,893
Consumer loans, net	27,549
Inventory	224,948
Income taxes receivable	23,095
Other current assets	27,018
Investment in common stock of Enova International, Inc.	60,785
Property and equipment	119,414
Goodwill ⁽¹⁾	555,096
Intangible assets ⁽²⁾	102,000
Other non-current assets	62,993
Current liabilities ⁽³⁾	(96,080		)
Customer deposits	(21,536		)
Revolving unsecured credit facility ⁽⁴⁾	(232,000		)
Deferred tax liabilities	(13,517		)
Other liabilities	(77,662		)
Aggregate merger consideration	$	1,066,277

⁽¹⁾


⁽²⁾	Intangible assets acquired and the respective useful lives assigned consist of the following:



	Amount		Useful life (in years)
Trade names	$	46,300	Indefinite
Pawn licenses	32,300		Indefinite
Customer relationships	14,700		Five
Non-compete agreements	8,700		Two
	$	102,000


⁽³⁾	Includes acquired contingent liabilities of approximately $21,500.


⁽⁴⁾	Represents outstanding borrowings under Cash America’s revolving unsecured credit facility that became due upon completion of the Merger. The Cash America revolving unsecured credit facility was repaid by the Company using proceeds from the 2016 Credit Facility (as described in Note 6) and was terminated upon completion of the Merger.

The preliminary allocations of the purchase prices for the Company’s other acquisitions during the nine months ended September 30, 2016 (the “2016 Acquisitions”) are as follows:



	Latin America Acquisition			U.S. Acquisition			Total
Pawn loans	$	10,586		$	138		$	10,724
Pawn loan fees and service charges receivable	885			6			891
Inventory	3,031			98			3,129
Other current assets	2,039			—			2,039
Property and equipment	6,950			10			6,960
Goodwill ⁽¹⁾	19,666			580			20,246
Intangible assets ⁽²⁾	405			16			421
Other non-current assets	512			—			512
Deferred tax assets	2,392			—			2,392
Current liabilities	(9,942		)	(24		)	(9,966		)
Notes payable	(6,630		)	—			(6,630		)
Purchase price	$	29,894		$	824		$	30,718


⁽¹⁾	Substantially all of the goodwill for the U.S. Acquisition is expected to be deductible for U.S. income tax purposes. However, the goodwill for the Latin America Acquisition is not expected to be deductible for Mexico and El Salvador income tax purposes.


⁽²⁾	Intangible assets primarily consist of customer relationships, which are generally amortized over five years.

Intangible Assets Acquired

Intangible assets acquired and the respective useful lives assigned consist of the following:



	Amount		Useful life (in years)
Trade names	$	46,300	Indefinite
Pawn licenses	32,300		Indefinite
Customer relationships	14,700		Five
Non-compete agreements	8,700		Two
	$	102,000

Unaudited Pro Forma Financial Information

The following unaudited pro forma financial information reflects the consolidated results of operations of the Company as if the Merger and the 2016 Acquisitions had occurred on January 1, 2015:



	Nine Months Ended				Nine Months Ended
	September 30, 2016				September 30, 2015
	As Reported		Pro Forma		As Reported		Pro Forma
Total revenue	$	626,335	$	1,308,967	$	513,178	$	1,304,906
Net income	23,435		80,556		41,300		34,291

Net income per share:
Basic	$	0.77	$	1.66	$	1.46	$	0.71
Diluted	0.77		1.66		1.45		0.71

Earnings Per Share (Tables)

9 Months Ended

Sep. 30, 2016

Earnings Per Share [Abstract]

Computation of basic and diluted earnings per share

The following table sets forth the computation of basic and diluted earnings per share:



	Three Months Ended					Nine Months Ended
	September 30,					September 30,
	2016			2015		2016		2015
Numerator:
Net income (loss)	$	(1,412	)	$	11,173	$	23,435	$	41,300

Denominator (in thousands):
Weighted-average common shares for calculating basic earnings per share	34,631			28,019		30,372		28,206
Effect of dilutive securities:
Stock options and nonvested awards	—			205		—		212
Weighted-average common shares for calculating diluted earnings per share	34,631			28,224		30,372		28,418

Net income (loss) per share:
Basic	$	(0.04	)	$	0.40	$	0.77	$	1.46
Diluted	$	(0.04	)	$	0.40	$	0.77	$	1.45

Merger and Other Acquisition Expenses (Tables)

9 Months Ended

Sep. 30, 2016

Schedule of Merger and Other Acquisition Expenses

The table below summarizes the major components of merger and other acquisition expenses:



	Three Months Ended				Nine Months Ended
	September 30,				September 30,
	2016		2015		2016		2015
Merger related expenses:
Transaction ⁽¹⁾	$	12,791	$	—	$	17,120	$	—
Severance and retention ⁽²⁾	13,868		—		13,868		—
Other ⁽³⁾	2,739		—		2,739		—
Total merger related expenses	29,398		—		33,727		—

Other acquisition expenses:
Transaction and integration	—		—		150		1,175
Total other acquisition expenses	—		—		150		1,175
Total merger and other acquisition expenses	$	29,398	$	—	$	33,877	$	1,175


⁽¹⁾	For the three month and nine month periods ended September 30, 2016, the Company recognized an income tax benefit of $1,876 and $3,387, respectively, related to the merger transaction expenses as a significant portion are not deductible for income tax purposes.


⁽²⁾	For the three month and nine month periods ended September 30, 2016, the Company made severance and retention payments of $9,497 and as of September 30, 2016 had $4,371 accrued for future payments. Accrued severance and retention is included in accounts payable and accrued expenses in the accompanying condensed consolidated balance sheets.


⁽³⁾	Represents accelerated share-based compensation expense related to restricted stock awards for certain First Cash employees which vested as a result of the Merger.

Fair Value of Financial Instruments (Tables)

9 Months Ended

Sep. 30, 2016

Fair Value Disclosures [Abstract]

Assets Measured on Recurring Basis

The Company’s financial assets that are measured at fair value on a recurring basis as of September 30, 2016 are as follows:



	September 30,		Fair Value Measurements Using
Financial assets:	2016		Level 1		Level 2		Level 3
Cash America nonqualified savings plan-related assets	$	12,229	$	12,229	$	—	$	—
Investment in common stock of Enova	54,786		54,786		—		—
	$	67,015	$	67,015	$	—	$	—

Fair Value, by Balance Sheet Grouping

The Company’s financial assets and liabilities as of September 30, 2016, 2015 and December 31, 2015 that are not measured at fair value in the condensed consolidated balance sheets are as follows:



	Carrying Value		Estimated Fair Value
	September 30,		September 30,		Fair Value Measurements Using
Financial assets:	2016		2016		Level 1		Level 2		Level 3
Cash and cash equivalents	$	83,356	$	83,356	$	83,356	$	—	$	—
Pawn loans	373,169		373,169		—		—		373,169
Consumer loans, net	27,792		27,792		—		—		27,792
Pawn loan fees and service charges receivable	45,708		45,708		—		—		45,708
	$	530,025	$	530,025	$	83,356	$	—	$	446,669

Financial liabilities:
Revolving unsecured credit facilities	360,000		360,000		—		360,000		—
Senior unsecured notes, outstanding principal	200,000		210,000		—		210,000		—
	$	560,000	$	570,000	$	—	$	570,000	$	—



	Carrying Value		Estimated Fair Value
	September 30,		September 30,		Fair Value Measurements Using
Financial assets:	2015		2015		Level 1		Level 2		Level 3
Cash and cash equivalents	$	72,523	$	72,523	$	72,523	$	—	$	—
Pawn loans	128,370		128,370		—		—		128,370
Consumer loans, net	1,114		1,114		—		—		1,114
Pawn loan fees and service charges receivable	18,116		18,116		—		—		18,116
	$	220,123	$	220,123	$	72,523	$	—	$	147,600

Financial liabilities:
Revolving unsecured credit facilities	68,500		68,500		—		68,500		—
Senior unsecured notes, outstanding principal	200,000		201,000		—		201,000		—
	$	268,500	$	269,500	$	—	$	269,500	$	—



	Carrying Value		Estimated Fair Value
	December 31,		December 31,		Fair Value Measurements Using
Financial assets:	2015		2015		Level 1		Level 2		Level 3
Cash and cash equivalents	$	86,954	$	86,954	$	86,954	$	—	$	—
Pawn loans	117,601		117,601		—		—		117,601
Consumer loans, net	1,118		1,118		—		—		1,118
Pawn loan fees and service charges receivable	16,406		16,406		—		—		16,406
	$	222,079	$	222,079	$	86,954	$	—	$	135,125

Financial liabilities:
Revolving unsecured credit facilities	58,000		58,000		—		58,000		—
Senior unsecured notes, outstanding principal	200,000		199,000		—		199,000		—
	$	258,000	$	257,000	$	—	$	257,000	$	—

Condensed Consolidating Guarantor Financial Statements (Tables)

9 Months Ended

Sep. 30, 2016

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Condensed Financial Statements



Summary Condensed Consolidating Balance Sheet
September 30, 2015

	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Total assets, as reported:	$	903,745		$	309,194	$	619,902		$	(1,077,639	)	$	755,202
Reclassifications	(4,288		)	67,013		(67,013		)	—			(4,288		)
Revisions	(202,327		)	—		(202,651		)	398,583			(6,395		)
Total assets, revised	$	697,130		$	376,207	$	350,238		$	(679,056	)	$	744,519

Total liabilities, as reported:	$	464,583		$	21,919	$	26,685		$	(197,715	)	$	315,472
Reclassifications	(4,288		)	5,227		(5,227		)	—			(4,288		)
Revisions	(176,467		)	—		12,207			184,293			20,033
Total liabilities, revised	$	283,828		$	27,146	$	33,665		$	(13,422	)	$	331,217

Total stockholders’ equity, as reported:	$	439,162		$	287,275	$	593,217		$	(879,924	)	$	439,730
Reclassifications	—			61,786		(61,786		)	—			—
Revisions	(25,860		)	—		(214,858		)	214,290			(26,428		)
Total stockholders’ equity, revised	$	413,302		$	349,061	$	316,573		$	(665,634	)	$	413,302



Summary Condensed Consolidating Statement of Comprehensive Income
Three Months Ended September 30, 2015

	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Net income (loss), as reported:	$	(6,541	)	$	4,531	$	13,183		$	—		$	11,173
Reclassifications	17,714			1,097		(1,097		)	(17,714		)	—
Net income (loss), revised	$	11,173		$	5,628	$	12,086		$	(17,714	)	$	11,173

Other comprehensive income (loss), as reported:	$	(6,541	)	$	4,531	$	(815	)	$	—		$	(2,825	)
Reclassifications	17,714			1,097		(1,097		)	(17,714		)	—
Revisions	(21,536		)	—		13,998			—			(7,538		)
Other comprehensive income (loss), revised	$	(10,363	)	$	5,628	$	12,086		$	(17,714	)	$	(10,363	)



Summary Condensed Consolidating Statement of Comprehensive Income
Nine Months Ended September 30, 2015

	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Net income (loss), as reported:	$	(21,102	)	$	26,590	$	35,812		$	—		$	41,300
Reclassifications	62,402			2,873		(2,873		)	(62,402		)	—
Net income (loss), revised	$	41,300		$	29,463	$	32,939		$	(62,402	)	$	41,300

Other comprehensive income (loss), as reported:	$	(21,102	)	$	26,590	$	12,938		$	—		$	18,426
Reclassifications	62,402			2,873		(2,873		)	(62,402		)	—
Revisions	(35,192		)	—		22,874			—			(12,318		)
Other comprehensive income (loss), revised	$	6,108		$	29,463	$	32,939		$	(62,402	)	$	6,108



Summary Condensed Consolidating Statement of Cash Flows
Nine Months Ended September 30, 2015

	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Cash flow from operating activities, as reported:	$	(22,879	)	$	7,381		$	80,620		$	—		$	65,122
Reclassifications	—			144			(144		)	—			—
Revisions	45,554			38,274			(35,270		)	(48,558		)	—
Cash flow from operating activities, revised	$	22,675		$	45,799		$	45,206		$	(48,558	)	$	65,122

Cash flow from investing activities, as reported:	$	6,017		$	(7,659	)	$	(69,200	)	$	—		$	(70,842	)
Reclassifications	—			(25,638		)	25,638			—			—
Revisions	(45,554		)	—			6,091			39,463			—
Cash flow from investing activities, revised	$	(39,537	)	$	(33,297	)	$	(37,471	)	$	39,463		$	(70,842	)

Cash flow from financing activities, as reported:	$	18,644		$	—		$	—		$	—		$	18,644
Reclassifications	—			(12,636		)	3,541			9,095			—
Cash flow from financing activities, revised	$	18,644		$	(12,636	)	$	3,541		$	9,095		$	18,644



Condensed Consolidating Balance Sheet
September 30, 2016

	Parent Company		Guarantor Subsidiaries		Non-Guarantor Subsidiaries		Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	29,324	$	36,723	$	17,309	$	—		$	83,356
Pawn loan fees and service charges receivable	—		33,758		11,950		—			45,708
Pawn loans	—		293,099		80,070		—			373,169
Consumer loans, net	—		27,331		461		—			27,792
Inventories	—		271,900		60,962		—			332,862
Income taxes receivable	13,354		23,095		—		—			36,449
Prepaid expenses and other current assets	3,790		25,742		2,403		—			31,935
Investment in common stock of Enova	—		54,786		—		—			54,786
Intercompany receivable	1,557		—		3,708		(5,265		)	—
Total current assets	48,025		766,434		176,863		(5,265		)	986,057

Property and equipment, net	3,817		181,809		55,123		—			240,749
Goodwill	—		751,900		113,450		—			865,350
Intangible assets, net	—		104,938		1,564		—			106,502
Other non-current assets	3,394		63,448		2,283		—			69,125
Deferred tax assets	—		—		9,912		—			9,912
Investments in subsidiaries	1,954,008		—		—		(1,954,008		)	—
Total assets	$	2,009,244	$	1,868,529	$	359,195	$	(1,959,273	)	$	2,277,695

LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	$	19,817	$	95,496	$	14,684	$	—		$	129,997
Customer deposits	—		28,437		9,154		—			37,591
Income taxes payable	—		—		910		—			910
Intercompany payable	—		—		5,265		(5,265		)	—
Total current liabilities	19,817		123,933		30,013		(5,265		)	168,498

Revolving unsecured credit facilities	360,000		—		—		—			360,000
Senior unsecured notes	196,373		—		—		—			196,373
Deferred tax liabilities	—		39,315		2,810		—			42,125
Other liabilities	—		77,645		—		—			77,645
Total liabilities	576,190		240,893		32,823		(5,265		)	844,641

Total stockholders’ equity	1,433,054		1,627,636		326,372		(1,954,008		)	1,433,054
Total liabilities and stockholders’ equity	$	2,009,244	$	1,868,529	$	359,195	$	(1,959,273	)	$	2,277,695



Condensed Consolidating Balance Sheet
September 30, 2015

	Parent Company		Guarantor Subsidiaries		Non-Guarantor Subsidiaries		Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	9,581	$	3,012	$	59,930	$	—		$	72,523
Pawn loan fees and service charges receivable	—		7,895		10,221		—			18,116
Pawn loans	—		63,195		65,175		—			128,370
Consumer loans, net	—		624		490		—			1,114
Inventories	—		45,339		52,849		—			98,188
Income taxes receivable	390		—		—		(390		)	—
Prepaid expenses and other current assets	4,030		—		1,785		—			5,815
Intercompany receivable	11,963		—		—		(11,963		)	—
Total current assets	25,964		120,065		190,450		(12,353		)	324,126

Property and equipment, net	3,490		55,908		50,887		—			110,285
Goodwill	—		195,076		96,701		—			291,777
Intangible assets, net	—		4,674		1,814		—			6,488
Other non-current assets	973		484		2,064		—			3,521
Deferred tax assets	1,069		—		8,322		(1,069		)	8,322
Investments in subsidiaries	665,634		—		—		(665,634		)	—
Total assets	$	697,130	$	376,207	$	350,238	$	(679,056	)	$	744,519

LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	$	19,616	$	2,382	$	9,591	$	—		$	31,589
Customer deposits	—		6,106		8,434		—			14,540
Income taxes payable	—		—		1,233		(390		)	843
Intercompany payable	—		—		11,963		(11,963		)	—
Total current liabilities	19,616		8,488		31,221		(12,353		)	46,972

Revolving unsecured credit facilities	68,500		—		—		—			68,500
Senior unsecured notes	195,712		—		—		—			195,712
Deferred tax liabilities	—		18,658		2,444		(1,069		)	20,033
Total liabilities	283,828		27,146		33,665		(13,422		)	331,217

Total stockholders’ equity	413,302		349,061		316,573		(665,634		)	413,302
Total liabilities and stockholders’ equity	$	697,130	$	376,207	$	350,238	$	(679,056	)	$	744,519



Condensed Consolidating Balance Sheet
December 31, 2015

	Parent Company		Guarantor Subsidiaries		Non-Guarantor Subsidiaries		Consolidating Eliminations			Consolidated
ASSETS
Cash and cash equivalents	$	5,460	$	3,765	$	77,729	$	—		$	86,954
Pawn loan fees and service charges receivable	—		7,596		8,810		—			16,406
Pawn loans	—		61,204		56,397		—			117,601
Consumer loans, net	—		624		494		—			1,118
Inventories	—		46,349		47,109		—			93,458
Income taxes receivable	3,567		—		—		—			3,567
Prepaid expenses and other current assets	2,910		—		3,420		—			6,330
Intercompany receivable	7,382		—		—		(7,382		)	—
Total current assets	19,319		119,538		193,959		(7,382		)	325,434

Property and equipment, net	3,568		55,585		53,294		—			112,447
Goodwill	—		196,224		99,385		—			295,609
Intangible assets, net	—		4,418		1,763		—			6,181
Other non-current assets	1,290		475		2,138		—			3,903
Deferred tax assets	—		—		9,321		—			9,321
Investments in subsidiaries	675,574		—		—		(675,574		)	—
Total assets	$	699,751	$	376,240	$	359,860	$	(682,956	)	$	752,895

LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	$	14,308	$	1,724	$	11,794	$	—		$	27,826
Customer deposits	—		6,205		8,221		—			14,426
Income taxes payable	—		—		3,923		—			3,923
Intercompany payable	—		—		7,382		(7,382		)	—
Total current liabilities	14,308		7,929		31,320		(7,382		)	46,175

Revolving unsecured credit facilities	58,000		—		—		—			58,000
Senior unsecured notes	195,874		—		—		—			195,874
Deferred tax liabilities	187		18,880		2,397		—			21,464
Total liabilities	268,369		26,809		33,717		(7,382		)	321,513

Total stockholders’ equity	431,382		349,431		326,143		(675,574		)	431,382
Total liabilities and stockholders’ equity	$	699,751	$	376,240	$	359,860	$	(682,956	)	$	752,895



Condensed Consolidating Statement of Comprehensive Income (Loss)
Three Months Ended September 30, 2016

	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Revenue:
Retail merchandise sales	$	—		$	76,413		$	75,802		$	—		$	152,215
Pawn loan fees	—			46,029			33,476			—			79,505
Consumer loan and credit services fees	—			9,907			570			—			10,477
Wholesale scrap jewelry revenue	—			14,377			4,579			—			18,956
Total revenue	—			146,726			114,427			—			261,153

Cost of revenue:
Cost of retail merchandise sold	—			46,448			46,951			—			93,399
Consumer loan and credit services loss provision	—			3,262			151			—			3,413
Cost of wholesale scrap jewelry sold	—			13,452			3,525			—			16,977
Total cost of revenue	—			63,162			50,627			—			113,789

Net revenue	—			83,564			63,800			—			147,364

Expenses and other income:
Store operating expenses	—			48,659			31,915			—			80,574
Administrative expenses ⁽¹⁾	5,508			7,653			11,339			—			24,500
Merger and other acquisition expenses	14,942			14,456			—			—			29,398
Depreciation and amortization	264			4,020			2,997			—			7,281
Interest expense	5,058			15			—			—			5,073
Interest income	(1		)	—			(137		)	—			(138		)
Loss on sale of common stock of Enova	—			253			—			—			253
Total expenses and other income	25,771			75,056			46,114			—			146,941

Income (loss) before income taxes	(25,771		)	8,508			17,686			—			423

Provision for income taxes	(6,682		)	3,120			5,397			—			1,835

Income (loss) before equity in net income of subsidiaries	(19,089		)	5,388			12,289			—			(1,412		)

Equity in net income of subsidiaries	17,677			—			—			(17,677		)	—

Net income (loss)	$	(1,412	)	$	5,388		$	12,289		$	(17,677	)	$	(1,412	)
Other comprehensive income (loss):
Currency translation adjustment	(12,248		)	—			—			—			(12,248		)
Change in fair value of investment in common stock of Enova, net	—			(1,753		)	—			—			(1,753		)
Comprehensive income (loss)	$	(13,660	)	$	3,635		$	12,289		$	(17,677	)	$	(15,413	)


⁽¹⁾	Includes the allocation of certain administrative expenses and the payment of royalties between the Parent Company and certain foreign Non-Guarantor Subsidiaries.



Condensed Consolidating Statement of Comprehensive Income (Loss)
Three Months Ended September 30, 2015

	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Revenue:
Retail merchandise sales	$	—		$	38,860	$	66,077		$	—		$	104,937
Pawn loan fees	—			21,566		28,316			—			49,882
Consumer loan and credit services fees	—			6,394		601			—			6,995
Wholesale scrap jewelry revenue	—			4,333		3,385			—			7,718
Total revenue	—			71,153		98,379			—			169,532

Cost of revenue:
Cost of retail merchandise sold	—			22,646		42,229			—			64,875
Consumer loan and credit services loss provision	—			2,246		122			—			2,368
Cost of wholesale scrap jewelry sold	—			4,069		2,778			—			6,847
Total cost of revenue	—			28,961		45,129			—			74,090

Net revenue	—			42,192		53,250			—			95,442

Expenses and other income:
Store operating expenses	—			23,429		27,566			—			50,995
Administrative expenses ⁽¹⁾	5,318			—		6,415			—			11,733
Depreciation and amortization	176			1,891		2,570			—			4,637
Goodwill impairment - U.S. consumer loan operations	—			7,913		—			—			7,913
Interest expense	4,336			—		—			—			4,336
Interest income	(1		)	—		(405		)	—			(406		)
Total expenses and other income	9,829			33,233		36,146			—			79,208

Income (loss) before income taxes	(9,829		)	8,959		17,104			—			16,234

Provision for income taxes	(3,288		)	3,331		5,018			—			5,061

Income (loss) before equity in net income of subsidiaries	(6,541		)	5,628		12,086			—			11,173

Equity in net income of subsidiaries	17,714			—		—			(17,714		)	—

Net income (loss)	$	11,173		$	5,628	$	12,086		$	(17,714	)	$	11,173
Other comprehensive income (loss):
Currency translation adjustment	(21,536		)	—		—			—			(21,536		)
Comprehensive income (loss)	$	(10,363	)	$	5,628	$	12,086		$	(17,714	)	$	(10,363	)


⁽¹⁾	Includes the allocation of certain administrative expenses and the payment of royalties between the Parent Company and certain foreign Non-Guarantor Subsidiaries.



Condensed Consolidating Statement of Comprehensive Income (Loss)
Nine Months Ended September 30, 2016

	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Revenue:
Retail merchandise sales	$	—		$	161,697		$	224,837		$	—		$	386,534
Pawn loan fees	—			86,712			96,104			—			182,816
Consumer loan and credit services fees	—			19,372			1,707			—			21,079
Wholesale scrap jewelry revenue	—			23,830			12,076			—			35,906
Total revenue	—			291,611			334,724			—			626,335

Cost of revenue:
Cost of retail merchandise sold	—			97,888			141,278			—			239,166
Consumer loan and credit services loss provision	—			5,366			414			—			5,780
Cost of wholesale scrap jewelry sold	—			21,235			9,466			—			30,701
Total cost of revenue	—			124,489			151,158			—			275,647

Net revenue	—			167,122			183,566			—			350,688

Expenses and other income:
Store operating expenses	—			95,722			94,841			—			190,563
Administrative expenses ⁽¹⁾	19,900			7,653			30,724			—			58,277
Merger and other acquisition expenses	19,421			14,456			—			—			33,877
Depreciation and amortization	678			7,346			9,141			—			17,165
Interest expense	13,774			15			70			—			13,859
Interest income	(5		)	—			(631		)	—			(636		)
Loss on sale of common stock of Enova	—			253			—			—			253
Total expenses and other income	53,768			125,445			134,145			—			313,358

Income (loss) before income taxes	(53,768		)	41,677			49,421			—			37,330

Provision for income taxes	(17,245		)	15,420			15,720			—			13,895

Income (loss) before equity in net income of subsidiaries	(36,523		)	26,257			33,701			—			23,435

Equity in net income of subsidiaries	59,958			—			—			(59,958		)	—

Net income (loss)	$	23,435		$	26,257		$	33,701		$	(59,958	)	$	23,435
Other comprehensive income (loss):
Currency translation adjustment	(28,951		)	—			—			—			(28,951		)
Change in fair value of investment in common stock of Enova, net	—			(1,753		)	—			—			(1,753		)
Comprehensive income (loss)	$	(5,516	)	$	24,504		$	33,701		$	(59,958	)	$	(7,269	)


⁽¹⁾	Includes the allocation of certain administrative expenses and the payment of royalties between the Parent Company and certain foreign Non-Guarantor Subsidiaries.



Condensed Consolidating Statement of Comprehensive Income (Loss)
Nine Months Ended September 30, 2015

	Parent Company			Guarantor Subsidiaries		Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Revenue:
Retail merchandise sales	$	—		$	118,642	$	202,374		$	—		$	321,016
Pawn loan fees	—			62,503		83,616			—			146,119
Consumer loan and credit services fees	—			19,427		1,873			—			21,300
Wholesale scrap jewelry revenue	—			13,536		11,207			—			24,743
Total revenue	—			214,108		299,070			—			513,178

Cost of revenue:
Cost of retail merchandise sold	—			68,685		130,072			—			198,757
Consumer loan and credit services loss provision	—			4,793		281			—			5,074
Cost of wholesale scrap jewelry sold	—			12,261		8,827			—			21,088
Total cost of revenue	—			85,739		139,180			—			224,919

Net revenue	—			128,369		159,890			—			288,259

Expenses and other income:
Store operating expenses	—			68,389		86,673			—			155,062
Administrative expenses ⁽¹⁾	18,015			—		21,050			—			39,065
Merger and other acquisition expenses	1,175			—		—			—			1,175
Depreciation and amortization	581			5,218		7,852			—			13,651
Goodwill impairment - U.S. consumer loan operations	—			7,913		—			—			7,913
Interest expense	12,482			—		—			—			12,482
Interest income	(4		)	—		(1,139		)	—			(1,143		)
Total expenses and other income	32,249			81,520		114,436			—			228,205

Income (loss) before income taxes	(32,249		)	46,849		45,454			—			60,054

Provision for income taxes	(11,147		)	17,386		12,515			—			18,754

Income (loss) before equity in net income of subsidiaries	(21,102		)	29,463		32,939			—			41,300

Equity in net income of subsidiaries	62,402			—		—			(62,402		)	—

Net income (loss)	$	41,300		$	29,463	$	32,939		$	(62,402	)	$	41,300
Other comprehensive income (loss):
Currency translation adjustment	(35,192		)	—		—			—			(35,192		)
Comprehensive income (loss)	$	6,108		$	29,463	$	32,939		$	(62,402	)	$	6,108


⁽¹⁾	Includes the allocation of certain administrative expenses and the payment of royalties between the Parent Company and certain foreign Non-Guarantor Subsidiaries.



Condensed Consolidating Statement of Cash Flows
Nine Months Ended September 30, 2016

	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	$	38,726		$	46,136		$	26,677		$	(71,065	)	$	40,474
Cash flow from investing activities:
Loan receivables, net of cash repayments	—			1,619			(33,105		)	—			(31,486		)
Purchases of property and equipment	(927		)	(12,644		)	(9,855		)	—			(23,426		)
Portion of aggregate merger consideration paid in cash, net of cash acquired	—			(8,251		)	—			—			(8,251		)
Acquisitions of pawn stores, net of cash acquired	—			(1,324		)	(27,432		)	—			(28,756		)
Proceeds from sale of common stock of Enova	—			2,962			—			—			2,962
Investing activity with subsidiaries	(303,004		)	—			—			303,004			—
Net cash flow provided by (used in) investing activities	(303,931		)	(17,638		)	(70,392		)	303,004			(88,957		)
Cash flow from financing activities:
Borrowings from revolving credit facilities	396,000			—			—			—			396,000
Repayments of revolving credit facilities	(94,000		)	—			—			—			(94,000		)
Repayments of debt assumed with merger and other acquisitions	—			(232,000		)	(6,532		)	—			(238,532		)
Debt issuance costs paid	(2,340		)	—			—			—			(2,340		)
Common stock dividends paid	(10,591		)	—			—			—			(10,591		)
Proceeds from intercompany financing related activity	—			302,705			299			(303,004		)	—
Intercompany dividends paid	—			(66,245		)	(4,820		)	71,065			—
Net cash flow provided by (used in) financing activities	289,069			4,460			(11,053		)	(231,939		)	50,537
Effect of exchange rates on cash	—			—			(5,652		)	—			(5,652		)
Change in cash and cash equivalents	23,864			32,958			(60,420		)	—			(3,598		)
Cash and cash equivalents at beginning of the period	5,460			3,765			77,729			—			86,954
Cash and cash equivalents at end of the period	$	29,324		$	36,723		$	17,309		$	—		$	83,356



Condensed Consolidating Statement of Cash Flows
Nine Months Ended September 30, 2015

	Parent Company			Guarantor Subsidiaries			Non-Guarantor Subsidiaries			Consolidating Eliminations			Consolidated
Cash flow from operating activities:
Net cash flow provided by (used in) operating activities	$	22,675		$	45,799		$	45,206		$	(48,558	)	$	65,122
Cash flow from investing activities:
Loan receivables, net of cash repayments	—			(542		)	(21,757		)	—			(22,299		)
Purchases of property and equipment	(74		)	(5,990		)	(9,464		)	—			(15,528		)
Acquisitions of pawn stores, net of cash acquired	—			(26,765		)	(6,250		)	—			(33,015		)
Investing activity with subsidiaries	(39,463		)	—			—			39,463			—
Net cash flow provided by (used in) investing activities	(39,537		)	(33,297		)	(37,471		)	39,463			(70,842		)
Cash flow from financing activities:
Borrowings from revolving credit facilities	82,055			—			—			—			82,055
Repayments of revolving credit facilities	(35,955		)	—			—			—			(35,955		)
Purchases of treasury stock	(31,974		)	—			—			—			(31,974		)
Proceeds from exercise of share-based compensation awards	2,901			—			—			—			2,901
Income tax benefit from exercise of stock options	1,617			—			—			—			1,617
Proceeds from intercompany financing related activity	—			32,755			6,708			(39,463		)	—
Intercompany dividends paid	—			(45,391		)	(3,167		)	48,558			—
Net cash flow provided by (used in) financing activities	18,644			(12,636		)	3,541			9,095			18,644
Effect of exchange rates on cash	—			—			(8,393		)	—			(8,393		)
Change in cash and cash equivalents	1,782			(134		)	2,883			—			4,531
Cash and cash equivalents at beginning of the period	7,799			3,146			57,047			—			67,992
Cash and cash equivalents at end of the period	$	9,581		$	3,012		$	59,930		$	—		$	72,523

Significant Accounting Policies (Details) $ in Thousands	3 Months Ended		9 Months Ended
Significant Accounting Policies (Details) $ in Thousands	Sep. 30, 2016 USD ($)	Sep. 30, 2015 USD ($)	Sep. 30, 2016 USD ($) payment segment	Sep. 30, 2015 USD ($)	Dec. 31, 2015 USD ($)
Accounting Policies [Abstract]
Number of operating segments \| segment			3
Number of reportable segments \| segment			1
Delinquent consumer loans (days)			60 days
Delinquent installment loans (payments) \| payment			2
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Increase non-current deferred tax assets	$ 9,912	$ 8,322	$ 9,912	$ 8,322	$ 9,321
Increase in non-current deferred tax liabilities	42,125	20,033	42,125	20,033	21,464
Reduction in comprehensive income	(15,413)	(10,363)	(7,269)	6,108
Deferred finance costs, net	3,627	4,288	3,627	4,288	4,126
Scenario, Adjustment [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Increase non-current deferred tax assets		26,428		26,428
Reduction in comprehensive income		(7,538)		(12,318)
Accounting Standards Update 2015-17 [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Decrease in current deferred tax assets		6,632		6,632
Increase non-current deferred tax assets		26,665		26,665
Increase in non-current deferred tax liabilities		20,033		20,033
Accounting Standards Update 2015-03 [Member] \| Other Noncurrent Assets [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Deferred finance costs, net	(3,627)	(4,288)	(3,627)	(4,288)	(4,126)
Accounting Standards Update 2015-03 [Member] \| Senior Unsecured Notes [Member]
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Deferred finance costs, net	$ 3,627	$ 4,288	$ 3,627	$ 4,288	$ 4,126

Merger and Other Acquisitions - Narrative (Details)	Sep. 30, 2016 store country shares	Sep. 01, 2016 shares	Apr. 28, 2016 shares
Related Party Transaction [Line Items]
Number of retail pawn stores \| store	2,000
Number of countries \| country	4
Number of shares			0.84
Shares of First Cash common stock issued (in thousands)	20,181,000
Ownership percentage	100.00%
First Cash [Member]
Related Party Transaction [Line Items]
Ownership percentage			58.00%
Cash America Merger
Related Party Transaction [Line Items]
Ownership percentage			42.00%
Cash America Merger
Related Party Transaction [Line Items]
Number of shares		0.84
Shares of First Cash common stock issued (in thousands)		20,181,000

Merger and Other Acquisitions - Summary of Consideration Transferred in Cash America Merger (Details) - USD ($) $ / shares in Units, $ in Thousands	Sep. 01, 2016	Sep. 30, 2016	Apr. 28, 2016	Dec. 31, 2015	Sep. 30, 2015
Business Acquisition [Line Items]
Number of shares			0.84
Shares of First Cash common stock issued (in thousands)		20,181,000
Common stock		$ 493		$ 403	$ 399
Cash America Merger
Business Acquisition [Line Items]
Cash America shares outstanding at September 1, 2016 (in thousands)	24,025,000
Number of shares	0.84
Shares of First Cash common stock issued (in thousands)	20,181,000
Company common stock per share price at September 1, 2016	$ 50.32
Common stock	$ 1,015,507
Cash in lieu of fractional shares paid by the Company	10
Cash America outstanding stock awards settled in cash	50,760
Aggregate merger consideration	$ 1,066,277

Merger and Other Acquisitions - Preliminary Allocation of the Aggregate Merger Consideration (Details) - USD ($) $ in Thousands	Sep. 01, 2016	Sep. 30, 2016	Dec. 31, 2015	Sep. 30, 2015
Business Acquisition [Line Items]
Goodwill		$ 865,350	$ 295,609	$ 291,777
Cash America Merger
Business Acquisition [Line Items]
Cash and cash equivalents	$ 42,520
Pawn loans	234,761
Pawn loan fees and service charges receivable	26,893
Consumer loans, net	27,549
Inventory	224,948
Income taxes receivable	23,095
Other current assets	27,018
Investment in common stock of Enova International, Inc.	60,785
Property and equipment	119,414
Goodwill	555,096
Intangible assets	102,000
Other non-current assets	62,993
Current liabilities	(96,080)
Customer deposits	(21,536)
Revolving unsecured credit facility	(232,000)
Deferred tax liabilities	(13,517)
Other liabilities	(77,662)
Aggregate merger consideration	1,066,277
Goodwill expected to be deductible		$ 223,000
Contingent liabilities	21,500
Purchase price	$ 1,066,277

Merger and Other Acquisitions - Schedule of Intangible Assets Acquired (Details) - Cash America Merger $ in Thousands	Sep. 01, 2016 USD ($)
Acquired Indefinite-lived Intangible Assets [Line Items]
Indefinite-lived Intangible Assets Acquired	$ 102,000
Customer relationships
Acquired Indefinite-lived Intangible Assets [Line Items]
Indefinite-lived Intangible Assets Acquired	$ 14,700
Useful life	5 years
Non-compete agreements
Acquired Indefinite-lived Intangible Assets [Line Items]
Indefinite-lived Intangible Assets Acquired	$ 8,700
Useful life	2 years
Trade names
Acquired Indefinite-lived Intangible Assets [Line Items]
Indefinite-lived Intangible Assets Acquired	$ 46,300
Pawn licenses
Acquired Indefinite-lived Intangible Assets [Line Items]
Indefinite-lived Intangible Assets Acquired	$ 32,300

Merger and Other Acquisitions - Other Acquisitions (Details)		9 Months Ended
	Jan. 06, 2016 USD ($) store	Sep. 30, 2016 USD ($) store
Latin America Acquisition
Business Acquisition [Line Items]
Post closing adjustments	$ 229,000
Purchase price	30,123,000	$ 29,894,000
Cash paid		27,357
Business Combination, Consideration Transferred, Liabilities Incurred		2,537
Notes payable	$ 6,630,000	$ 6,630,000
U.S. Acquisition
Business Acquisition [Line Items]
Number of stores acquired \| store		1
Purchase price		$ 824,000
Cash paid		575,000
Notes payable		$ 0
Mexico Acquisition \| Latin America Acquisition
Business Acquisition [Line Items]
Number of stores acquired \| store	166
El Salvador Acquisition \| Latin America Acquisition
Business Acquisition [Line Items]
Number of stores acquired \| store	13

Merger and Other Acquisitions - Preliminary Allocations of Other Purchases (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2016	Jan. 06, 2016	Dec. 31, 2015	Sep. 30, 2015
Business Acquisition [Line Items]
Goodwill	$ 865,350		$ 295,609	$ 291,777
Latin America Acquisition
Business Acquisition [Line Items]
Pawn loans	10,586
Pawn loan fees and service charges receivable	885
Inventory	3,031
Other current assets	2,039
Property and equipment	6,950
Goodwill	19,666
Intangible assets	405
Other non-current assets	512
Deferred tax assets	2,392
Current liabilities	(9,942)
Notes payable	(6,630)	$ (6,630)
Purchase price	29,894
U.S. Acquisition
Business Acquisition [Line Items]
Pawn loans	138
Pawn loan fees and service charges receivable	6
Inventory	98
Other current assets	0
Property and equipment	10
Goodwill	580
Intangible assets	16
Other non-current assets	0
Deferred tax assets	0
Current liabilities	(24)
Notes payable	0
Purchase price	$ 824
U.S. Acquisition \| Customer relationships
Business Acquisition [Line Items]
Useful life	5 years
Other 2016 Acquisitions [Member]
Business Acquisition [Line Items]
Pawn loans	$ 10,724
Pawn loan fees and service charges receivable	891
Inventory	3,129
Other current assets	2,039
Property and equipment	6,960
Goodwill	20,246
Intangible assets	421
Other non-current assets	512
Deferred tax assets	2,392
Current liabilities	(9,966)
Notes payable	(6,630)
Purchase price	$ 30,718

Merger and Other Acquisitions - Pro Forma Financial Information (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Business Acquisition, Pro Forma Information, Nonrecurring Adjustment [Line Items]
Revenue since acquisition			$ 112,185
Net earnings since acquisition			13,184
Transaction and integration costs	$ 33,877		33,877
As Reported
Total revenue	261,153	$ 169,532	626,335	$ 513,178
Net income (loss)	$ (1,412)	$ 11,173	$ 23,435	$ 41,300
Net income per basic share (in dollars per share)	$ (0.04)	$ 0.40	$ 0.77	$ 1.46
Net income per diluted share (in dollars per share)	$ (0.04)	$ 0.40	$ 0.77	$ 1.45
Pro Forma
Total revenue			$ 1,308,967	$ 1,304,906
Net income			$ 80,556	$ 34,291
Net income per basic share (in dollars per share)			$ 1.66	$ 0.71
Net income per diluted share (in dollars per share)			$ 1.66	$ 0.71
Acquisition-related Costs [Member]
As Reported
Net income (loss)				$ (66,324)

Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Earnings Per Share [Abstract]
Net income (loss)	$ (1,412)	$ 11,173	$ 23,435	$ 41,300
Weighted-average common shares for calculating basic earnings per share (shares)	34,631	28,019	30,372	28,206
Stock options and nonvested awards (shares)	0	205	0	212
Weighted-average common shares for calculating diluted earnings per share (shares)	34,631	28,224	30,372	28,418
Net income (loss) per share:
Net income per basic share (in dollars per share)	$ (0.04)	$ 0.40	$ 0.77	$ 1.46
Net income per diluted share (in dollars per share)	$ (0.04)	$ 0.40	$ 0.77	$ 1.45

Merger and Other Acquisition Expenses (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Merger related expenses:
Transaction	$ 12,791	$ 0	$ 17,120	$ 0
Severance and retention	13,868	0	13,868	0
Other	2,739	0	2,739	0
Total merger related expenses	29,398	0	33,727	0
Other acquisition expenses:
Transaction and integration	0	0	150	1,175
Other Acquisition Expenses	0	0	150	1,175
Total merger and other acquisition expenses	29,398	$ 0	33,877	$ 1,175
Acquisition related costs, income tax benefit	1,876		3,387
Employee Severance
Other acquisition expenses:
Payments for restructuring	9,497		9,497
Restructuring reserve	$ 4,371		$ 4,371

Investment in Enova (Details)
$ in Thousands

1 Months Ended

3 Months Ended

9 Months Ended

Oct. 31, 2016

Sep. 30, 2016

USD ($)

Sep. 30, 2015

USD ($)

Sep. 30, 2016

USD ($)

Sep. 30, 2015

USD ($)

Change in fair value of investment in common stock of Enova International, Inc., net of tax | $

$ (1,753)

^[1]

$ 0

$ (1,753)

^[1]

$ 0

Loss on sale of common stock of Enova International, Inc. | $

$ (253)

$ 0

$ (253)

$ 0

Enova [Member]

Investment Owned, Balance, Shares | shares

5,666,000

Investment Owned Percentage

17.00%

Investment Owned, at Cost | $

$ 57,570

Investment Owned Shares Sold | shares

317,000

Subsequent Event [Member] | Enova [Member]

Investment Owned Shares Sold | shares

1,200,000

Single Board [Member]

Number of Board Members

Total Board [Member]

Number of Board Members

[1]	Net of tax benefit of $1,031 for the three and nine months ended September 30, 2016.

Long-Term Debt (Details)			8 Months Ended	9 Months Ended
Long-Term Debt (Details)	Sep. 01, 2016 USD ($) commercial_lender	Mar. 24, 2014 USD ($)	Sep. 01, 2016 USD ($) commercial_lender	Sep. 30, 2016 USD ($)	Aug. 31, 2016 USD ($) commercial_lender	Jul. 25, 2016	Dec. 31, 2015 USD ($)	Sep. 30, 2015 USD ($)
Debt Instrument [Line Items]
Deferred finance costs, net				$ 3,627,000			$ 4,126,000	$ 4,288,000
Line of Credit \| 2015 Credit Facility [Member]
Debt Instrument [Line Items]
Maximum borrowing capacity	$ 210,000,000		$ 210,000,000		$ 210,000,000
number of lenders \| commercial_lender					5
Amount outstanding				$ 360,000,000
Interest rate at end of period (percent)				3.06%
Net proceeds				$ 302,000,000
Line of credit facility, percentage of foreign subsidiary stock pledged as collateral	65.00%
Line of Credit \| 2015 Credit Facility [Member] \| 30-day LIBOR
Debt Instrument [Line Items]
Basis spread on variable rate (percent)			2.50%
Line of Credit \| 2015 Credit Facility [Member] \| Prime Rate
Debt Instrument [Line Items]
Basis spread on variable rate (percent)			1.50%
Line of Credit \| 2016 Credit Facility [Member]
Debt Instrument [Line Items]
Maximum borrowing capacity	$ 400,000,000		$ 400,000,000
number of lenders \| commercial_lender	8		8
Credit Facility Term	5 years
Letters of Credit Outstanding, Amount				5,956,000
Remaining borrowing capacity				$ 34,044,000
Line of Credit Facility, Unused Capacity, Commitment Fee Percentage				0.50%
Line of Credit \| 2016 Credit Facility [Member] \| 30-day LIBOR
Debt Instrument [Line Items]
Basis spread on variable rate (percent)				2.50%
Line of Credit \| 2016 Credit Facility [Member] \| Prime Rate
Debt Instrument [Line Items]
Basis spread on variable rate (percent)				1.50%
Line of Credit \| Mexico Credit Facility
Debt Instrument [Line Items]
Maximum borrowing capacity				$ 10,000,000
Remaining borrowing capacity				$ 10,000,000
Expiration date				Dec. 09, 2017
Commitment fee amount				$ 25,000
Line of Credit \| Mexico Credit Facility \| 30-day LIBOR
Debt Instrument [Line Items]
Basis spread on variable rate (percent)				2.00%
Cash America Merger \| Senior Notes
Debt Instrument [Line Items]
Stated interest rate (percent)	5.75%		5.75%
First Cash [Member] \| Senior Notes
Debt Instrument [Line Items]
Face amount		$ 200,000,000
Stated interest rate (percent)		6.75%
Restricted Payments (percent)		50.00%
Minimum [Member] \| Line of Credit \| 2016 Credit Facility [Member] \| 30-day LIBOR
Debt Instrument [Line Items]
Stated interest rate (percent)						0.00%

Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015	Sep. 30, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Savings plan maximum contribution percentage of annual bonus	100.00%
Savings plan maximum contribution percentage of other compensation	50.00%
Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets	$ 83,356	$ 86,954	$ 72,523
Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets	0	0	0
Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total assets	446,669	$ 135,125	$ 147,600
Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash America nonqualified savings plan-related assets	12,229
Investment in common stock of Enova	54,786
Total assets	67,015
Recurring \| Level 1
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash America nonqualified savings plan-related assets	12,229
Investment in common stock of Enova	54,786
Total assets	67,015
Recurring \| Level 2
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash America nonqualified savings plan-related assets	0
Investment in common stock of Enova	0
Total assets	0
Recurring \| Level 3
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash America nonqualified savings plan-related assets	0
Investment in common stock of Enova	0
Total assets	$ 0

Fair Value of Financial Instruments 2 (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015	Sep. 30, 2015
Level 1
Financial assets:
Cash and cash equivalents	$ 83,356	$ 86,954	$ 72,523
Pawn loan fees and service charges receivable	0	0	0
Total assets	83,356	86,954	72,523
Financial liabilities:
Total liabilities	0	0	0
Level 1 \| Pawn loans
Financial assets:
Loans receivable	0	0	0
Level 1 \| Consumer loans, net
Financial assets:
Loans receivable	0	0	0
Level 1 \| Line of Credit
Financial liabilities:
Debt	0	0	0
Level 1 \| Senior Notes
Financial liabilities:
Debt	0	0	0
Level 2
Financial assets:
Cash and cash equivalents	0	0	0
Pawn loan fees and service charges receivable	0	0	0
Total assets	0	0	0
Financial liabilities:
Total liabilities	570,000	257,000	269,500
Level 2 \| Pawn loans
Financial assets:
Loans receivable	0	0	0
Level 2 \| Consumer loans, net
Financial assets:
Loans receivable	0	0	0
Level 2 \| Line of Credit
Financial liabilities:
Debt	360,000	58,000	68,500
Level 2 \| Senior Notes
Financial liabilities:
Debt	210,000	199,000	201,000
Level 3
Financial assets:
Cash and cash equivalents	0	0	0
Pawn loan fees and service charges receivable	45,708	16,406	18,116
Total assets	446,669	135,125	147,600
Financial liabilities:
Total liabilities	0	0	0
Level 3 \| Pawn loans
Financial assets:
Loans receivable	373,169	117,601	128,370
Level 3 \| Consumer loans, net
Financial assets:
Loans receivable	27,792	1,118	1,114
Level 3 \| Line of Credit
Financial liabilities:
Debt	0	0	0
Level 3 \| Senior Notes
Financial liabilities:
Debt	0	0	0
Reported Value Measurement [Member]
Financial assets:
Cash and cash equivalents	83,356	86,954	72,523
Pawn loan fees and service charges receivable	45,708	16,406	18,116
Total assets	530,025	222,079	220,123
Financial liabilities:
Total liabilities	560,000	258,000	268,500
Reported Value Measurement [Member] \| Pawn loans
Financial assets:
Loans receivable	373,169	117,601	128,370
Reported Value Measurement [Member] \| Consumer loans, net
Financial assets:
Loans receivable	27,792	1,118	1,114
Reported Value Measurement [Member] \| Line of Credit
Financial liabilities:
Debt	360,000	58,000	68,500
Reported Value Measurement [Member] \| Senior Notes
Financial liabilities:
Debt	200,000	200,000	200,000
Estimate of Fair Value Measurement [Member]
Financial assets:
Cash and cash equivalents	83,356	86,954	72,523
Pawn loan fees and service charges receivable	45,708	16,406	18,116
Total assets	530,025	222,079	220,123
Financial liabilities:
Total liabilities	570,000	257,000	269,500
Estimate of Fair Value Measurement [Member] \| Pawn loans
Financial assets:
Loans receivable	373,169	117,601	128,370
Estimate of Fair Value Measurement [Member] \| Consumer loans, net
Financial assets:
Loans receivable	27,792	1,118	1,114
Estimate of Fair Value Measurement [Member] \| Line of Credit
Financial liabilities:
Debt	360,000	58,000	68,500
Estimate of Fair Value Measurement [Member] \| Senior Notes
Financial liabilities:
Debt	$ 210,000	$ 199,000	$ 201,000

Condensed Consolidating Guarantor Financial Statements - Details BS (Details) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and cash equivalents	$ 83,356	$ 86,954	$ 72,523	$ 67,992
Pawn loan fees and service charges receivable	45,708	16,406	18,116
Pawn loans	373,169	117,601	128,370
Consumer loans, net	27,792	1,118	1,114
Inventories	332,862	93,458	98,188
Income taxes receivable	36,449	3,567	0
Prepaid expenses and other current assets	31,935	6,330	5,815
Investment in common stock of Enova International, Inc.	54,786	0	0
Intercompany receivable	0	0	0
Total current assets	986,057	325,434	324,126
Property and equipment, net	240,749	112,447	110,285
Goodwill	865,350	295,609	291,777
Intangible assets, net	106,502	6,181	6,488
Other non-current assets	69,125	3,903	3,521
Deferred tax assets	9,912	9,321	8,322
Investments in subsidiaries	0	0	0
Total assets	2,277,695	752,895	744,519
LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	129,997	27,826	31,589
Customer deposits	37,591	14,426	14,540
Income taxes payable	910	3,923	843
Intercompany payable	0	0	0
Total current liabilities	168,498	46,175	46,972
Revolving unsecured credit facilities	360,000	58,000	68,500
Senior unsecured notes	196,373	195,874	195,712
Deferred tax liabilities	42,125	21,464	20,033
Other liabilities	77,645	0	0
Total liabilities	844,641	321,513	331,217
Total stockholders’ equity	1,433,054	431,382	413,302
Total liabilities and stockholders’ equity	2,277,695	752,895	744,519
Parent Company
ASSETS
Cash and cash equivalents	29,324	5,460	9,581	7,799
Pawn loan fees and service charges receivable	0	0	0
Pawn loans	0	0	0
Consumer loans, net	0	0	0
Inventories	0	0	0
Income taxes receivable	13,354	3,567	390
Prepaid expenses and other current assets	3,790	2,910	4,030
Investment in common stock of Enova International, Inc.	0
Intercompany receivable	1,557	7,382	11,963
Total current assets	48,025	19,319	25,964
Property and equipment, net	3,817	3,568	3,490
Goodwill	0	0	0
Intangible assets, net	0	0	0
Other non-current assets	3,394	1,290	973
Deferred tax assets	0	0	1,069
Investments in subsidiaries	1,954,008	675,574	665,634
Total assets	2,009,244	699,751	697,130
LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	19,817	14,308	19,616
Customer deposits	0	0	0
Income taxes payable	0	0	0
Intercompany payable	0	0	0
Total current liabilities	19,817	14,308	19,616
Revolving unsecured credit facilities	360,000	58,000	68,500
Senior unsecured notes	196,373	195,874	195,712
Deferred tax liabilities	0	187	0
Other liabilities	0
Total liabilities	576,190	268,369	283,828
Total stockholders’ equity	1,433,054	431,382	413,302
Total liabilities and stockholders’ equity	2,009,244	699,751	697,130
Guarantor Subsidiaries
ASSETS
Cash and cash equivalents	36,723	3,765	3,012	3,146
Pawn loan fees and service charges receivable	33,758	7,596	7,895
Pawn loans	293,099	61,204	63,195
Consumer loans, net	27,331	624	624
Inventories	271,900	46,349	45,339
Income taxes receivable	23,095	0	0
Prepaid expenses and other current assets	25,742	0	0
Investment in common stock of Enova International, Inc.	54,786
Intercompany receivable	0	0	0
Total current assets	766,434	119,538	120,065
Property and equipment, net	181,809	55,585	55,908
Goodwill	751,900	196,224	195,076
Intangible assets, net	104,938	4,418	4,674
Other non-current assets	63,448	475	484
Deferred tax assets	0	0	0
Investments in subsidiaries	0	0	0
Total assets	1,868,529	376,240	376,207
LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	95,496	1,724	2,382
Customer deposits	28,437	6,205	6,106
Income taxes payable	0	0	0
Intercompany payable	0	0	0
Total current liabilities	123,933	7,929	8,488
Revolving unsecured credit facilities	0	0	0
Senior unsecured notes	0	0	0
Deferred tax liabilities	39,315	18,880	18,658
Other liabilities	77,645
Total liabilities	240,893	26,809	27,146
Total stockholders’ equity	1,627,636	349,431	349,061
Total liabilities and stockholders’ equity	1,868,529	376,240	376,207
Non-Guarantor Subsidiaries
ASSETS
Cash and cash equivalents	17,309	77,729	59,930	57,047
Pawn loan fees and service charges receivable	11,950	8,810	10,221
Pawn loans	80,070	56,397	65,175
Consumer loans, net	461	494	490
Inventories	60,962	47,109	52,849
Income taxes receivable	0	0	0
Prepaid expenses and other current assets	2,403	3,420	1,785
Investment in common stock of Enova International, Inc.	0
Intercompany receivable	3,708	0	0
Total current assets	176,863	193,959	190,450
Property and equipment, net	55,123	53,294	50,887
Goodwill	113,450	99,385	96,701
Intangible assets, net	1,564	1,763	1,814
Other non-current assets	2,283	2,138	2,064
Deferred tax assets	9,912	9,321	8,322
Investments in subsidiaries	0	0	0
Total assets	359,195	359,860	350,238
LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	14,684	11,794	9,591
Customer deposits	9,154	8,221	8,434
Income taxes payable	910	3,923	1,233
Intercompany payable	5,265	7,382	11,963
Total current liabilities	30,013	31,320	31,221
Revolving unsecured credit facilities	0	0	0
Senior unsecured notes	0	0	0
Deferred tax liabilities	2,810	2,397	2,444
Other liabilities	0
Total liabilities	32,823	33,717	33,665
Total stockholders’ equity	326,372	326,143	316,573
Total liabilities and stockholders’ equity	359,195	359,860	350,238
Consolidating Eliminations
ASSETS
Cash and cash equivalents	0	0	0	$ 0
Pawn loan fees and service charges receivable	0	0	0
Pawn loans	0	0	0
Consumer loans, net	0	0	0
Inventories	0	0	0
Income taxes receivable	0	0	(390)
Prepaid expenses and other current assets	0	0	0
Investment in common stock of Enova International, Inc.	0
Intercompany receivable	(5,265)	(7,382)	(11,963)
Total current assets	(5,265)	(7,382)	(12,353)
Property and equipment, net	0	0	0
Goodwill	0	0	0
Intangible assets, net	0	0	0
Other non-current assets	0	0	0
Deferred tax assets	0	0	(1,069)
Investments in subsidiaries	(1,954,008)	(675,574)	(665,634)
Total assets	(1,959,273)	(682,956)	(679,056)
LIABILITIES AND STOCKHOLDERS’ EQUITY
Accounts payable and accrued liabilities	0	0	0
Customer deposits	0	0	0
Income taxes payable	0	0	(390)
Intercompany payable	(5,265)	(7,382)	(11,963)
Total current liabilities	(5,265)	(7,382)	(12,353)
Revolving unsecured credit facilities	0	0	0
Senior unsecured notes	0	0	0
Deferred tax liabilities	0	0	(1,069)
Other liabilities	0
Total liabilities	(5,265)	(7,382)	(13,422)
Total stockholders’ equity	(1,954,008)	(675,574)	(665,634)
Total liabilities and stockholders’ equity	$ (1,959,273)	$ (682,956)	$ (679,056)

Condensed Consolidating Guarantor Financial Statements - Details IS (Details) - USD ($)
$ in Thousands

3 Months Ended

9 Months Ended

Sep. 30, 2016

Sep. 30, 2015

Sep. 30, 2016

Sep. 30, 2015

Revenue:

$ 152,215

$ 104,937

$ 386,534

$ 321,016

79,505

49,882

182,816

146,119

10,477

6,995

21,079

21,300

18,956

7,718

35,906

24,743

261,153

169,532

626,335

513,178

93,399

64,875

239,166

198,757

3,413

2,368

5,780

5,074

16,977

6,847

30,701

21,088

113,789

74,090

275,647

224,919

147,364

95,442

350,688

288,259

80,574

50,995

190,563

155,062

24,500

11,733

58,277

39,065

29,398

33,877

1,175

Goodwill impairment - U.S. consumer loan operations

7,281

4,637

17,165

13,651

7,913

5,073

4,336

13,859

12,482

Loss on sale of common stock of Enova International, Inc.

(138)

(406)

(636)

(1,143)

253

146,941

79,208

313,358

228,205

423

16,234

37,330

60,054

1,835

5,061

13,895

18,754

(1,412)

11,173

23,435

41,300

(1,412)

11,173

23,435

41,300

Change in fair value of investment in common stock of Enova International, Inc., net of tax

(12,248)

(21,536)

(28,951)

(35,192)

(1,753)

^[1]

(1,753)

^[1]

(15,413)

(10,363)

(7,269)

6,108

Parent Company

Revenue:

5,508

5,318

19,900

18,015

14,942

19,421

1,175

Goodwill impairment - U.S. consumer loan operations

264

176

678

581

5,058

4,336

13,774

12,482

Loss on sale of common stock of Enova International, Inc.

(1)

(5)

(4)

25,771

9,829

53,768

32,249

(25,771)

(9,829)

(53,768)

(32,249)

(6,682)

(3,288)

(17,245)

(11,147)

(19,089)

(6,541)

(36,523)

(21,102)

17,677

17,714

59,958

62,402

(1,412)

11,173

23,435

41,300

Change in fair value of investment in common stock of Enova International, Inc., net of tax

(12,248)

(21,536)

(28,951)

(35,192)

(13,660)

(10,363)

(5,516)

6,108

Guarantor Subsidiaries

Revenue:

76,413

38,860

161,697

118,642

46,029

21,566

86,712

62,503

9,907

6,394

19,372

19,427

14,377

4,333

23,830

13,536

146,726

71,153

291,611

214,108

46,448

22,646

97,888

68,685

3,262

2,246

5,366

4,793

13,452

4,069

21,235

12,261

63,162

28,961

124,489

85,739

83,564

42,192

167,122

128,369

48,659

23,429

95,722

68,389

7,653

14,456

Goodwill impairment - U.S. consumer loan operations

4,020

1,891

7,346

5,218

7,913

Loss on sale of common stock of Enova International, Inc.

253

75,056

33,233

125,445

81,520

8,508

8,959

41,677

46,849

3,120

3,331

15,420

17,386

5,388

5,628

26,257

29,463

5,388

5,628

26,257

29,463

Change in fair value of investment in common stock of Enova International, Inc., net of tax

(1,753)

Non-Guarantor Subsidiaries

3,635

5,628

24,504

29,463

Revenue:

75,802

66,077

224,837

202,374

33,476

28,316

96,104

83,616

570

601

1,707

1,873

4,579

3,385

12,076

11,207

114,427

98,379

334,724

299,070

46,951

42,229

141,278

130,072

151

122

414

281

3,525

2,778

9,466

8,827

50,627

45,129

151,158

139,180

63,800

53,250

183,566

159,890

31,915

27,566

94,841

86,673

11,339

6,415

30,724

21,050

Goodwill impairment - U.S. consumer loan operations

2,997

2,570

9,141

7,852

Loss on sale of common stock of Enova International, Inc.

(137)

(405)

(631)

(1,139)

46,114

36,146

134,145

114,436

17,686

17,104

49,421

45,454

5,397

5,018

15,720

12,515

12,289

12,086

33,701

32,939

12,289

12,086

33,701

32,939

Change in fair value of investment in common stock of Enova International, Inc., net of tax

Consolidating Eliminations

12,289

12,086

33,701

32,939

Revenue:

Goodwill impairment - U.S. consumer loan operations

Loss on sale of common stock of Enova International, Inc.

(17,677)

(17,714)

(59,958)

(62,402)

(17,677)

(17,714)

(59,958)

(62,402)

Change in fair value of investment in common stock of Enova International, Inc., net of tax